Tembela Yono
Finance Officer
JHB - Northern Suburbs
Summary
Results-driven Finance Officer with strong experience in financial management, budgeting, accounts reconciliation, and regulatory compliance. Skilled in preparing accurate financial reports, monitoring cash flow, and supporting strategic decision-making through detailed financial analysis. Adept at managing accounts payable and receivable, maintaining financial records, and ensuring adherence to internal controls and accounting standards. Known for strong analytical abilities, attention to detail, and the capacity to work effectively under pressure while meeting strict deadlines. Proficient in financial systems and Microsoft Excel, with excellent communication and problem-solving skills that support operational efficiency and organizational growth.
Overview
19
19
years of professional experience
3
3
Certifications
Work History
Finance Officer
Ndabase Printing Solutions cc
03.2023 - Current
- Creditors Management & Accounts Payable
- Capture, verify, and process supplier invoices accurately and timeously in the accounting system (Sage Evolution)
- Match supplier invoices to purchase orders (POs) and goods received notes (GRNs) to ensure accuracy and authorization.
- Ensure correct general ledger allocations and cost centre coding for all creditor transactions.
- Maintain up-to-date and accurate supplier accounts and records, including banking details and contact information.
- Liaise with suppliers regarding invoice queries, payment confirmations, and account discrepancies.
- Ensure adherence to company payment terms and supplier agreements.
- Supplier Reconciliations & Age Analysis
- Perform monthly supplier statement reconciliations to ensure balances align with company records.
- Monitor and manage the creditors age analysis to ensure accounts remain current and within payment terms.
- Investigate and resolve outstanding balances, debit balances, and unallocated transactions.
- Follow up on missing invoices, credit notes, and discrepancies to maintain accurate accounts.
- Requisitions & Payment Processing
- Process and verify daily operational requisitions ensuring all requests are supported by appropriate documentation.
- Ensure requisitions are properly authorized according to company approval levels.
- Prepare and process daily, weekly, and monthly supplier payment runs.
- Compile monthly requisition payment schedules for management approval.
- Ensure timely payments to suppliers to maintain strong supplier relationships and avoid service interruptions.
- Petty Cash Management
- Maintain and control the petty cash float in accordance with company policies.
- Process petty cash claims ensuring all expenses are supported by receipts and approved documentation.
- Perform regular petty cash reconciliations and investigate discrepancies where necessary.
- Capture petty cash transactions and ensure proper posting to the accounting system.
- Asset Management
- Maintain and update the fixed asset register including machinery, printing equipment, vehicles, and office assets.
- Record asset acquisitions, disposals, transfers, and write-offs accurately.
- Ensure assets are tagged and tracked and assist with periodic asset verification and counts.
- Assist with asset reconciliation and depreciation schedules where applicable.
- Maintain proper documentation for all asset-related transactions.
- VAT Administration
- Prepare and compile information required for monthly VAT submissions.
- Ensure all supplier invoices captured include correct VAT treatment and compliance with tax regulations.
- Reconcile input VAT and output VAT balances in the accounting system.
- Assist with VAT reporting and provide supporting documentation for VAT audits if required.
- Ensure VAT submissions are completed accurately and within statutory deadlines.
- Financial Reporting & Month-End Procedures
- Assist with month-end closing procedures, including accruals for outstanding supplier invoices.
- Prepare creditors reports and supporting schedules for management review.
- Ensure all supporting documentation is filed and available for internal and external audits.
- Assist the Finance Manager or Accountant with financial reconciliations and reporting requirements.
- Internal Controls & Compliance
- Ensure compliance with company financial policies, procedures, and internal controls.
- Maintain accurate records and proper filing systems for all financial documentation.
- Identify and report any discrepancies, irregularities, or process improvements within the creditors function.
- General Administrative Duties
- Provide administrative support to the finance department as required.
- Maintain proper documentation for all creditor transactions and supplier communications.
- Assist with ad-hoc finance tasks as requested by management.
- Printing / Manufacturing
Creditor Clerk / Cashbook recon
Nonya Properties, Fairmont
11.2022 - 02.2023
- Receive all incoming invoices from property managers, utility manager, directors, etc for processing
- Download municipal invoices from various websites for processing Review all the invoices to ensure that they are directed to the correct entity and that they contain all relevant invoice details per SARS regulations Accurately capture all invoices on MDA
- Ensuring that expenses are allocated to the correct transaction codes/ledger accounts, property codes and to the correct entity with accurate VAT details Process all payments on bank statements and ensure that bank accounts are reconciled every month by the 15th to give room for VAT processes and monthly reporting File invoices accurately and methodically for future references
- Check the property budget variance report to ensure that all monthly recurring expenses are captured and if not, accrual provision are processed
- Capture accruals where applicable Make adjustments timeously on MDA.
- Cashbook Reconciliations Supplier/Creditors Liaison including following up on outstanding invoices Provide adhoc assistance to with expenses information to the Financial Manager as requested Any other duties
- Reason for leaving: Contract ending May 2022 (Martenity stand in )
Occupier Services Accounts Payable Administrator
Broll Property Group, Sandton
03.2018 - 10.2022
- Reviews source documents and matches purchase orders, invoices, and receiving documents Codes invoices to appropriate general ledger accounts.
- Determines optimum payment dates and takes advantage of all discounts on invoices Reviews invoices to ensure they are correctly coded, properly authorized, and there are no overpayments or repeat payments.
- Process and upload invoices into the system.
- Ensures that approval authority is in accordance with purchasing policies.
- Processes payments and obtains authorized signatures Performs accounting duties in accordance with established Company policies and procedures.
- Maintain vendor database files.
- Produce monthly reports (Variance & Age Analysis Reports ,Accruals monthly reporting ). Reconcile vendor statements, researches and resolves vendor problems and billing discrepancies
- Reason for leaving: Retrenched
Accounts Payable Administrator
Standard Bank Simmonds, Marshall town
02.2016 - 06.2017
- Prepare and capture all payments, invoice requisitions, attorney statements, refunds.
- Action all office queries related to all products Request and captures metro files Capture business online
- Releasing of all payments on Business online and BDS Posting to SAP cost centers and GL accounts Monitors and action unpaid items daily , compile stats Print backing sheets, and provides reports Ensures validity and correctness of account numbers before processing Takes ownership of handling customer complaints and queries.
- Attends to any delegated ad-hoc functions.
- Controls and monitors all payments of attorney’s commissions and costs.
- Captures all costs to the customers accounts after payment on a daily basis.
- Clearing all incorrect entries passed on the disbursement account daily.
- Ensuring a 13 point check is done on each invoice, before paying.
- Recording of all invoices on the recon daily Keeping the generic mailboxes to a minimum. Forward individual recons to the vendors on a monthly basis
- Reason for leaving: Contract ended
Accounts Payable / indexing officer
Standard Bank /Strategic Recruitment Agency
04.2014 - 02.2015
- Ensure required quality of data of invoices and staff reimbursements by correctly capturing documentation information.
- Ensuring that all confirmation emails are sent out the originator of the email.
- Retrieving original documents upon request.
- Ensure quality assurance is done
- Report accurate stats to the Team Leader on a daily basis.
- Ensure departmental achievement through improved team environment and turning individual performance into one departmental achievement.
- Resolving queries responsible for received back by all interdependent teams -Ensuring that all emails are actioned using the FIFO methodology
- Responsible for sub controlling accounts payable workflow.
- Action items in work boxes within SLA at the right standard.
- Forward cases which require confirmation of any sort, to the relevant avenues.
- Ensure target is maintained on a daily basis.
- Complete all mandatory training
- Engaging attending and participating in all Connect Sessions.
- Manage the Money
- Minimal usage of stationary; Minimal usage of paper (printing);
- Attend / complete all mandatory compliance training scheduled; Time Management including:
- Completing daily work within 8,5 hours Punctuality - arriving to work on time Respecting meeting times
- Leaving after contracted 8,5 hours
- Attend, engage and participate in all Connect Sessions receiving invoices from reception
- Personal Effectiveness:
- Accountable for individual targets, operations and service delivery through own efforts
- Individually accountable for managing own time, tasks and output quality for periods of 1 day to a maximum of 3 months
- Continuously broadens individual skills
- Collaborates effectively with others to achieve personal results
- Accepts and lives the company values
- Reason for leaving: Contract Ended
Debt Sale Consultant
Absa /Kelly Recruitments Agency
03.2013 - 03.2014
- Analyzing written off accounts before debt sale to EDC
- Working on written off account
- Analyzing and memo line the outcome of the account on the system
- Working on a target of 350 accounts a day
- Checking application of written off accounts before sending them to all EDCs to collect on them
- Analyzing off balance accounts checking for Checking and changing status on account as per stage of the account
- Analyzing and Escalating accounts for statements and refunds due to client
- Checking status and application of the credit card before the debt sale
- Analyzing all Absa Credit card in debt before debt sale
- Working and analyzing from momentum credit card to Absa Gold card
- Investigation of settlement and closing of the account after debt sale
- Investigation of settlement offer after debt sale to status the account
- Working on momentum, silva, gold, absa garage credit card
- Investigation of balance referring account for refund or credit before /after debt sale
- Operational Efficiency:
- Meets daily targets to monthly targets in terms of the how many accounts being written off
- Personal Effectiveness:
- Accountable for individual daily targets
- Individually accountable for managing own time, tasks and output quality for periods of 1 day to a maximum of 3 months
- Collaborates effectively with others to achieve personal results
- Accepts and lives the company values
- Reason for leaving: Career opportunity at Standard bank.
Credit Controller
Adt Sercurity PTY LTD
01.2012 - 02.2013
- Technical & Product knowledge:
- Debt manager
- Ms Office
- Outlook
- Duties: Collecting on a age analysis book worth of a million rands
- Contacting debtors regarding their outstanding balancing
- Achievement of collection targets and objectives within tight business disciplines and processes
- Sending invoices and statement on a debtors request
- Updating the system with new debtors’ arrangements
- Preparing paperwork for a client’s refund or credit note
- Solve and escalation of technical matters on clients’ alarm enquiry
- Solving all queries, and serving the client all times
- Optimal operational efficiencies must be maintained
- Adapt and change to fit in with changing business operational requirements
- Continuous Learning
- Managing information regarding new products, rate changes, rulings, training updates etc.
- Keep abreast of developments and trends in the individual Life industry- self learning job requirements
- Reason for leaving: New career Growth
Debt Collector
Stirling Debt Recoveries
07.2011 - 12.2011
- Contacting customers with overdue or defaulted vehicle finance accounts
- Recovering outstanding debt on behalf of Absa Vehicle Finance
- Handling handed-over “bad debt” accounts professionally and within legal guidelines
- Negotiating payment arrangements, settlements, and repayment plans with clients
- Following up on missed instalments and broken payment promises
- Explaining arrears, outstanding balances, interest, legal fees, and account status to debtors
- Updating customer payment information and collection notes on the system
- Conducting inbound and outbound collection calls daily
- Tracing customers who cannot be reached using available systems and databases
- Sending demand letters, SMSs, and emails regarding overdue accounts
- Advising customers about possible legal action, repossession, or surrender processes where applicable
- Ensuring compliance with the National Credit Act (NCA) and debt collection regulations
- Escalating difficult or non-paying accounts for legal collections or vehicle repossession
- Meeting daily and monthly collection targets and recovery performance goals
- Maintaining professionalism and confidentiality when handling sensitive financial matters
- Liaising with attorneys, repossession agents, supervisors, and bank representatives regarding accounts
- Attorney law firm
- Because the accounts involve vehicle finance, collectors may also deal with:
- Vehicle repossession processes
- Voluntary surrender arrangements
- Settlement quotations
- Arrear negotiations
- Shortfall balances after vehicle sales
- Absa explains that customers with unpaid vehicle finance accounts may require payment arrangements, restructuring, voluntary surrender, or legal collections processes.
- Important skills for this role include:
- Strong negotiation and persuasion skills
- Telephone and communication skills
- Conflict resolution
- Ability to work under pressure and meet targets
- Computer literacy and collections system experience
- Knowledge of vehicle finance and collections procedures
- Attention to detail and record keeping
- Professional customer service skills
Debt Collector
Unilaw Attorneys
09.2010 - 06.2011
- Contacting customers with overdue or written-off loan and credit card accounts
- Recovering outstanding debt on behalf of the bank
- Negotiating payment arrangements and settlement agreements
- Explaining account balances, interest, legal costs, and payment terms to clients
- Following up on broken payment arrangements and overdue promises to pay
- Updating debtor information and payment notes on the collection system
- Handling inbound and outbound collection calls professionally
- Sending demand letters, emails, and SMS reminders where required
- Tracing customers who cannot easily be contacted
- Ensuring collections comply with the National Credit Act (NCA) and company procedures
- Escalating accounts for legal action when debtors fail to cooperate
- Working toward daily and monthly recovery targets
- Maintaining confidentiality and professionalism when dealing with sensitive financial matters
- Liaising with attorneys, supervisors, and bank representatives regarding accounts
- Managing difficult conversations and resolving customer disputes
- Attorney law firm
- Because the accounts are “written off,” the role often involves stronger recovery efforts and may include legal collections processes handled through attorneys.
- Important skills for this role include:
- Strong negotiation and communication skills
- Telephone etiquette
- Knowledge of collections and banking products
- Ability to work under pressure and meet targets
- Conflict resolution skills
- Attention to detail and accurate record keeping
- Computer literacy and collections system experience
- Understanding of South African debt collection regulations and legal processes
Debt Collector
Anthony Richards & Associates
01.2010 - 08.2010
- Contacting clients/customers by phone, email, or SMS regarding overdue accounts
- Negotiating payment arrangements and settlements
- Following up on unpaid accounts and overdue balances
- Updating customer payment information on the system
- Meeting daily and monthly collection targets
- Handling inbound and outbound collection calls
- Tracing customers who are difficult to contact
- Explaining account balances, interest, and payment options
- Maintaining accurate records of all customer interactions
- Escalating difficult or legal accounts to supervisors when necessary
- Ensuring all collections are done according to company policies and debt collection laws
- Providing professional customer service while resolving payment disputes
- Attorney law firm
- Employees who worked as debt collectors at Anthony Richards and Associates also mention working in a call-centre environment, handling targets, and earning commission based on performance.
- Important skills for the role include:
- Communication skills
- Negotiation skills
- Persuasion and confidence
- Computer literacy
- Ability to work under pressure
- Time management
- Customer service skills
- Attention to detail
- New career Growth in Johannesburg
Waitress
Milky lane
03.2007 - 05.2008
- Greeting and welcoming customers politely
- Seating customers and presenting menus
- Taking food and drink orders accurately
- Serving meals, desserts, milkshakes, waffles, and beverages
- Explaining menu items and specials to customers
- Handling customer complaints professionally
- Processing bills and payments using the POS/cashier system
- Cleaning and resetting tables after customers leave
- Maintaining cleanliness and hygiene in the dining area
- Assisting with opening and closing duties
- Working closely with kitchen staff and other team members
- Ensuring customers leave satisfied and happy
- Ice cream & Desert Restaurant
- At Milky Lane specifically, waitresses may also help prepare simple dessert items, refill toppings, or assist during busy periods because the restaurant is known for desserts, waffles, and ice cream products. Employee reviews also mention multitasking, cleaning, and helping with shop preparation during shifts.
- Important skills for the role include:
- Good communication
- Friendly attitude
- Teamwork
- Time management
- Ability to work under pressure
- Basic cash handling skills
- Customer service skills
- Left – Maternity leave until 2010
Education
Matric -
Eric Mtonga Senior Secondary School
01-2006
Skills
MS Word, Excel, Outlook, CDDS, CACS, BDS, AP R3, SAP EBP, BUSINESS ONLINE QDOCS, OS2, NT 2000, OS2 (Homeloans), Horizon, ACCPAC
Certification
2018- Bookkeeping
Section name
- Location Gauteng JHB - Northern Suburbs EE / Gender Black, Female
- Availability Immediately Nationality South Africa
- Current Salary R23 500.00 per month Driver's License Code B
- Expected Salary R25 000.00 per month ID Number 8610111049084
Timeline
Finance Officer
Ndabase Printing Solutions cc
03.2023 - Current
Creditor Clerk / Cashbook recon
Nonya Properties, Fairmont
11.2022 - 02.2023
Occupier Services Accounts Payable Administrator
Broll Property Group, Sandton
03.2018 - 10.2022
Accounts Payable Administrator
Standard Bank Simmonds, Marshall town
02.2016 - 06.2017
Accounts Payable / indexing officer
Standard Bank /Strategic Recruitment Agency
04.2014 - 02.2015
Debt Sale Consultant
Absa /Kelly Recruitments Agency
03.2013 - 03.2014
Credit Controller
Adt Sercurity PTY LTD
01.2012 - 02.2013
Debt Collector
Stirling Debt Recoveries
07.2011 - 12.2011
Debt Collector
Unilaw Attorneys
09.2010 - 06.2011
Debt Collector
Anthony Richards & Associates
01.2010 - 08.2010
Waitress
Milky lane
03.2007 - 05.2008
Matric -
Eric Mtonga Senior Secondary School