Summary
Overview
Work History
Education
Skills
Personal Information
Interests
Timeline
Generic
Sebastian Naidoo

Sebastian Naidoo

Head: Real Estate Finance - Mid Cap And Kwa-Zulu Natal
Sandton

Summary

An organized, dependable and resourceful professional, successful at managing multiple priorities with a positive attitude and willingness to take on added responsibilities to meet organizational goals. Exceptional problem-solving abilities, strategic planning expertise, and a proven track record in leadership, business management and team building.

Overview

21
21
years of professional experience
5
5
years of post-secondary education
2
2
Languages

Work History

Head: Real Estate Finance - Mid Cap and KZN

Standard Bank CIB Real Estate Finance
07.2018 - Current
  • Effective management of the Mid Cap & Emerging sector (R13billion book) and the KZN office (R4billion book) including positioning the sector and region as a preferred financier.
  • Retention of key clients and sourcing of new client relationships, including successful management of client relationships.
  • Identify & assess risks in proposed transactions and appropriately structure and motivate applications.
  • Meet and exceed predetermined financial targets for the sector and region, while enhancing shareholder value.
  • Manage and grow a team of property experts in order to achieve the Businesses stated targets.
  • Currently leading a team of 5 individuals.

Vice-President - Investment Banking

ABSA Capital
07.2017 - 06.2018
  • Proactively market Real Estate Finance's products and develop and maintain professional relationships with clients / potential clients in the commercial property industry.
  • Responsible for sourcing new business, structuring of the resultant transactions and management of the transaction process.
  • Responsibilities include managing a portfolio size of c. R2.5billion

Associate Vice President - Investment Banking

Standard Bank CIB Real Estate Finance
06.2012 - 07.2017
  • Proactively market Real Estate Finance's products and develop and maintain professional relationships with clients / potential clients in the commercial property industry.
  • Responsible for sourcing new business, structuring of the resultant transactions and management of the transaction process.
  • Responsibilities included managing a portfolio size of c. R3.6billion

Associate - Investment Banking

Standard Bank CIB Real Estate Finance
04.2010 - 05.2012
  • Analyzing and evaluating commercial and structured property finance proposals from an array of sources such as developers, property investors, owner occupiers, brokers, listed funds and various other property practitioners.
  • Negotiating and devising innovative yet cost effective finance structures and packages while adhering to best practice guidelines to responsible and prudent lending.
  • Overseeing the drafting and vetting of facility letters and documentation as well as conducting due diligence exercises in support of the loan applications for clients.
  • Obtaining acceptance from the client and implementing the deal in respect of compliance to conditions precedent until facilities are fully disbursed.
  • Continuously monitoring the facilities approved and ensuring that loan covenants and conditions of sanctions are adhered to in addition ensuring material deterioration or financial distress is picked up early in order to effect remedial action.

Analyst - Investment Banking

Standard Bank CIB Real Estate Finance
10.2006 - 03.2010
  • Analyzing and evaluating commercial and structured property finance proposals from an array of sources such as developers, property investors, owner occupiers, brokers, listed funds and various other property practitioners.
  • Analyze and interpret client info (mainly financial statements) for business viability, return, assess & mitigate related risks. Apply market information obtained from extensive research on clients' businesses and the relevant industry.
  • Reviewing and modelling feasibilities on development proposals.
  • Preparing comprehensive funding proposals in order to obtain credit approval in order to achieve agreed area targets for new business whilst achieving the Bank's internal ROE hurdle rates on every deal.
  • Overseeing the perfecting of security documentation in conjunction with the bank's attorneys and bond administration department.

Transaction Management - Bond Administrator

Standard Bank CIB Real Estate Finance
04.2005 - 09.2006
  • To ensure full compliance with the Bank's conditions precedent to registration and payment and that these loans are administered in accordance with the specified terms and conditions that were agreed upon.

Clerk, Securities

Standard Bank CIB Real Estate Finance
07.2004 - 03.2005
  • Filing and retrieval of property inspections and original security documentation
  • Attending to obsolete securities
  • Data capturing

Education

BCom Financial Management -

UNISA
Johannesburg
01.1998 - 12.2002

Property Development Programme -

SAPOA And University of Cape Town

Property Investment and Practice Certificate -

University of Witwatersrand

CCPP -

University of Pretoria

Property Intermediary Programme -

SAPOA

Basic Property Programme -

SAPOA

Skills

Calm under pressure

Problem-solving

Excellent communication

Teamwork and collaboration

Strategic planning

Leadership

Resourcefulness

Computer skills - MS office

Personal Information

Interests

Golf

Padel

Hiking

Reading

Timeline

Head: Real Estate Finance - Mid Cap and KZN

Standard Bank CIB Real Estate Finance
07.2018 - Current

Vice-President - Investment Banking

ABSA Capital
07.2017 - 06.2018

Associate Vice President - Investment Banking

Standard Bank CIB Real Estate Finance
06.2012 - 07.2017

Associate - Investment Banking

Standard Bank CIB Real Estate Finance
04.2010 - 05.2012

Analyst - Investment Banking

Standard Bank CIB Real Estate Finance
10.2006 - 03.2010

Transaction Management - Bond Administrator

Standard Bank CIB Real Estate Finance
04.2005 - 09.2006

Clerk, Securities

Standard Bank CIB Real Estate Finance
07.2004 - 03.2005

BCom Financial Management -

UNISA
01.1998 - 12.2002

Property Development Programme -

SAPOA And University of Cape Town

Property Investment and Practice Certificate -

University of Witwatersrand

CCPP -

University of Pretoria

Property Intermediary Programme -

SAPOA

Basic Property Programme -

SAPOA

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Sebastian NaidooHead: Real Estate Finance - Mid Cap And Kwa-Zulu Natal