Freedom Mbali zwane
HENDRINA
Overview
8
8
years of professional experience
Work History
Loans Consultant
BARKO LOANS
HENDRINA, SOUTH AFRICA
08.2022 - 08.2026
- Analysed credit reports, income documentation, and financial statements to determine loan feasibility.
- Analysed customer financial statements and credit data, enabling informed loan approval decisions.
- Advised customers on best available loan products and credit options.
- Negotiated terms with both new and existing customers, setting credit limits and payment plans.
- Educated customers about conditions of credit and loans, repayment requirements and loan periods.
- Answered customer inquiries concerning credit standing, loan balances and penalties.
- Reviewed legal documents related to credit, ensuring compliance and minimising risks associated with contracts and loan agreements.
- Built and nurtured relationships with senior stakeholders, facilitating collaboration and enhancing business outcomes.
Data Capturer
CENSUS
HENDRINA, SOUTH AFRICA
05.2022 - 07.2022
- Captured and entered data with high accuracy, meeting strict deadlines for multiple projects.
- Managed workload efficiently, prioritising tasks to meet critical deadlines consistently.
- Corrected data errors, preventing duplication across systems.
- Identified and reported data entry errors and related issues, facilitating timely resolution.
- Examined data to detect and rectify deficiencies or errors.
- Compiled and documented statistical information, enhancing accuracy of weekly reports.
Agent
BARKO FINANCIAL SERVICES
HENDRINA, SOUTH AFRICA
06.2018 - 11.2020
- Finalised sales transactions with clients to ensure satisfaction and completion. efficiently using advanced negotiation skills, contributing to client success.
- Negotiated optimal contract terms for clients, enhancing their satisfaction and outcomes.
- Built excellent client relationships by securing best deals and life-changing contracts for them.
- Established and nurtured client relationships, fostering trust and loyalty.
- Analysed client requirements to match them with suitable properties.
- Adapted sales strategies to meet changing market conditions and client needs.
- Provided detailed information and advice on property market conditions and prices.
Education
Certificate of Higher Education -
KWAZAMOKUHLE SECONDARY SCHOOL
HENDRINA01-2015
Skills
- Loan underwriting
- Credit analysis
- Risk assessment
- Compliance review
- Financial advising
- Negotiation tactics
- Client relationship management
- Client persuasion
- Task prioritisation
- Problem solving
- Positive attitude
- Relationship management
- Negotiation strategies
- Data accuracy
- Customer Service
- Time-management
- Effective communication
Timeline
Loans Consultant
BARKO LOANS
08.2022 - 08.2026
Data Capturer
CENSUS
05.2022 - 07.2022
Agent
BARKO FINANCIAL SERVICES
06.2018 - 11.2020
Certificate of Higher Education -
KWAZAMOKUHLE SECONDARY SCHOOL