Samukelisiwe Sibeko
Johannesburg
Summary
Analytical and disciplined Economics graduate with practical experience in credit risk and financial analysis. Proven ability to interpret financial data, support credit decisions, and work collaboratively within structured risk environments. Known for strong attention to detail and a proactive approach to learning. Seeking to leverage these strengths within a CIB Operations Graduate Programme to contribute to high-performing teams and develop expertise in banking operations.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Credit Analyst
Nedbank Ltd
01.2024 - Current
- Lead credit risk and probability assessments using advance models (project finance, aircraft, commodity, parastatals, municipalities and RAROC), supported by financial, country and sector analysis.
- Act as a bridge between model developers and business teams by testing model changes, supporting enhancements and ensuring models fit for practical client use.
- Mentor and train new joiners on credit risk models, ensuring a clear understanding of the model structure, assumptions and interpretations of rating movements as well as transparency and alignment with risk policies.
Graduate Trainee
Nedbank Ltd
01.2023 - 01.2024
- Performed financial statement analysis and applied standard credit models to support internal risk ratings under the guidance of senior analysts.
- Assisted with the preparation of credit assessments by compiling probability of default ratings, loss given defaults and country risk inputs with supporting documents.
- Engaged with front office and credit teams to understand rating methodologies, regulatory expectations and portfolio risk considerations.
Portfolio Management Intern
Alex Forbes Ltd
01.2022 - 01.2022
- Supported portfolio management activities through the daily analysis of investment holdings, manager strategies and market research of local, offshore and African countries.
- Contributed to investment decision making by preparing accurate investment presentations, analyzing surveys and summarizing findings for portfolio managers.
- Participated in investment meets and due diligence sessions, documenting key findings and providing concise summaries of manager performance.
Education
Honour's degree - economics with risk management
Northwest University
12.2021
Bachelor's degree - economics with risk management, Cum Laude
Northwest University
12.2020
Matric Certificate - undefined
Willowmoore High School
01.2017
Skills
- Microsoft and excel
- Financial statement analysis
- Written and verbal communication
- Networking and collaboration
- Attention to detail
- Work under pressure
- Adaptability
- Presentations
- Analytical
Certification
- FMVA, Corporate Finance Institute - March 2026-August 2026
- Credit Analyst Course, Udemy, June 2025
References
- Moeketsi, Mohlakoana, 071 431 3317, Nedbank
- Senzo, 078 456 5211, Alex Forbes
Languages
English
Advanced (C1)
Timeline
Credit Analyst
Nedbank Ltd
01.2024 - Current
Graduate Trainee
Nedbank Ltd
01.2023 - 01.2024
Portfolio Management Intern
Alex Forbes Ltd
01.2022 - 01.2022
Matric Certificate - undefined
Willowmoore High School
Honour's degree - economics with risk management
Northwest University
Bachelor's degree - economics with risk management, Cum Laude
Northwest University