Summary
Overview
Work History
Education
Skills
Knowledge Acquired
References
Timeline
Generic

Thembinkosi Nonthathu Motha

Benoni

Summary

Dedicated Operational Risk Manager with a solid background in financial institutions, specializing in risk management, compliance, and fraud prevention. Possessing over eight years of progressive experience in various roles within Standard Bank of South Africa, with a proven track record of implementing effective risk mitigation strategies and ensuring regulatory compliance. Skilled in conducting thorough investigations, analysing data, and providing actionable insights to mitigate risks and improve operational efficiency. Proficient in utilizing risk tools, documenting processes, and managing projects to enhance organizational resilience. Adept at fostering collaborative relationships across teams and leveraging expertise to drive positive change. Hold a BCompt in Financial Accounting and currently studying towards my Postgrad diploma in Management Accounting, coupled with a commitment to continuous learning and professional development.

Overview

12
12
years of professional experience

Work History

PorJolio Analyst

Standard Bank of South Africa
08.2023 - 12.2023
  • Provide consistent customer experience and minimising customer complaints
  • Assisted four RelaBonship Bankers with conducBng annual reviews and credit applicaBons; Assisted with recognising cross sell opportuniBes, onboarding of new client and making sure client is compliant in terms of all regulaBons governing the bank
  • Office-bound support to the respecBve bankers
  • Proficiently uBlise MicrosoM Office suite for seamless document creaBon and data management
  • Analyse financial data to streamline credit applicaBon submissions, minimising Bme wastage
  • Demonstrate adeptness in conducBng challenging client conversaBons with diplomacy and respect
  • Excel as a collaboraBve team player, fostering synergy and achieving collecBve goals
  • Strategically idenBfy and implement problem-solving approaches to miBgate risks effecBvely.

Business Banking Account Analyst

Standard Bank of South Africa
09.2021 - 08.2023
  • Played a key role in analysing business banking accounts, idenBfying potenBal risks, and ensuring compliance with FICA regulaBons
  • Provide consistent customer experience and minimising customer complaints
  • Assisted four RelaBonship Bankers with conducBng annual reviews and credit applicaBons; Assisted with recognising cross sell opportuniBes and onboarding of new clients
  • Office-bound support to the respecBve bankers
  • Proficiently uBlise MicrosoM Office suite for seamless document creaBon and data management
  • Analyse financial data to streamline credit applicaBon submissions, minimising Bme wastage
  • Demonstrate adeptness in conducBng challenging client conversaBons with diplomacy and respect
  • Excel as a collaboraBve team player, fostering synergy and achieving collecBve goals
  • Strategically idenBfy and implement problem-solving approaches to miBgate risks effecBvely.

Entrepreneur Account Analyst

Standard Bank of South Africa
05.2016 - 08.2021
  • Managed entrepreneur accounts, conducBng regular reviews to ensure compliance with regulatory requirements
  • Provided personalized financial soluBons and advice to entrepreneurs, fostering long-term relaBonships
  • IdenBfied opportuniBes for process improvement, contribuBng to the efficiency of account management procedures.

Bureau de Change Consultant

Standard Bank of South Africa
06.2014 - 04.2016
  • Provided currency exchange services to customers, ensuring accuracy and compliance with regulatory guidelines
  • Advised clients on foreign exchange transacBons, demonstraBng strong knowledge of currency markets and regulaBons.

Bank Teller

Standard Bank of South Africa
03.2012 - 05.2014
  • Processed customer transacBons accurately and efficiently, adhering to bank policies and procedures
  • IdenBfied and reported suspicious acBvity or fraudulent transacBons to management and/or FRAUDSTOP team
  • Provided excelled customer service, resolving inquiries and concerns in a professional manner.

Education

Postgrad diploma in Management Accounting - Financial StrategyEnterprise Strategy/Strategic Management- KING IV knowledgeInformation StrategyPerformance Strategy/Risk Management

UNISA
South Africa
04.2001 -

Bcompt in Financial Accounting - Financial ReportingTaxation- VAT KnowledgeAuditingManagement Accounting

UNISA
Southa Africa
2021

PHL Moraka High School
South Africa
04.2001 -

Skills

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Knowledge Acquired

  • Anti-money Laundering Training
  • Know Your Customer Training
  • Financial Intelligence Centre Act (FICA)
  • Business Banking product
  • Customer Protection Act
  • Protection of Personal Information Act (POPIA)
  • National Credit Act
  • Exchange Control Regulations
  • Companies Act

References

Available upon request.

Timeline

PorJolio Analyst

Standard Bank of South Africa
08.2023 - 12.2023

Business Banking Account Analyst

Standard Bank of South Africa
09.2021 - 08.2023

Entrepreneur Account Analyst

Standard Bank of South Africa
05.2016 - 08.2021

Bureau de Change Consultant

Standard Bank of South Africa
06.2014 - 04.2016

Bank Teller

Standard Bank of South Africa
03.2012 - 05.2014

Postgrad diploma in Management Accounting - Financial StrategyEnterprise Strategy/Strategic Management- KING IV knowledgeInformation StrategyPerformance Strategy/Risk Management

UNISA
04.2001 -

PHL Moraka High School
04.2001 -

Bcompt in Financial Accounting - Financial ReportingTaxation- VAT KnowledgeAuditingManagement Accounting

UNISA

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