Shane Lyle Maart
Credit Analyst
Johannesburg
Summary
Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 10 years of resolving credit disputes and making recommendations on bad debt accounts.
Dedicated Credit Analyst with a background in reviewing credit bureau reports and communicating with commercial clients. Knowledgeable in credit approvals and limits.
Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought.
Overview
11
11
years of professional experience
3
3
years of post-secondary education
2
2
Languages
Work History
Credit Analyst
Vodacom
Ennerdale
01.2014 - Current
- Assessed credit risk and analyzed financial statements.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Made decisions and recommendations about extending lines of credit.
- Performed credit reviews on corporations to assess financial conditions.
- Contacted customers and requested financial documentation.
- Minimized accounts receivable collections and reconciled customer billings and statements.
- Improved understanding of financial statements, which helped in assessing risk.
- Gathered loan documentation for underwriting.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Placed customer accounts on hold due to past due payments.
- Reviewed customer files on regular basis to make sure receivables were in sound condition.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
- Complied with internal controls and government regulations.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Conducted research, gathered information from multiple sources and presented results.
- Collaborated with team members to achieve target results.
- Resolved conflicts and negotiated mutually beneficial agreements between parties.
- Managed team of employees, overseeing hiring, training and professional growth of employees.
Credit Administrator
Vodacom
Johannesburg
01.2011 - 12.2013
- Following rules of the vetting procedure to minimise risk to the company
- Receiving and processing application forms and limit increase requests
- Capturing details on systems
- Reviewing document validity and requesting outstanding documents
- Signing payment terms and withdrawing cover
- Assisting with expediting the credit vetting workflow steps
- Sending letters to customers and stakeholders
- Ensuring applications are signed off by management
- Printing request forms and annexures
- Performing monthly comparisons to check details
- Informing relevant parties of progress and delays
Education
High School Diploma -
Fred Norman Secondary
Ennerdale 04.2001 -
National Diploma - Accounting
Credit Management
University Of Johannesburg (Bunting Campus) 01.2008 - 01.2011
Bachelors - Accounting
University of Johannesburg
University Of Johannesburg(Bunting Campus) 05.2022 - Current
Skills
Experienced with [Type] software
undefinedAccomplishments
I have been recognized by Vodacom as a STAR employee on numerous occasion for their employees striving for leadership in addition to multiple awards for high ratings and quality of work.
I'm bilingual speaking and writing in English and Afrikaans.
Timeline
Bachelors - Accounting
University of Johannesburg
05.2022 - Current
Credit Analyst
Vodacom
01.2014 - Current
Credit Administrator
Vodacom
01.2011 - 12.2013
National Diploma - Accounting
Credit Management
01.2008 - 01.2011
High School Diploma -
Fred Norman Secondary
04.2001 -
Similar Profiles
LuckyBoy MashileLuckyBoy Mashile
Data Analytics Specialist at VodacomData Analytics Specialist at Vodacom
Innocent Mondli PhoswaInnocent Mondli Phoswa
Unbranded Channel Specialist at VodacomUnbranded Channel Specialist at Vodacom
MATIKO JOEL KISIRIMATIKO JOEL KISIRI
Manager-Fleet and Facilities at VodacomManager-Fleet and Facilities at Vodacom