Wicus Graaff
Financial Evaluator
Lichtenburg
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
19
19
years of professional experience
10
10
years of post-secondary education
Work History
Financial Evaluator
NWK Limited
09.2022 - Current
- Development of a new credit application system in conjuction with the information tegnology department, to be used in the future to streamline the application process.
- Analysis and motivation regarding the selection of credit applications.
- Approval / rejection of credit applications.
- Training of staff at all levels in relation to multiple subjects of financing.
- responsible for all legal matters in financing as well as the entire division's collections regarding the debtors book.
- On site visits of clients to maintain client services at the highest standard and build lasting relationships.
- To be able to solve complex problems under pressure on a daily basis.
- Mentored junior evaluators, enhancing their skills and boosting team performance.
- Presented concise evaluation reports to management, supporting strategic decision-making processes.
Senior Financial Analyst
NWK Limited
01.2012 - 08.2022
- Credit applications must be completed fully and correctly to reduce rework
- Addressing risks (solvability and repayment ability)
- General monitoring and management of existing monthly accounts, production accounts, hire purchases, etc
- Monitoring and control of credit limits
- General monitoring and management of existing accounts (portfolio)
- Filing and monitoring of all accounts
- Enquiries on statements and general information on accounts
- Providing clients with debtors cards as needed
- Management and collecting of accounts that is in arrears
- Monitoring of cessions regarding grain
- Payment of grain sold by clients via EFT
- Promotion of excellent client service.
Credit Manager
TWK Landbou Beperk
01.2007 - 12.2011
- Credit Managing consists of being responsible for a credit portfolio containing a specific area and specific clients and accounts
- Granting credit to a client consists of determining the risk involved as well as taking into account all NCA (national credit act) regulations
- Developed strong relationships with clients through professional communication and timely resolution of credit issues.
- Reviewed and updated credit policies regularly in response to changing market conditions, industry trends, and emerging risks.
- Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.
- The credit manager's duties further include a wide range of credit related subjects which can be explained and discussed in detail if required.
Facilitator
Sediba Kwele Lodge
01.2005 - 12.2006
- Logistics and reception of guests which includes schools and sport groups and private guests.
- Organization and execution fo hunting expeditions.
- Logistics around booking groups.
- Logistics around the purchase and preparation of food and drinks.
- Responsible to keep the lodge clean and tidy and functional at all times.
- To behave in a friendly and professional manner towards guests at all times.
- Offering of educational programs for field schools or team building of children and schools.
- Knowledge of the bushveld, trees and the wildlife.
Education
B.Com - undefined
North West University
Senior Certificate - undefined
Lichtenburg High
Middle management Programme 2014 -
NWU - Potchefstroom - Business School
Credit Management
ICM (Institute of Credit Management of South Africa)
04.2001 - 05.2011
Skills
Mathematical Calculation
Adaptability
Problem-solving abilities
Relationship Building
Written Communication
Attention to Detail
Task Prioritization
Additional Information
Thank you for the opportunity to apply for the position in your company and I hope that you would see my CV in a positive manner.
Id
8110165073080
Personal Information
Nationality: South African, South Africa
References
- NWK Limited, Jannie Rousseau (Credit Consultant), jrousseau@nwk.co.za, 018 633 1222 / 076 638 9189
- Sebida Kwele Lodge, Lourens Voster (Lodge manager), lourens@sedibakwele.co.za, 083 415 3864
- TWK Agri, Gerna Grobler (Manager credit department), 017 824 1008 Email : ggrobler@twkagri.com
Timeline
Financial Evaluator
NWK Limited
09.2022 - Current
Senior Financial Analyst
NWK Limited
01.2012 - 08.2022
Credit Manager
TWK Landbou Beperk
01.2007 - 12.2011
Facilitator
Sediba Kwele Lodge
01.2005 - 12.2006
Credit Management
ICM (Institute of Credit Management of South Africa)
04.2001 - 05.2011
B.Com - undefined
North West University
Senior Certificate - undefined
Lichtenburg High
Middle management Programme 2014 -
NWU - Potchefstroom - Business School