Siphelele Kubheka
Meadowlands,Johannesburg
Summary
To establish myself in a dynamic environment where my knowledge, passion and potential as a servant of the people of South Africa is fully utilized.
Overview
9
9
years of professional experience
3
3
years of post-secondary education
Work History
AML/KYC Analyst
YOCO
Johannesburg
08.2024 - Current
- Performed periodic reviews of existing client files, ensuring continued adherence to AML/KYC requirements.
- Maintained updated knowledge of relevant regulations and industry best practices to continuously improve AML/KYC processes.
- Enhanced AML/KYC compliance by conducting thorough customer due diligence and risk assessments.
- Provided guidance to junior team members, helping them grow their expertise in AML/KYC analysis techniques.
- Reduced false positive alerts by refining transaction monitoring rules based on historical data patterns.
- Identified potential suspicious activity by performing transaction monitoring and escalating cases for further investigation.
- Conducted KYC formality reports on questionable accounts and transactions.
- Facilitated communication with onboarding team to gather information and onboarding documentation.
- Researched and interpreted corporate documentation to determine business and ownership structure.
Fraud Analyst
First National Bank
05.2024 - 08.2024
- Evaluated customer data to identify and prevent fraudulent activities.
- Tracked fraud cases and monitored trends to develop strategies for prevention.
- Analyzed large amounts of data to find patterns of fraud and anomalies.
- Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.
- Handle sensitive information and make ethical decisions.
- Familiarity with fraud detection software,data analytics tools and risk assessment techniques
- Enhanced detection capabilities for potential fraudulent activities through regular review of account transactions and patterns.
- Maintained up-to-date knowledge of regulations related to fraud prevention, ensuring compliance with relevant laws and guidelines.
- Performed risk assessments to determine level of fraud risk and prioritize investigations.
- Interviewed witnesses thoroughly, asking appropriate questions to ascertain critical details about each case.
FICA Final Tier Consultant
ABSA Bank
Johannesburg
07.2023 - 02.2024
- Receive documents from customers from all ABSA branches via SYBRIN system which allocates the workflow in a queuing manner
- Validate that the documents received from the system and ensure that is in accordance with the business rules & regulatory
- Check customer acceptance screening application (CASA) for the sequence number, reference number, account number, identity number, name & surname and other details of customers
- Check documents to verify that the first check verification done by the branch, employees has been acknowledged correctly
- Check if documents are compliant and if not return back to branches via SYBRIN system for them to remediate
- Sort documents received from braches and index them according to the headers on SYBRIN system for retrieval and reference
- Capture the CASA reference number onto the system to acknowledge the documents from the first tier
- Keep abreast of all policies & procedures & offerings from ABSA by reading & sharing information with colleagues
- Take the information and instigate on SYBRIN system to determine the dispute, if document is correct it will be passed and final tiered
- Contactable Reference: Sipokazi (Team Leader)
- Contact Number: 074 383 9161
Onboarding Specialist
ABSA Bank
Johannesburg
02.2022 - 04.2023
- Onboarding new clients
- Checking if the documents provided are valid
- FICA the documentation & check if they are FICA`D
- Doing conformance testing
- GAP analysis
- Virtual banking
- Preform KYC for all entities & individuals
- Creating new profiles
- Maintain existing clients
- Contactable Reference: Sanet Fourie (Manager)
- Contact Number: 071 682 2738
KYC Administrator
First National Bank
07.2021 - 02.2022
- Proactively engage clients for KYC purposes before due date
- Maintain clients contact details and relevant communications on to the banks CRM tools to update all details, client across KYC tools to streamune review process (data cleansing)
- Perform reviews on corporates (foreign & domestic) existing clients for updated information
- Ensure FIAS and AML procedures are followed
- Ensure all maintenance and data capturing is done accurately
- Investigate on world check- to identify high risk clients by identifying PEPS (Politically Exposed Person/s) adverse news and Sanctions that re linked to companies
- Checking FICA documentation
- Contactable Reference: Allison Tucker (Team Leader)
- Contact Number: 069 120 5476
Customer Screening Analyst
ABSA Bank
Johannesburg
12.2020 - 06.2021
- Investigate potential matches generated from information captured by branches or daily changes to client or list details, to decide whether to approve/decide the alert in compliance with the ABSA Sanctions Policy
- Conduct investigation of potential matches by comparing the client information on the Customer Acceptance Screening Application (CASA) system with information from screening lists, in order to determine whether a prospective customer, existing customer or related party is stated individual/entity on the applicable watch list, using the guidance encapsulated in the Sanctions Policy and Restricted Activity Matrix
- Conduct internet searches where required to obtain more information on prospective client, existing client or related party to support decision
- Capture appropriate comments on the CASA system indicating decision and rationale for decision
- Follow up on requests for information in order to finalise alerts
- Refer alerts with insufficient information to source to obtain required information, to be able to formulate decision
- Populate escalation templates when positive matches have been identified in order to report the matter to higher authority
- Populate rejection templates when positive matches have been identified in order to report matter to higher authority
- Maintain proper records of all alerts processed, declined and escalated in assigned storage area for audit purposes & enquiries
- Ensure work ques are cleared daily
- Assist with clearing of back-log ques in case of batch screening when required
KYC and Common Reporting Standards, Credit Card
First National Bank
Johannesburg
08.2018 - 11.2020
- Data capturing
- Linking related parties on profiles
- Changing of entity types on Hogan
- Inbound and Outbound calls taken
- Reversal disputes
- Resolving customer queries
- Debit order reversal
Quality Assurance
First National Bank
Johannesburg
05.2016 - 06.2018
- Checking FICA documents
- Re indexing documents on SIGMA
- EDD accounts
- Hogan experience
- Verify account documents
Education
Grade 12 - Business, Economics, Maths Lit, Accounting
Selekela Secondary School
Johannesburg,South Africa 01.2006 - 01.2009
Skills
Transaction monitoring
Criminal Records
None
Disclaimer
I declare that the information furnished is true and correct.
Personal Information
- Health Status: Excellent
- Gender: Female
- Nationality: South African
- Driving License: 10
- Marital Status: Single
Timeline
AML/KYC Analyst
YOCO
08.2024 - Current
Fraud Analyst
First National Bank
05.2024 - 08.2024
FICA Final Tier Consultant
ABSA Bank
07.2023 - 02.2024
Onboarding Specialist
ABSA Bank
02.2022 - 04.2023
KYC Administrator
First National Bank
07.2021 - 02.2022
Customer Screening Analyst
ABSA Bank
12.2020 - 06.2021
KYC and Common Reporting Standards, Credit Card
First National Bank
08.2018 - 11.2020
Quality Assurance
First National Bank
05.2016 - 06.2018
Grade 12 - Business, Economics, Maths Lit, Accounting
Selekela Secondary School
01.2006 - 01.2009
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