

Dynamic strategic leader with a proven track record in governance, forensic investigations, risk management, and SME development. As Executive Director of AsiyeEthaFeni Pty Ltd, secured multimillion-rand contracts while significantly enhancing operational resilience through robust governance frameworks. Currently pursuing a PhD in Accounting Science focused on fintech and inclusive economic growth, with extensive experience in financial sector development and capacity building. Notable contributions include serving as a committee member at the South African Institute of Internal Auditors and as a Postgraduate Research Supervisor at MANCOSA.
Core Overview:
Full oversight of the planning and organization of the company’s day-to-day operations | Manages a high-performance team.
Established the accounting policies / procedures and operational reporting / metrics structure.
Project manages credit vetting and assessment.
Oversees business development and training.
Prepares and submits fund accessibility applications to major financial institutions.
Key Roles & Accountabilities:
Delivers an exceptional standard of service, supporting lower-income clients in preparing annual financial statements and tax returns; managing accounts; and performing small business analyses in accordance
with the relevant legislation. Prepares and presents quarterly / annual financial and business analysis reports to monitor business results, variances, and performance trends.
Executes in-depth assessments of financial processes, system architecture, operating models, and control environments to identify inefficiencies and implement improvements.
Responsible for the financial and administrative functions, inclusive of banking & cashflow management | month-end processing & reporting | debtors & creditors control | tax reporting | annual financial audits |
office & resource management | employee recruitment | payroll administration.
Oversees loan management, disbursement, and collection, inclusive of credit vetting | Issues short-term loans.
Utilises the Delfin loans management and nupay systems for collections.
Established and maintains a partnership with Standard Bank to offer Visa cards to the company’s clients for the purpose of disbursement, thereby minimizing the disbursement of cash and bank turnaround
times as clients require access to their funds immediately after the loan has been approved.
Developed and continues to use an incremental system to promote loyalty within the client base, utilising a bronze, silver, and gold status | Successful collection rates and the client’s length of duration with the
company result in a promotion to a higher level with access to higher loan amounts
Core Overview:
Conduct research into various technical areas (mobile money, remittances etc) including desktop research and quantitative research analyses.
Support the development of proposals/concept notes for each thematic area.
Support the development and co-ordination of Terms of Reference for technical experts.
Support the development of inception reports.
Support with stakeholder capacity building.
Support the preparation of technical materials for workshops, conferences or meetings.
Support with the writing of technical reports and developing PowerPoint presentations.
Planning and project managing the implementation of projects with project managers.
Meet with the Project Manager to review progress and to discuss future steps.
Support with the identification of any potential issues or risks that could affect the progression of the project.
Arrange meetings, send out relevant meeting information, and attend meetings to take minutes.
Ensure that project results are made available to the relevant people, providing feedback to project managers, project teams and other staff as necessary.
Monitor the progress of a project against agreed and documented timelines and budget targets while ensuring appropriate quality standards are maintained.
Support the writing of articles or blogs on project outcomes.
Countries and the region towards increased financial and economic inclusion. areas of intervention include :
Community Digitalisation– to improve the accessibility and use of digital ecosystems in rural and peri-urban areas to support economic inclusivity.
Informal Cross Border Traders – improving livelihoods, mainly for women.
Cross Border Remittances – improving the livelihoods of economic migrants and recipients.
Supplier Development – improving livelihoods through the provision of access to markets for MSME and small holder farmers.
Formalisation of informal workers income – to enable those employed in the
services industry who rely on tips to receive their tips digitally.
Generating Better Livelihoods for Grant Recipients – establish a process through which grant recipients can access and be linked to economic opportunities thereby improving their livelihoods.
Regulatory and policy reforms – support the governments of SADC countries develop financial/economic inclusion policies and regulations.
Governance practices
Compliance oversight
Financial oversight
Financial sustainability
Risk management
Organizational strategy
Organisational strategy
Strategic leadership