Summary
Overview
Work History
Education
Reading, Writing, Hiking
Timeline
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Victor Matsilele

Credit Ratings Analyst
Johannesburg

Summary

I am a highly motivated and meticulous analyst with more than 10 years of extensive experience in finance specialising in financial analysis, Credit ratings analysis, financial modelling, for financial institutions, cooperates and local governments.

Overview

16
16
years of professional experience
5
5
years of post-secondary education

Work History

Credit Ratings Analyst

GCR Ratings (An affiliate of Moodys Investors Services)
Johannesburg
02.2019 - Current
  • Conducts market research and preparing research articles for industry trends in different markets for banks, financial institutions and insurance companies.
  • Validated results and performed quality assurance to assess accuracy of data.
  • Conducts research including identifying data, data input, and statistical analysis of results and creates and maintains data and analysis reports
  • Performed system analysis, documentation, testing, implementation, and user support for platform transitions.
  • Installed system updates to address vulnerabilities and reduce security issues.
  • Queried databases for information needed for report processing.
  • Cultivated relationships with industry leaders and within company to share tips and information.
  • Made presentations for the rating committees and led discussions for the rating of entities.
  • Created and managed project plans, timelines and budgets.
  • Optimized customer experience by delivering superior services and effectively troubleshooting issues.
  • Provided reporting for forecast analysis and ad-hoc reporting in support of decision-making.
  • Generated reports detailing findings and recommendations.
  • Assessed data modeling and statistics to integrate high-level business processes with data rules.

Associate Credit Analyst

GCR Ratings
Johannesburg
07.2017 - 01.2019
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Assessed credit risk and analyzed financial statements.
  • Made decisions and recommendations about extending lines of credit.
  • Attended credit-related training and conferences to stay informed about industry trends and developments.
  • Developed credit models to assist in the credit decisioning process.

Financial Accountant

Alliance Media Holdings
Johannesburg
10.2012 - 05.2017
  • Used double-entry accounting methods and check backs to manage daily entries to general ledgers.
  • Stayed on top of applicable federal and state requirements to minimize legal and financial risks.
  • Tracked business revenue and expenditures and reconciled accounts to maintain high accuracy.
  • Mitigated impacts on financial accounting and business operations by working proactively to identify and resolve strategic concerns.
  • Supervised full finance functions for subsidiaries; payroll, monthly reports, financial statements, cash flow forecasts, provided reports and suggestions to management on operational improvement issues and developed proactive initiatives
  • Formulated lending objectives and apply the credit risk analysis framework, monitor, review and manage the credit risk, and formulate funding strategies to finance current operations and support future growth.
  • Built finance support and client relationships resulting in increased collections from 25% to 30% of book debt
  • Trained and mentored six subordinates and interdepartmental staff in system process and financial controls
  • Prepared financial analysis for new client projects, gave recommendations for cost reduction and optimization
  • Treasury management, Legal and corporate compliance management, budgetary forecast, control and variance analysis

Transaction Advisor

EY Chartered Accountants
Johannesburg
09.2007 - 07.2011
  • Anticipated responses and prepared clear and articulate answers.
  • Planned, developed, and implemented strategies to convey information with key decision makers.
  • Produced detailed reports outlining key issues and proposed solutions.
  • Coordinated work or project dedicated to raise awareness of need, applying strong project, and team leadership to enhance success.
  • Participated in corporate valuations, financial modelling
  • Carried out stock exchange related advisory including independent financial advisory and reporting accountants’ work
  • Liaised with client and target’s senior management, including executive directors
  • Made corporate governance presentations to clients’ senior management
  • Prepared the audit program used by external audit teams to audit financial institutions’ compliance with the central bank corporate governance and internal audit guidelines
  • Prepared fee notes and collecting on them when due.

Education

MBA - Accounting And Finance

University of East London
London United Kingdom
07.2022 - Current

Bachelor of Commerce - Banking

National University of Science And Technology
Bulawayo Zimbabwe
08.2005 - 11.2009

Reading, Writing, Hiking

I am an avid reader with a keen interest in current affairs, history and tech. I have written some works of fiction and poetry. I enjoy winding down the week with a hike outdoors. 

Timeline

MBA - Accounting And Finance

University of East London
07.2022 - Current

Credit Ratings Analyst

GCR Ratings (An affiliate of Moodys Investors Services)
02.2019 - Current

Associate Credit Analyst

GCR Ratings
07.2017 - 01.2019

Financial Accountant

Alliance Media Holdings
10.2012 - 05.2017

Transaction Advisor

EY Chartered Accountants
09.2007 - 07.2011

Bachelor of Commerce - Banking

National University of Science And Technology
08.2005 - 11.2009

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Victor MatsileleCredit Ratings Analyst