Gabisile Penelope Mkhabele
Officer- Cross Border Payments
Savanna City,GP
Summary
Dynamic due diligence officer with extensive experience at Standard Bank, excelling in swift payment processing and regulatory compliance. Recognized for a detail-oriented approach and integrity, I effectively analyze complex documentation and ensure adherence to exchange control regulations, contributing to seamless cross-border transactions. Committed to professional development and team collaboration.
Overview
8
8
years of professional experience
2007
2007
years of post-secondary education
6
6
Languages
Work History
Due diligence Officer, Cross Border Payments
Standard Bank
- Identify the reason for payment from the supporting documents supplied by a client.
- Verify and analyse supporting documents received per payment.
- Confirm that supporting documents can be linked to declaration by a client.
- Confirm that the supporting documents is compliant with the exchange control rules and regulations.
- To continuously keep abreast of regulatory changes by reading exchange control rulings published in GRG and exchange control circulars.
- Apply complex payments with complex conditions on exchange control approvals in line with relevant requirements per industry and product.
Seychelles payment authorizer and Zambia loan authorizer and under-writer
ABSA BANK
08.2013 - 04.2019
- (Seychelles payments) Accurately and efficiently authorize executed local and offshore inward and outward payments.
- Verify inter-account transfer, verifying rates and booking payments as well as booking payments with treasury.
- Sending messages, payments, contracts, charges, queries and standing orders to other banks via secure message swift (sms blade).
- I therefore enquired full exposure to MT103, MT202, MT191, MT199, MT195, MT999, M799, MT400, MT760.
- I also identified common errors and irregular transactions.
- Effectively prioritize the execution of urgent payments.
- Liase with incountry and share information with the team, Clearing all queues with in stipulated cut off times whilst following the process and procedures without any regulatory breaches.
- Zambia loans: Capturing client's data, checking KYC (Know your customer) documents and employment verifications, calculate affordability, Identify irregularities as well as authorizing and underwriting loan applications, often Liase with incountry team training new joiners, sharing new information with the team and segregating duties.
- Reason for leaving: Retrenchment
Customer Service Consultant
Standard Bank
06.2012 - 07.2013
- Telephonically responding to clients' credit card related enquiries.
- Sending requested documents to clients.
- Track and trace card deliveries.
- Leasing with various departments and keeping clients informed.
- Reason for leaving: Temporary Position
Customer Service consultant
Aegis
08.2011 - 06.2012
- Promptly attend to clients telephonic queries on tariffs, bills and payments.
- Track and trace mobile phone deliveries.
- Talking clients through basic technical issues.
- Liase with various departments and ensuring that detailed notes are captured on all accounts assisted on.
- Reason for leaving: Temporary position
Education
Higher Certificate - Business Administration And Management
IQ Academy
Online _distant Learning Grade 12 -
Noordgesig Secondary School
Skills
Proficient in MS Office applications
Competencies And Behaviors
- Following Procedures
- Interacting with People
- Interpreting Data
- Making Decisions
- Meeting Timescales
- Producing Output
- Resolving Conflict
- Articulating Information
- Checking Details
- Team Working
- Ability to work in a high-pressured environment
Personal Information
- ID Number: 8803100636082
- Gender: Female
- Marital Status: Single
Timeline
Seychelles payment authorizer and Zambia loan authorizer and under-writer
ABSA BANK
08.2013 - 04.2019
Customer Service Consultant
Standard Bank
06.2012 - 07.2013
Customer Service consultant
Aegis
08.2011 - 06.2012
Due diligence Officer, Cross Border Payments
Standard Bank
Higher Certificate - Business Administration And Management
IQ Academy
Grade 12 -
Noordgesig Secondary School
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