Veli Zincane Zikalala

Compliance Monitoring

• Develop and execute an annual, risk-based compliance monitoring program.

• Provide expert advice and support to stakeholders on managing compliance risks.

• Conduct regular reviews to track compliance and recommend improvements.

• Present findings to senior management and support process

enhancements.

• Maintain proactive stakeholder communication to address and resolve

compliance risks.

Regulatory Advisory

• Advise line management on AML, KYC, CDD, and sanctions requirements.

• Manage KYC/CDD frameworks and ensure regulatory compliance in onboarding and due diligence.

• Identify and close process gaps in client onboarding and account maintenance.

• Support frontline teams with subject matter expertise and testing of monitoring systems.

• Drive awareness and training on legislative changes through internal communication and presentations.

Compliance Oversight

• Assisted in drafting and updating AML/CFT policies in line with regulatory expectations and ethics principles.

• Oversee AML/Sanctions/CTF compliance activities across business units.

• Support training development and delivery for new regulations.

• Report on regulatory developments to executive leadership and the Board.

• Ensure staff are adequately trained and equipped to manage AML/CFT risks.

Quality Assurance

• Design and lead a risk-based AML/CFT quality assurance program.

• Identify control weaknesses and recommend improvements.

• Analyse systems and processes to enhance compliance efficiency and effectiveness.

• Submit QA findings to management and support remediation efforts.

• Assist with AML/CFT risk assessments and control digitization initiatives.

Risk Management, Reporting & Ad-hoc Projects

• Conduct AML/CFT risk assessments and evaluate internal controls.

• Review and maintain compliance reports, templates, and questionnaires.

• Manage complex AML/CFT projects involving multiple stakeholders.

• Support senior management on urgent compliance initiatives.

• Coordinate internal responses to AML data and regulatory requests.

• Specialist in AML/CFT compliance, enhancing organizational RMP and RCM.
• Provided expert guidance on policy as FICA, EDD, and AML.
• Participated in Group policy reviews, ensuring compliance with international standards.
• Collaborated with top management on strategic decisions and risk mitigation strategies.
• Developed targeted remedial action plans.
• Represented the Group's interests in compliance training sessions.
• Assisted in establishing an analytical framework for monitoring and preventing non-compliance
• Implemented a control to improve the collection of CDD information for Correspondent Banking, thereby assisting the organisation in strengthening its relationship with its clients.

• Provided technical support to the AML/CFT function.
• Participated in compiling compliance training sessions.
• Engaged with internal and external stakeholders.
• Prepared comprehensive reports and management information.
• Implemented project management principles to enhance KYC, EDD, and AML processes.
• Assisted in managing the KYC dashboard and maintaining Cash Threshold Reportings to ensure customer reports did not omit critical customer data for reporting to the regulator