Xoliswa Ntozini
Compliance And Due Diligence Specialist
Montana
Summary
Reliable business professional with experience in project management, process improvement and financial analysis. Proven track record of successfully streamlining business operations and reducing costs. Adept at analyzing data to identify trends and developing strategies to improve efficiency. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level Job Title position. Ready to help team achieve company goals. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Resourceful Specialist offering expertise in problem-solving, data analysis and customer service. Adept at quickly learning new technologies and processes for driving success. Proven track record of successfully managing multiple projects and developing innovative solutions.
Overview
9
9
years of professional experience
Work History
Compliance and due diligence Specialist
Exigent (BVNK Crypto)
03.2024 - Current
- Conducting of investigations, Audit or analysis of BVNK crypto
- Conduct comprehensive due diligence reviews on tech startup companies seeking investment
- Evaluate compliance with legal and regulatory frameworks, including securities laws and intellectual property rights
- Extract and analyse financial data points from prior seed/investment rounds, and proficiently draft Cap Tables for strategic insight
- Collaborate closely with internal teams to provide informed decision-making support throughout the due diligence process
- Prepare detailed due diligence reports outlining key findings, risks, and recommended actions
- Engage with founders of tech startups to obtain necessary documents and resolve any inconsistencies in due diligence findings
- Reviewing and analysing commercial contracts to interpret and summarise legal content
- Drafting contracts derogations documents between vendor and client
- Good understanding of online technology systems – Web platforms, VPN’s, importing/exporting etc
- Reviewing regulatory and compliance matters
- Assist in establishing best practices and enhancing contract review processes
- Interfacing with multiple contacts across various business units regarding contractual issues
- Develop complete understanding and proficiency in the contract management tool and work in the application built by Exigent to manage legal and financial information of the Client; Validate information in accordance with quality standards
- Retract and obtain key data for entry into technology platforms for AI to function properly
- Conducting Customer Due Diligence and Enhanced Due Diligence reviews
- Conducting Know your Customer (KYC analysis and risk profiles in accordance with policies and procedures
- Conducting PEPs screening sanctions screening, and adverse media checks
- Staying abreast of ongoing regulatory developments and/or material regulatory changes in applicable laws and regulations as appropriate.
Operations Support Compliance Quality Controller
RCS
04.2020 - 08.2023
- Support Management and business areas in (financial crime Communications mediums combating Anti-Money laundering and terrorist intelligence centre act)
- Audit KYC analysis from analysts
- Manage information security compliance and security assurance programs
- Continuously improve areas impacted by deviations and approves appropriate CAPA
- Contribute to continuous innovation and enhancement of fraud detection process and tools
- Conducting KYC and third party due diligence
- Support facilitate audits and regulatory
- Develop, improve, and monitor Quality Systems for the entire organisation
- Send monthly reports on findings and recommendations reviews
- Set time for development expectations to assist in improving performance
- Control in business Process and providing guidance on risk-based approach to AML
- Experience within a Client On-boarding environment (beneficial)
- Develops reports to track and report the activities related to business line implementation of action items and CAS and regulatory findings
- Works closely with the testing managers to ensure timely and accurate reporting of testing results on a weekly, monthly, and quarterly basis for senior management
- Partner with their assigned Lines of Business, other Risk/Compliance/Audit (RCA) Consultants, and RCA Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework
- Work with CQA design team to build/update the testing program
- Perform periodic reviews of credit card business lines to assess adherence to Regulations
- Organise and maintain accurate work papers, documenting testing results
- Testing of Business Change Risk Assessments (BCRA) other Targeted Tests as needed
- Ensure a constant state of inspection readiness and that all audit observations are addressed
- Review and Close incident investigations within the required timeframe (turnaround time).
Fraud Analyst
RCS
- 03.2020
- Analyse accounts and transaction patterns to determine existing fraud trends ( Credit card and Money Laundering)
- I’m able to analyse accounts and data to identify suspected fraud activity
- Also scrutinise accounts and transaction patterns to determine existing fraud trends
- Analyse chargeback data to identify fraud trends and prepares chargeback reports
- Thoroughly check customer behaviour to identify fraudulent patterns and provide customer insight using SQL
- Analyse issues and determines next steps
- Analyse the portfolio and respective fraud strategies to optimise risk and reward
- All to do a detailed instigation to reduce the risk of fraudulent activity/payments occurring
- Enhancing and progressing fraud management processes ensuring proactive development of processes as the business product offering grows and prioritising scalability
- Collaborating and partnering with the Operations team to co-create and implement project plan and initiative to execute the operations team strategy
- Collaborating with the payment specialist and reconciling all payment methods daily to ensure that all payments are allocated to the correct location to ensure refund request and merchant settlement queries are reduced when required
- Collaborating with the operations, compliance, and customer experience team on the management of customer query.
Education
Secretarial Administration Practice in Management (Complete) - undefined
Duration: 1 year (2007)
Management (not Complete) - undefined
Duration: 2 years (2009)
Forensic Audit (in progress) - undefined
Secretarial Administration Practice in Management (Complete) - undefined
Duration: 1 year (2007)
Management (not Complete) - undefined
Duration: 2 years (2009)
Skills
HVAC systems
Followed all company policies and procedures to deliver quality work
Skilled Communication Specialist focused on maximizing [Description] success through effective use of [Skill], [Skill] and [Skill] abilities Top-notch communicator with excellent time management, administrative and customer service skills
System installations
Maintained current understanding of market conditions, compliance standards and best practices
Resourceful Specialist offering expertise in problem-solving, data analysis and customer service Adept at quickly learning new technologies and processes for driving success Proven track record of successfully managing multiple projects and developing innovative solutions
Created and delivered presentations to internal and external stakeholders to showcase work
Monitored industry trends to adapt strategies accordingly
Led successful sales presentations to prospective clients, resulting in increased partnerships and collaboration opportunities
Developed strong client relationships through consistent communication and attentive service
Collaborated with cross-functional teams to achieve project goals on time and within budget
Implemented new training programs for staff, leading to higher employee retention rates and better overall performance
Conducted thorough research to identify trends and inform decision-making for business growth initiatives
Screening Tools And Open Source Skills
- Monitoring and Reporting
- Analysis of Adverse media
- Attention to detail
- Teamwork, Reliability, Adaptability, and Integrity
- Resilient and ability to multi-task and work under pressure
- Critical and Analytical thinking
- Action Alerts and Reports
- Investigate and Research Alerts on PEPS
- Accurate Data Capturing
- Customer Service
- Interpersonal and Stakeholder Management
- ComplyAdvantage
- Salesforce
- Orbits
- Open Source Research
- Social Media
- Risk Assessment
- Open Source Intelligence
Additional Competencies
- Assist in monitoring compliance with applicable legislation and internal requirements
- Review draft mandates and investment guidelines with the view of implementation
- Monitor compliance with mandates and investment guidelines for compliance purposes within the timeframes and report to management and clients
- Identify and assess compliance risk areas periodically and-appropriately address findings through relevant and appropriate action plans processes
- Advise management, employees and clients on all compliance and regulatory matters that affect business decisions
- Assist in developing, promoting, implementing and maintaining compliance standards and procedures that enable employees to act in a compliant manner
- Assist with the proper establishment and maintenance of a procedures on the identification, reporting and resolution of breaches and other compliance and regulatory issues
- Train and assist employees to improve their regulatory knowledge and enhance their compliant behaviours
- Report on compliance matters to the Compliance Officer, and assist in reporting on such matters to the Compliance Manager periodical
- Assist the Compliance Officer in ensuring that an effective system exists for communicating the compliance standards and guidance in the compliance risk areas, including digital training and other relevant communications mediums
- Support the designated business unit leaders in exercising their responsibility for oversight of compliance in their business units
- Execute all other functions related to the compliance mandate as delegated by the Compliance Officer and Compliance Manager
- Strong understanding of the various elements of an AML/Compliance
Timeline
Compliance and due diligence Specialist - Exigent (BVNK Crypto)
03.2024 - Current
Operations Support Compliance Quality Controller - RCS
04.2020 - 08.2023
Fraud Analyst - RCS
- 03.2020
Cape Peninsula University of technology - Secretarial Administration Practice in Management (Complete),
Cape Peninsula University of Technology - Management (not Complete),
University Of the Western Cape - Forensic Audit (in progress),
Cape Peninsula University of technology - Secretarial Administration Practice in Management (Complete),
Cape Peninsula University of Technology - Management (not Complete),