Percy Mashamba
Johannesburg
Summary
Highly motivated and detail-oriented financial services professional with more than 3 years’ experience in cross-border payments processing. Skilled in handling ITT, OTT, and trade payments with precision and timeliness. Strong understanding of international banking regulations and compliance protocols, including AML and KYC. Demonstrated ability to monitor, reconcile, and troubleshoot payment discrepancies while fostering collaboration with internal teams and external institutions. Committed to continuous improvement and delivering outstanding service in high-pressure environments.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Cross Boarder Payments Officer
Standard Bank Group South Africa
10.2021 - Current
- Main duties involve verification, processing and releasing of inbound cross boarder payments received via SWIFT and ISO2022 messaging format.
- This is done through vetting if all relevant information pertaining to payments such as SWIFT CODES, BOP CODES and value dates are correct.
- Additional duties include engaging with clients to obtain any additional information that would be deemed important to the settlement of the account or payment.
- In the course of work I made sure to attended personnel meetings and training sessions to improve skills and learn new policies and procedures.
- Attended personnel meetings and training sessions to improve skills and learn new policies and procedures
Financial Advisor
Liberty Group
07.2021 - 09.2021
- My main duties in this role involved equipping clients in fortifying their financial standing and future through financial advisory and planning. With regards to the advisory leg, I assisted in building a steady profile for clients which include risk, retirement, and investments products best suited for the individual profile.
- Within the financial planning aspect, I was involved in mapping out all the clients current and future obligation towards personal finances, assets, equities, liabilities to ensure sustainability in both capital maximisation in the present and simultaneously creating a sound financial future.
- This role also entailed building relationships with clients through offering personalized financial solutions and assisting to insure the clients in all matters relating to their financial health.
Investment Administrator
ABSA CAPITAL
12.2020 - 05.2021
- Main duties in this role were to ensure all Absa Fund Management clients are inright standing in relation to current Banking and FICA regulation.
- This entails performing client remediation, which is essentially a process of vetting all clients within Absa Fund Managers to ensure that all FIC documentation and static data on file stands as a true representation of their FIC Status.
- This role would also entail keeping in constant communication with clients to ensure they have supplied all relevant FIC Documentation as per the standard. Processing client applications for either Money Market or Unit Trust accounts housed by ABSA would also form part of the duties associated within this role.
- Other duties would include performing regular FIC Updates to static information on file to ensure that our information on file matches at of the clients current standing.
Business Banking Onboarding Consultant
Investec
01.2020 - 11.2020
- main duty is to vet all client documents and details to ensure that all FICA, FATCA and KYC requirements are met. This is security and quality control measure that ensures all business accounts opened by the back meet the KYC/FICA standard.
- My secondary duty would be dealing with all client queries regarding the opening of specific client accounts such as branches, sub-accounts, trusts and main entities.
- As onboarding, we work closing with other business divisions such as Transactional Banking, Private Banking and Business Cash Solutions, constantly setting up training sessions to ensure all members of the bank are fully skilled in all things relating to KYC/FAIS/FATCA standards
African Markets, Trade Manager
Investec
12.2018 - 10.2019
- I have served at Investec ICIB Prime Series as a trade manager in African Markets team. My main duty in this role is to facilitate trades executed by traders and assign them to their relevant clients, ensuring that the trades are received, settled and all client queries are tended to.
- Secondary duty within this role would be keep a close eye on African forex market fluctuations and forex-pairs through system-analysis and daily news updates to ensure that trade value is sustained.
- Equity trades within Africa were facilitated through the purchasing of the relevant foreign currency, the actual trade being administered by the dealers and the administrative leg facilitated by myself.
- Additional duties would include loading client funds, assisting with relevant onboarding queries and maintaining and updating client settlement details. Month end duties include reconciliation of all executed trades, sending out rebate invoices and settling all outstanding client accounts
Fraud Detection Coordinator
Investec
10.2017 - 11.2018
- I have worked with Investec as an extended hour’s fraud consultant. My duties in this role included a daily detailed analysis of systems which track both South African a United Kingdom clients’ transactional behavior (online, card, cell phone) to ensure that the client’s account details have not been compromised.
- Given that the bank operates both in South Africa and United Kingdom, it was also imperative to keep a close eye on the ZAR/GBP to ensure that the value of the clients account is not lost due to fluctuations within the market, this would be done when reimbursing a client who would have experienced fraud within any of these areas.
- Other duties in this role included regularly communicating with clients to assist with their card level limits and payments, assisting with declines and also generally keeping in touch to ensure all transactions are within the knowledge of the client.
Education
B.COM Quantitative Management - Mathematics ; Statistics ; Financial Modelling
University of South Africa
Pretoria, South Africa06-2025
High School Diploma -
Emmanuel Christian School
Louis Trichardt, South Africa12.2013
Skills
- Cross-Border Payment Processing (ITT, OTT, Trade)AML & KYC Compliance
- Transaction Reconciliation & Dispute Resolution
- SWIFT & International Banking Regulations
- Data Analysis & Financial System Proficiency
- Customer Service & Stakeholder Communication
- Root Cause Analysis & Reporting
- Team Collaboration & Goal Achievement
- Accuracy Under Pressure & Time Management
- Adaptability to Changing Systems & Processes
Certification
- Databases and SQL for Data Science with Python in IBM
- Python for Data Science, AI & Development in IBM
Timeline
Cross Boarder Payments Officer
Standard Bank Group South Africa
10.2021 - Current
Financial Advisor
Liberty Group
07.2021 - 09.2021
Investment Administrator
ABSA CAPITAL
12.2020 - 05.2021
Business Banking Onboarding Consultant
Investec
01.2020 - 11.2020
African Markets, Trade Manager
Investec
12.2018 - 10.2019
Fraud Detection Coordinator
Investec
10.2017 - 11.2018
B.COM Quantitative Management - Mathematics ; Statistics ; Financial Modelling
University of South Africa
High School Diploma -
Emmanuel Christian School
Similar Profiles
Percy MashambaPercy Mashamba
Cross Boarder Payments Officer at Standard Bank Group South AfricaCross Boarder Payments Officer at Standard Bank Group South Africa
Angela MolapoAngela Molapo
Credit Risk Manager at Standard Bank of South AfricaCredit Risk Manager at Standard Bank of South Africa
Ziyanda NdawuniZiyanda Ndawuni
Customer Liaison Officer at Standard Bank of South AfricaCustomer Liaison Officer at Standard Bank of South Africa
Shoneez JafferShoneez Jaffer
CEO / Founder at Brain Box Learning CentreCEO / Founder at Brain Box Learning Centre
Tshiko Gabriel MashikeTshiko Gabriel Mashike
Painter and Electrician at Pumla SchoolPainter and Electrician at Pumla School