Sivuyisiwe Mayila
Midrand
Summary
Experienced Credit Analyst offering well-developed skills in managing teams, record updates, and financial statement reviews. Pursuing a position in a busy organization where a qualified individual with an understanding of collections is highly sought.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Credit Analyst
Body20 Global
Bryanston
02.2023 - Current
- Provide expert analysis.
- Conduct debt sustainability analysis.
- Deliver high-quality reports for decision-making.
- Assist in processing and analysing ad-hoc or formal compliance breach and error reports in a timely, effective, and accurate manner for management review and escalation.
- Prepare, process, and analyze all daily, weekly, monthly and ad-hoc management reports in a timely, effective and accurate manner for management review including escalation.
- Develop analytical methods to analyse and interpret risk-based regulatory data submissions.
- Prepare detailed reports based on the outcome of the analysis performed.
- Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
- Maintained accurate records of all transactions related to credit activities.
- Interpreted complex financial data such as balance sheets, cash flow statements and income statements.
- Consulted with senior management regarding proposed changes in underwriting standards or procedures.
- Participated in regular meetings with internal stakeholders to discuss best practices for managing the organization's loan portfolio.
Verification Analyst
Nedbank
Menlyn Maine
01.2021 - 02.2023
- Validate pay slips received from clients, if it meets Statutory requirements e.g check if tax and year-to-dates figures are correctly calculated
- Responsible for the audit and review of client information captured on internal system if it's accurate and concise.
- Evaluating credit risk
- Determining creditworthiness
- Managed multiple projects simultaneously while ensuring deadlines are met.
- Provided guidance and support to staff regarding verification processes and policies.
- Developed reports outlining findings from the verification process.
- Ensured adherence to legal regulations while performing client verifications.
- Utilized problem-solving skills when faced with complex challenges related to verifying customer information.
- Reported any suspicious activity identified during the verification process according to company protocols.
Finance Intern
Victoria girls High School
Makhanda
01.2020 - 12.2021
- Monitor any discrepancies in client's payment, monitor for charges made on invoices and record any returns.
- Organize a financial filing system that is easily accessible.
- Prepare accounting reports to be presented to senior management.
- Update accounts receivable and issue invoices
- Ensure that all clients receive their financial statements on time.
- Ensure accuracy of financial statements, making sure that the final figures on statements are correct.
- Prepare and submit weekly/monthly reports
- Assist with the balancing of the office/department budget.
- Speak to clients about payments, refunds and statements.
- Update accounts payable and perform reconciliations
- Assist with reviewing of expenses, payroll records etc. as assigned
Education
FORENSIC AUDITOR -
University of South Africa
01.2025
BACHELOR OF COMMERCE -
Rhodes University
01.2022
HIGH SCHOOL DIPLOMA -
Zingisa Coomprehensive High School
01.2014
Skills
- Microsoft Excel
- Knowledge of ERP
- Credit decision making
- Good verbal and written communication skills
- Attention to detail
- Financial Risk Management
- Credit Control
- Banking regulations
- Proficient in Xero
- Risk Assessment
- Risk mitigation strategies
Certification
- COBIT 2019 Foundation -Inprogress
Timeline
Credit Analyst
Body20 Global
02.2023 - Current
Verification Analyst
Nedbank
01.2021 - 02.2023
Finance Intern
Victoria girls High School
01.2020 - 12.2021
FORENSIC AUDITOR -
University of South Africa
BACHELOR OF COMMERCE -
Rhodes University
HIGH SCHOOL DIPLOMA -
Zingisa Coomprehensive High School
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