Thulani Maswanganye
Private Banker
Johannesburg
Summary
Seasoned and multilingual Private Banker with extensive expertise in Private Banking, Financial Planning, Commercial Credit Analysis, Business banking relationship management and Compliance oversight. Proven success in managing high-net-worth portfolios, delivering bespoke financial solutions, and fostering enduring client relationships. Proficient in assessing credit risk for both personal and business portfolios, and implementing strategic initiatives to propel growth .Experience in optimizing operations, fostering team collaboration, and ensuring unwavering regulatory compliance across dynamic financial landscapes.
Overview
10
10
years of professional experience
1
1
year of post-secondary education
Work History
Private Banker
Standard Bank
Johannesburg
11.2022 - Current
- Wealth Management Expertise : Orchestrated strategic wealth management for high-net-worth clients, employing tailored financial strategies to achieve consistent growth and mitigate risk effectively, resulting in enhanced client satisfaction and portfolio performance.
- Client Relationship Management : Fostered enduring client relationships by delivering personalized financial advice, comprehensive wealth management solutions, and exceptional service contributing to heightened client retention, and increased business opportunities.
- Team collaboration &Business growth : Driving collaborative efforts to optimize client services, meet business targets and surpass revenue expectations through acquisitions of new clients and expanded service offerings contributing to overall business growth and success.
Private Banker Advisor
First National Bank
Nelspruit
05.2019 - 10.2022
- Holistic Financial Planning : Conducted in-depth financial analyses, crafted comprehensive financial plans and provided strategic advice tailored to clients' unique financial goals, encompassing investment strategies, retirement planning, estate planning and risk management.
- Portfolio Management : Grow and protect clients wealth through range of financial solutions which includes complex Transactional banking, lending, Insure and investments for high-net-worth clients.
Commercial Credit Analyst
Absa Bank
Nelspruit
08.2018 - 04.2019
- Credit Risk Assessment : Conducted in-depth analysis of credit data, financial statements, and market trends to evaluate the creditworthiness of clients by ensuring sound lending decisions and risk mitigations strategies
- Loan Structuring &Recommendations : Evaluated loan applications, structured credit facilities and recommended appropriate credit terms based on risk assessment, financial analysis, and regulatory compliance.
Business Banker
Absa Bank
Polokwane
10.2016 - 07.2018
- Client Retention & Growth : Implemented retention strategies to ensure client satisfaction, maintained regular communication, conducted reviews of their financial portfolios, and identified opportunities to cross-sell banking services, thereby contributing to the growth and profitability of the bank's business.
- Financial Analysis & Risk Assessment : Conducted in-depth financial analyses of business clients, assessed creditworthiness, and evaluated risk associated with lending, structuring credit facilities and recommending appropriate financial products and services.
Risk and Regulatory Officer
Absa Bank
Polokwane
04.2014 - 08.2016
- Regulatory Compliance Oversight : Managed compliance programs within Business banking and adhere to relevant laws, regulations and internal policies, mitigating compliance risks and maintaining the institution's integrity.
- Monitoring & Reporting : Monitoring and track risk exposure for both clients and the business by preparing regular risk reports for management review and communicated risk findings and recommendations to stakeholders, facilitating proactive risk management and compliance efforts.
Education
MBA - Finance
Management College of Southern Africa(MANCOSA)
Johannesburg 02.2015 - 2019.12
Advance Diploma in Financial Planning - Financial Planning
University of Free State
Bloemfontein 02.2023 - Current
B-Tech Agricultural Management - Agricultural Business
Central University of Technology, Free State
Bloemfontein 01.2010 - 2013.04
Regulatory Exam 5 (RE5) - Regulatory Exam
Moonstone
Polokwane 06.2015 - 2015.06
National Senior Certificate - Grade 12
Tiyani Secondary School
Louis Trichardt 12.2009 - 2009.12
Skills
Customer Relationship Management
undefinedReferences
Available on request
Timeline
Advance Diploma in Financial Planning - Financial Planning
University of Free State
02.2023 - Current
Private Banker
Standard Bank
11.2022 - Current
Private Banker Advisor
First National Bank
05.2019 - 10.2022
Commercial Credit Analyst
Absa Bank
08.2018 - 04.2019
Business Banker
Absa Bank
10.2016 - 07.2018
Regulatory Exam 5 (RE5) - Regulatory Exam
Moonstone
06.2015 - 2015.06
MBA - Finance
Management College of Southern Africa(MANCOSA)
02.2015 - 2019.12
Risk and Regulatory Officer
Absa Bank
04.2014 - 08.2016
B-Tech Agricultural Management - Agricultural Business
Central University of Technology, Free State
01.2010 - 2013.04
National Senior Certificate - Grade 12
Tiyani Secondary School
12.2009 - 2009.12
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