Takalani Nemaranzhe

• Lead the vetting and updating of bespoke national wordings and schedules.
• Upgrade and maintain commercial wordings to align common sections such as Motor with Agricultural and Personal insurance.
• Actively participate in Claims and Underwriting forums, as well as the Fraud Committee.
• Collaborate in the development of the Future State (New System):
• Produce product specifications, underwriting rules, and policy administration rules.
• Develop policy schedules and wordings.
• Work closely with developers and analysts to enhance system functionality.

• Resolved staff conflicts efficiently to maintain a harmonious work environment.
• Issued and processed insurance policies, ensuring adherence to company standards.
• Managed team of underwriters, enhancing productivity through effective oversight and guidance.
• Facilitated reinsurance placements to reduce risk and support informed underwriting decisions.
• Conducted surveys to accurately assess risk and inform policy terms.
• Cultivated strong broker relationships to improve service delivery and drive business growth.

• Effectively led and managed the portfolio, steering strategy development and implementation.
• Directed the execution of strategic business and operational plans, projects, and systems.
• Fostered strong working relationships with various distribution and operational stakeholders.
• Oversaw sales, profitability, business development, and product solutions in collaboration with external distribution channels.
• Ensured compliance with company risk management policies while maximizing business potential.
• Cultivated successful collaborations with internal and external stakeholders.
• Monitored external market developments and trends, ensuring strategic adaptability for the organization.
• Motivated, mentored, and guided direct reports to foster effective people management.

Directed underwriting operations across Africa, aligning budgets with company strategy for profitable growth.

Managed five underwriters in South Africa; oversaw delegated authority for Kenyan and Ugandan teams.

Ensured compliance with underwriting authority and guidelines, maintaining governance standards.

• Led recruitment and retention initiatives, cultivating a high-performing underwriting team.
• Held underwriting authority from Home Office; strategically delegated local authorities for high-risk accounts.
• Compiled and delivered monthly reports to local executives; collaborated on quarterly regional updates.
• Established reinsurance placements with partners in countries without AIG licenses.
• Negotiated and placed multinational accounts, strengthening AIG’s position in African market.

• Developed commercial policy guidelines and frameworks supporting organizational goals.
  Effectively managed budgets and expenses, securing profitability in underwriting activities.
  Conducted profitability reviews on broker wordings, applying corrective measures as necessary.
  Led new product development projects, partnering with IT to establish required specifications.
  Ensured compliance by analyzing relevant legislation impacting underwriting practices.
  Facilitated negotiations for facultative reinsurance, reinforcing the overall reinsurance strategy.
  Addressed SASRIA technical issues and prepared comprehensive training materials for employees.
  Engaged with management on strategic projects, providing updates to the Executive Committee.

• Established underwriting guidelines that enhanced overall efficiency and effectiveness.
  Collaborated with actuarial teams and stakeholders to adjust rates as necessary.
  Reviewed and approved broker-referred wordings, ensuring compliance with standards.
  Executed underwriting audits to verify adherence to policies and regulations.
  Tracked market trends and regulatory changes to guide strategic decisions.
  Contributed technical insights in claims forums for improved claims management.
  Advocated for industry best practices at SAIA forums on behalf of the company.
  Utilized statistical reports to inform underwriting decisions effectively.

• Spearheaded continuous product development initiatives to enhance offerings.
  Delivered technical support to stakeholders, ensuring alignment with market demands.
  Facilitated regular meetings with team members and partners to strategize improvements and collect feedback.
• Generated reports detailing progress against goals set by executive team members.

• Ensured quality and consistency by developing comprehensive underwriting guidelines.
  Worked alongside actuarial teams to monitor market conditions and adjust rates accordingly.
  Reviewed broker-referred documentation, granting final approval to maintain standard alignment.
  Monitored changing regulations and market trends to support compliance efforts.
  Provided technical expertise in claims forums, facilitating effective resolutions.
  Analyzed statistical data to refine underwriting practices and strategies.