Summary
Overview
Work History
Education
Skills
Languages
Affiliations
Timeline
Generic
Sebastian Naidoo

Sebastian Naidoo

Head: Mid Cap and Kwa-Zulu Natal
Johannesburg,South Africa

Summary

A resourceful professional with exceptional problem-solving abilities, strategic planning expertise, and a proven track record in leadership and team building. Adept at maintaining composure under pressure while fostering effective communication and collaboration to achieve organisational goals. Committed to leveraging skills in strategic planning and resourcefulness to drive success in dynamic environments.

Overview

21
21
years of professional experience
10054
10054
years of post-secondary education

Work History

Head: Real Estate Finance - Mid Cap and KZN

Standard Bank CIB Real Estate Finance
Durban, KwaZulu-Natal
07.2018 - Current
  • Effective management of the Mid Cap & Emerging sector (R13billion book) and the KZN office (R4billion book) including positioning the sector and region as a preferred financier.
  • Retention of key clients and sourcing of new client relationships, including successful management of client relationships.
  • Identify & assess risks in proposed transactions and appropriately structure and motivate applications.
  • Meet and exceed predetermined financial targets for the sector and region, while enhancing shareholder value.
  • Manage and grow a team of property experts in order to achieve the Businesses stated targets.
  • Currently manage a team of 5 individuals.

Vice-President - Investment Banking

ABSA Capital
Johannesburg, Gauteng
07.2017 - 06.2018
  • Proactively market Real Estate Finance's products and develop and maintain professional relationships with clients / potential clients in the commercial property industry.
  • Responsible for sourcing new business, structuring of the resultant transactions and management of the transaction process.
  • Responsibilities include managing a portfolio size of c. R2.5billion

Associate Vice President - Investment Banking

Standard Bank CIB Real Estate Finance
Johannesburg, Gauteng
06.2012 - 07.2017
  • Proactively market Real Estate Finance's products and develop and maintain professional relationships with clients / potential clients in the commercial property industry.
  • Responsible for sourcing new business, structuring of the resultant transactions and management of the transaction process.
  • Responsibilities included managing a portfolio size of c. R3.6billion

Associate - Investment Banking

Standard Bank CIB Real Estate Finance
Johannesburg, Gauteng
04.2010 - 05.2012
  • Analysing and evaluating commercial and structured property finance proposals from an array of sources such as developers, property investors, owner occupiers, brokers, listed funds and various other property practitioners.
  • Negotiating and devising innovative yet cost effective finance structures and packages while adhering to best practice guidelines to responsible and prudent lending.
  • Overseeing the drafting and vetting of facility letters and documentation as well as conducting due diligence exercises in support of the loan applications for clients.
  • Obtaining acceptance from the client and implementing the deal in respect of compliance to conditions precedent until facilities are fully disbursed.
  • Continuously monitoring the facilities approved and ensuring that loan covenants and conditions of sanctions are adhered to in addition ensuring material deterioration or financial distress is picked up early in order to effect remedial action.

Analyst - Investment Banking

Standard Bank CIB Real Estate Finance
Johannesburg, Gauteng
10.2006 - 03.2010
  • Analysing and evaluating commercial and structured property finance proposals from an array of sources such as developers, property investors, owner occupiers, brokers, listed funds and various other property practitioners.
  • Analyse and interpret client info (mainly financial statements) for business viability, return, assess & mitigate related risks. Apply market information obtained from extensive research on clients' businesses and the relevant industry.
  • Reviewing and modelling feasibilities on development proposals.
  • Preparing comprehensive funding proposals in order to obtain credit approval in order to achieve agreed area targets for new business whilst achieving the Bank's internal ROE hurdle rates on every deal.
  • Overseeing the perfecting of security documentation in conjunction with the bank's attorneys and bond administration department.

Transaction Bond Administrator

Standard Bank CIB Real Estate Finance
Johannesburg, Gauteng
04.2005 - 09.2006
  • To ensure full compliance with the Bank's conditions precedent to registration and payment and that these loans are administered in accordance with the specified terms and conditions that were agreed upon.

Clerk, Securities

Standard Bank CIB Real Estate Finance
Johannesburg, Gauteng
07.2004 - 03.2005
  • Filing and retrieval of property inspections and original security documentation
  • Attending to obsolete securities
  • Data capturing

Education

BCom Financial Management - Financial Management

UNISA
Johannesburg, Gauteng
01.1998 - 12.2002

BCom Financial Management - Financial Management

UNISA
Johannesburg, Gauteng

Basic Property Programme -

SAPOA
Johannesburg, Gauteng

Property Intermediary Programme -

SAPOA
Johannesburg, Gauteng

CCPP -

University of Pretoria
Pretoria, Gauteng

Property Investment and Practice Certificate -

University of Witwatersrand
Johannesburg, Gauteng

Property Development Programme -

SAPOA and University of Cape Town
Cape Town, Western Cape

Skills

  • Calm under pressure
  • Problem-solving
  • Communication skills
  • Team building
  • Strategic planning
  • Leadership
  • Resourcefulness

Languages

English
Fluent

Affiliations

  • Golf
  • Padel
  • Hiking
  • Reading

Timeline

Head: Real Estate Finance - Mid Cap and KZN

Standard Bank CIB Real Estate Finance
07.2018 - Current

Vice-President - Investment Banking

ABSA Capital
07.2017 - 06.2018

Associate Vice President - Investment Banking

Standard Bank CIB Real Estate Finance
06.2012 - 07.2017

Associate - Investment Banking

Standard Bank CIB Real Estate Finance
04.2010 - 05.2012

Analyst - Investment Banking

Standard Bank CIB Real Estate Finance
10.2006 - 03.2010

Transaction Bond Administrator

Standard Bank CIB Real Estate Finance
04.2005 - 09.2006

Clerk, Securities

Standard Bank CIB Real Estate Finance
07.2004 - 03.2005

BCom Financial Management - Financial Management

UNISA
01.1998 - 12.2002

BCom Financial Management - Financial Management

UNISA

Basic Property Programme -

SAPOA

Property Intermediary Programme -

SAPOA

CCPP -

University of Pretoria

Property Investment and Practice Certificate -

University of Witwatersrand

Property Development Programme -

SAPOA and University of Cape Town

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Sebastian NaidooHead: Mid Cap and Kwa-Zulu Natal