Summary
Overview
Work History
Education
Skills
Summary Of Skills
Professional Bio
Timeline
Generic

Pearl Tau

AML OFFICER
Gabane

Summary

A self-driven, dedicated, and hardworking professional who possesses strong moral values and ethics ensuring honesty, reliability, and ability to responsibly undertake tasks with experience of working in a dynamic business environment. An individual well versed in interpreting and analyzing data to drive growth for different companies to reduce operating costs, whose main objective is to achieve organizational effectiveness, seeking a rewarding position to develop a long-term career within an organization as well as impart skills, education, and experience to positively contribute to its mandate.

Overview

12
12
years of professional experience
2012
2012
years of post-secondary education

Work History

Financial Crime Risk Management Analyst and Personal Assistant to CCO

First National Bank Botswana
03.2024 - Current
  • Governance - draft and customise Policies, Framework, Standards and Guidelines for Financial Crime Risk Management.
  • Run AML Steerco by scheduling meetings and collating reports to prepare packs for the meetings as well as acting items.
  • Keep track of AML issues and how business is mitigating.
  • Analise clients account to determine the risk the bank is exposed to by tracking any abnormalities or illegalities.
  • Motivate for clients to have an updated KYC to comply with all regulations and ease of identification.
  • Promote and drive stakeholder engagement in order to build a better relationship to service client on time and properly.

Service Champion

First National Bank Botswana
07.2023 - Current
  • Draft SLAs and discuss with departments contracting with the metrics to adopt.
  • Ensure sign offs of SLA’s and give an update at Service committee on how the team is fairing against the targeted metrics to provide an excellent service to clients.
  • Driving the service culture within Compliance and the different stakeholders to achieve the desired customer experience through various interventions.
  • Ensuring Compliance team understands and live the service promises to handle and engage well in a respectable manner with our clients and stakeholders.
  • Always ensures to check on customer queries to make sure they are addressed timeously to avoid disgruntlement or frustrating clients.
  • Ensure timeously submission of reports for all governance circles.

Personal Assistant to Chief Risk Officer & Compliance Director

First National Bank Botswana
08.2021 - 02.2024
  • Effectively communicating with all relevant Compliance and Risk stakeholders to ensure that submissions from these functions are reviewed, analysed, and prepared within stipulated timeframe to ensure timely submission of packs to relevant governance forums including Compliance and Conduct Committee and Main Risk committee.
  • Enabling the Directors to perform their responsibility of the bank's risk management operations, which include managing, identifying, evaluating, reporting, and overseeing the bank's risks externally and internally.
  • Seamlessly working in conjunction with senior management in query resolution and this resulted in ensuring that the agreed service level agreements are attained.
  • Serving as the secretariat to the bank’s 2 major risk & compliance management forums (Main Risk Committee & Compliance and Conduct Committee) and ensuring minutes are accurately captured and shared in time together with other pertinent aspects of the forums.
  • Actively advising and providing guidance on the bank’s risk management and compliance governance procedures.
  • Successfully maintaining the bank’s risk management and compliance policy universe.

Property Valuation Officer

First National Bank Botswana
02.2019 - 03.2021
  • Effectively undertook thorough inspections of buildings and land to identify any characteristics or factors adding value.
  • Successfully provided written reports of high-quality post inspections.
  • Provided clients with a realistic valuation of their property and providing advice on acquisition, sales, or investment.
  • Managed to provide information and valuations for business or legal organization to aid dispute resolution compensation claims or investment queries.
  • Closed monitored the performance of current portfolio of specialty loans and made changes to achieve performance targets.
  • Instruction of valuers to conduction an assessment on property through property portfolio/System.
  • Onboarded of new clients that acquired building loan.
  • Processed payment of fee notes from valuers after inspection.
  • Trained new team members on applying due diligence procedures and regulatory mandates.

Loan Portfolio Support-Mortgages and Auto loan

Standard Chartered Bank Botswana
09.2014 - 12.2018
  • Closed monitored the performance of current portfolio of specialty loans and made changes to achieve performance targets.
  • Instruction of Lawyers to register loans at deeds.
  • Processed payment of fee notes from for Mortgage payouts.
  • Trained new team members on applying due diligence procedures and regulatory mandates.
  • Prepared and calculated short and long-term insurance for both portfolios and instructed brokers to onboard clients.
  • Prepared and updated a tracker for insurance renewals for all auto loans also kept client updated.
  • Built and maintained a close relationship with both clients and stakeholders.
  • Ensure filling of documents is up to date as well as retrieval and return of documents.

Loan Portfolio Support

Standard Chartered Bank Botswana
08.2013 - 08.2014
  • Used C++ and Microsoft Visio to create inventory management software.
  • Used Microsoft SQL to maintain databases of residential data to create a residential property index and extracting data for monthly weekly and daily reports.
  • Microsoft SQL creating databases to replace the inefficient filling system used by the organization.
  • Java Programming used java encryptions for software development.

Education

Bachelors (Hons) - Computing; Software Engineering

Asia Pacific University College of Technology and Innovation (APIIT)

Diploma - Information Technology

Asia Pacific University College of Technology and Innovation (APIIT)

Botswana General Certificate of Secondary Education - undefined

Naledi Senior Secondary School

Skills

  • Effective Communication Skills
  • Honest and Reliable
  • Flexible
  • Team player
  • Service Excellence
  • Priority setting
  • Goal oriented
  • Resource allocation
  • Customer oriented
  • Emotional intelligence
  • Data analysis and research skills
  • Compliance and business intelligence
  • Business and financial acumen

Summary Of Skills

Effective Communication Skills, Honest and Reliable, Flexible, Team player, Service Excellence, Time Management, Data analysis and research skills, Compliance and business intelligence, Business and financial acumen, Accuracy and attention to detail, Planning, organizing and execution, Partnering with cross-functional teams, Driving continuous improvement, Proficient in Microsoft Office package, Java Basics, Efficient user of World Wide Web and Email services

Professional Bio

A self-driven, dedicated, and hardworking professional who possesses strong moral values and ethics ensuring honesty, reliability, and ability to responsibly undertake tasks with experience of working in a dynamic business environment. An individual well versed in interpreting and analyzing data to drive growth for different companies to reduce operating costs, whose main objective is to achieve organizational effectiveness, seeking a rewarding position to develop a long-term career within an organization as well as impart skills, education, and experience to positively contribute to its mandate.

Timeline

Financial Crime Risk Management Analyst and Personal Assistant to CCO

First National Bank Botswana
03.2024 - Current

Service Champion

First National Bank Botswana
07.2023 - Current

Personal Assistant to Chief Risk Officer & Compliance Director

First National Bank Botswana
08.2021 - 02.2024

Property Valuation Officer

First National Bank Botswana
02.2019 - 03.2021

Loan Portfolio Support-Mortgages and Auto loan

Standard Chartered Bank Botswana
09.2014 - 12.2018

Loan Portfolio Support

Standard Chartered Bank Botswana
08.2013 - 08.2014

Diploma - Information Technology

Asia Pacific University College of Technology and Innovation (APIIT)

Botswana General Certificate of Secondary Education - undefined

Naledi Senior Secondary School

Bachelors (Hons) - Computing; Software Engineering

Asia Pacific University College of Technology and Innovation (APIIT)

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Pearl TauAML OFFICER