Dynamic Chief Credit Officer with a proven track record at Absa Bank, driving credit strategy and regulatory compliance. Expert in credit assessment and stakeholder management, I led high-performance teams to enhance governance and portfolio quality, achieving significant operational improvements across diverse markets. Recognized for my leadership in complex credit transactions and strategic risk alignment.
Overview
30
30
years of professional experience
Work History
Chief Credit Officer
Absa Bank (Mauritius) Ltd
Ebene
10.2020 - Current
Executive leader and Risk SLT member, driving credit strategy across Corporate, SME, Retail, Leasing, and Wealth portfolios
Partnered with business to align credit risk with growth strategy while ensuring compliance with Board-approved risk appetite
Responsible for Absa's Credit & Risk workstream during the HSBC Mauritius acquisition, including due diligence and integration planning
Oversee Lending Policy, Sovereign/Country Reviews, stress testing, and portfolio reviews
Chaired credit committees and sanctioned major transactions across Wholesale, Retail, and Wealth segments
Joint owner with Finance of credit impairment accuracy and reconciliation
Drove transformation through operating model improvements, governance enhancements, and board-level risk reporting
Spearheaded regulatory engagement and audit preparedness to maintain strong compliance posture
Led people strategy for Credit Risk, building a high-performance team culture and succession pipeline
Represented Credit Risk at Fincom, Enablement Exco, Business Exco, and ARO Risk SLT
Head of Credit Risk
Maubank
Ebene
11.2018 - 10.2020
Designed and implemented a comprehensive Credit Risk Management Framework to strengthen risk governance and portfolio oversight
Developed capacity planning models and established a structured Credit Risk Curriculum to enhance team capability and drive consistent credit standards
Spearheaded the launch of an integrated Retail and SME lending platform, incorporating advanced credit scoring models to improve turnaround and portfolio quality
Led enhancements to credit governance, introducing proactive monitoring tools and elevating the quality of Board-level risk reporting
Strengthened regulatory readiness through proactive engagement with auditors and regulators, ensuring compliance and timely resolution of findings