Tshwanetsi Alom Mahlo
Johannesburg
Summary
Finance and accounting professional with experience across financial reporting, financial analysis, financial instruments, credit risk, and assurance within major listed and multinational organisations. Completed SAICA articles at Ernst & Young, with a Certificate in the Theory of Accounting (CTA) and the SAICA ITC examination passed.
Experienced in analysing complex financial information, assessing business and credit risk, evaluating financial reporting processes, and testing significant accounting estimates and management judgments. Specialist experience includes complex IFRS 9 Expected Credit Loss (ECL) models and significant credit portfolios across major South African banking institutions, including Standard Bank Credit, FNB Retail Loans, and WesBank with combined assets exceeding R5 trillion.
Overview
1
1
Language
1
1
Certification
3
3
years of professional experience
Work History
Audit and Finance Assistant Manager
Ernst & Young
Sandton Johannesburg
01.2026 - 06.2026
- Owned end-to-end audit delivery, including planning, resourcing, and billing coordination.
Applied ISA requirements across financial instruments, revenue recognition, and IFRS leases. - Owned end-to-end audit delivery, including planning, resourcing, and billing coordination.Applied ISA requirements across financial instruments, revenue recognition, and IFRS leases.
- Streamlined accounting processes, implementing innovative solutions to enhance efficiency and accuracy in financial reporting.
Audit and Accounting Clerk
Ernst & Young
Sandton Johannesburg, South Africa
01.2023 - 12.2025
Executed substantive and controls testing.
- Tested journals, bank reconciliations, receivables, payables, inventory, revenue IFRS 15, expenses, leases IFRS 16 and financial instruments IFRS 9.
- Assisted with IFRS financial statement reviews.
- Evaluated internal controls such as SOX.
- Performed analytical procedures and risk assessments with use of Excel, Power BI and Alteryx.
- Compiled and analysed transaction data to identify trends and support informed decision-making.
- Supported month-end and year-end reporting processes to ensure timely and accurate financial statements.
- Evaluated the credit assessment process used to determine borrower risk, including the assessment of creditworthiness, collateral, repayment capacity, risk ratings, and default indicators.
- Defined key responsibilities to enhance team alignment and workflow.
Education
Post Graduate Diploma - Accounting Sciences
University of Johannesburg
Johannesburg01-2022
BCom - Accounting Sciences
University of Venda
Tohoyandou, Venda01-2020
Skills
- Audit methodologies
- Financial risk assessments
- Accountancy principles
- Cash Flow analysis
- Balance sheet reconciliations
- Cost-reduction strategies
- SAP software operation
- Oracle NetSuite
- Microsoft Dynamics 365
- Sage Business Cloud
- QuickBooks Online
- Xero
- Analytical thinking
- Technical report writing
Languages
English
Certification
- SAICA ITC
- Board 1 CA(SA) Qualifying Exam
Custom
Gaming, Soccer, Car enthusiast, Business- Keeping up with latest development moneyweb, Choral music
Accomplishments
- IAS 29 Hyperinflation Accounting: Developed audit workbooks and testing methodology for the audit of hyperinflationary reporting within the FirstRand Group, supporting the firm's first engagement of this nature for the relevant entities.
- IFRS 9 Credit Risk & ECL: Enhanced audit testing methodologies for complex Expected Credit Loss (ECL) within Standard Bank Business Credit (BCB) and achieved clean audit in second year of audit.
Timeline
Audit and Finance Assistant Manager
Ernst & Young
01.2026 - 06.2026
Audit and Accounting Clerk
Ernst & Young
01.2023 - 12.2025
Post Graduate Diploma - Accounting Sciences
University of Johannesburg
BCom - Accounting Sciences
University of Venda