Nomthakazelo Nosisi Makaya
Credit Analyst
605 S Mkhonto Street , Hospital View, Tembisa,GP
Summary
Credit analyst with extensive experience in analyzing credit information and financial statements to assess risk and ensure compliance with lending standards. Known for collaborative approach and delivering results that align with company goals. Reliable and adaptable, possessing strong analytical skills and attention to detail.
Overview
12
12
years of professional experience
Work History
Credit Analyst
Motor Finance Corporation, A Division of Nedbank
04.2018 - Current
- Assessed credit risk and analyzed financial statements.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
Payout Officer
Motor Finance Corporation , A Division Of Nedbank
11.2013 - 03.2018
- Established effective relationships with key stakeholders both internally and externally for increased collaboration opportunities.
- Process payments to dealers making sure all relevant documents were provided according to banks policies and procedures.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
Education
National Diploma In Cost And Management Accounting - Financial Accounting
Walter Sisulu University
Butterworth04.2008
Skills
Credit risk and analytical thinking
Timeline
Credit Analyst
Motor Finance Corporation, A Division of Nedbank
04.2018 - Current
Payout Officer
Motor Finance Corporation , A Division Of Nedbank
11.2013 - 03.2018
National Diploma In Cost And Management Accounting - Financial Accounting
Walter Sisulu University
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