Payments-focused Product Owner with 10+ years in SaaS and FinTech ecosystems, specialising in acquiring infrastructure, SoftPOS deployment, and regulated gateway environments. Proven track record in implementing SoftPOS, Digital Payments, Card Present & Card-Not-Present transactions. Expert in navigating complex regulatory frameworks (PCI DSS, EU PSD2, PASA) while leading cross-functional teams to deliver scalable, API-driven platforms.