Summary
Overview
Work History
Education
Skills
Timeline
Generic

Precious Ntombiyoxolo Cebekulu

Johannesburg

Summary

I am a dedicated, ambitious, team-oriented, customer-focused, creative, and innovative professional who can add value to the organization by ensuring that customers' needs are met on an individual basis, encouraging teamwork, and coming up with more innovative ways to improve our division in line with the company's vision and mission. I've been with Standard Bank for more than 10 years, and during that time I worked in the general banking call Centre. In that capacity, I had the chance to mentor new employees on the floor and serve as a subject matter expert (SME), which meant I had to ensure that everyone knew about the product, including any updates and new ones, and I also helped with team leader responsibilities. The Prestige and Private Banking phone Centre was where I later worked. It was the banking helpdesk segment. I was hired as a Prestige Banker in 2015. In my role as a Prestige Banker. I acquired skills such as relationship management, problem solving and negotiation skill during the processing of sales. Over and above that I have good communication skills, very analytic and strategic thinking. This was relationship banking, which also put a lot of emphasis on sales and customer retention. As of right now, I'm currently employed as a social media universal banker. This is the platform where we interact with and support customers on the Facebook, Twitter, and Email platforms. Additionally, the Hello Peter desk, where I also worked, is managed by the social media team. I have recently joined Capitec Business Banking as a Relationship Banker. In my role as a relationship banker, I have gotten the opportunity to acquire business banking management skills. While learning to manage Business Banking Relationship. Updating and handling client profiles in line with the CIPC. During my time at Capitec I have also gained extensive experience in working with sales force and AWS.

Overview

13
13
years of professional experience
4032
4032
years of post-secondary education

Work History

Relationship Banker Business Banking

Capitec Bank
05.2024 - Current
  • Service new and existing customer.
  • Manage client relationships.
  • Analyzing current client product holding to cross-sell and upsell to clients.
  • Assisting with credit applications such as Overdrafts, loan, credit cards and other product offerings.
  • Managing Business KYC, AML and FICA status.
  • Increasing client sentiment by ensuring clients are serviced accordingly.
  • Analyzing business Financials.
  • Updating Business profiles in line with CIPC records.
  • Assisting Business Banking clients telephonically with their requests.
  • Handling fraud queries and complaints related to Business account.
  • Salesforce and AWS function.
  • Verint adherence.

Social Media Universal Banker

Standard Bank
03.2022 - 04.2024
  • Twitter and Facebook replying to client queries and complaints within prescribed time.
  • Servicing client and resolving twitter and Facebook queries within the sunset principle.
  • Servicing clients through twitter, FACEBOOK, and email unit.
  • Develop internal networks with internal product houses and business units.
  • Cross selling digital platform and migrating clients to self-service channels using the influence of social platforms.
  • Build and maintain enduring & rewarding relationships with customers. To increase Customer sentiments.
  • Hello Peter, complaint center assisted client with complaint.
  • Quick response time of immediately.
  • Providing feedback within first 3 hours of receiving complaint.
  • Liaising with other stakeholders to resolve complaints within prescribed turnaround time.
  • Ensure client retention and satisfaction levels (measured via the Net Promoter Score) from all platforms namely Twitter, Facebook, Email unit and Hello Peter.
  • To log, resolve and escalate, when necessary, all client complaints, queries, issues, and communication.

Prestige Banker

Standard Bank
10.2015 - 02.2022
  • Analyze client’s current product offerings and solutions with the aim of ensuring Standard banks wealth is the client’s primary banking institution. In addition, identifying transactional and lending requirements.
  • Understand and market all Transactional Banking products within the Standard bank wealth offering.
  • Managing client KYC status making sure client with my portfolio are FICA compliant.
  • Manage clients AML status.
  • Understand and market all Lending solutions within the Standard bank wealth offering: Overdrafts, Mortgage (Single Home loan), Mortgage (Multiple asset/ multiple property), Personal Loans and Credit card applications, Vehicle finance.
  • Manage the growth of active customer Account Base to increase Client base and revenue.
  • Manage and grow portfolio through proactive client contact.
  • Provide and track accurate and reliable sales statistics via Dashboard, Scorecards.
  • Reactively manage a portfolio of clients with the objective of addressing their financial needs.
  • Managing a select portfolio of clients and Build long lasting, rewarding relationships through increasing product holding per client.
  • Achieve Prestige performance targets in line with financial growth, customer satisfaction and internal networking.
  • Day-to-day management of credit risk in line with procedures and legislation.
  • Assisting Business Banker in Enterprise Direct with our Campus.

Prestige and Private Call Centre Agent

Standard Bank
11.2013 - 10.2015
  • Be ready to serve the customers telephonically.
  • Ensure customers’ needs and expectations are understood.
  • Building Rapport with every telephonic conversation with each client.
  • Process the customers’ requests in an efficient and caring way.
  • Logging customer request on gijima/customer1st.
  • Build and maintain enduring & rewarding relationships with customers.
  • Ensure Banks values and principles are applied.
  • Conduct activities within risk and compliance requirements.
  • Provide proper and correct product information.
  • Achieve competence against all key result areas required and others.
  • Provide excellent service to clients.
  • Adhere to telephony etiquette.
  • As part of relationship banking assisting with maintaining relationship.
  • Knowledge of MS Outlook, Word, Excel, PowerPoint.

General Banking Call Centre Agent

Standard Bank
05.2012 - 11.2013
  • Be ready to serve the customers telephonically.
  • Ensure customers’ needs and expectations are understood.
  • Process the customers’ requests in an efficient and caring way.
  • Logging customer request on gijima/customer1st.
  • Build and maintain enduring & rewarding relationships with customers.
  • Ensure Banks values and principles are applied.
  • Conduct activities within risk and compliance requirements.
  • Provide proper and correct product information.
  • Achieve competence against all key result areas required and others.
  • Provide excellent service to clients.
  • Adhere to telephony etiquette.
  • Buddy Mentored, (receiving, training, and coaching of new staff members).
  • Acted as second in charge when there were no leaders on the floor.

Education

Certificate of Banking -

Cornerstone

RE 5 Certificate - undefined

Moonstone

Bachelor of Business Administration - undefined

University of South Africa
01.2024 - Current

Matric -

Zitikeni Secondary School

Skills

Customer Relationship Management

Timeline

Relationship Banker Business Banking

Capitec Bank
05.2024 - Current

Bachelor of Business Administration - undefined

University of South Africa
01.2024 - Current

Social Media Universal Banker

Standard Bank
03.2022 - 04.2024

Prestige Banker

Standard Bank
10.2015 - 02.2022

Prestige and Private Call Centre Agent

Standard Bank
11.2013 - 10.2015

General Banking Call Centre Agent

Standard Bank
05.2012 - 11.2013

RE 5 Certificate - undefined

Moonstone

Certificate of Banking -

Cornerstone

Matric -

Zitikeni Secondary School
Precious Ntombiyoxolo Cebekulu