Owen Tjao
Credit Controller
Tsakane,Gauteng
Summary
Experienced with credit management, debt collection, and risk assessment. Utilizes analytical skills and effective communication to resolve outstanding debts. Knowledge of financial regulations and best practices in credit control.
Overview
4
4
Languages
16
16
years of professional experience
Work History
Credit Controller
Astec Industries SA
10.2017 - Current
- Communicate with clients about billing discrepancies and questions
- Engage management over any AR problems encountered.
- Initiate collections on past-due accounts
- Maintain accounting ledgers as required
- Assisting with the daily workflow of the Accounts Receivable department as well as streamlining various processes within the Finance department as a whole.
- Assist the department with data entry, preparing reconciliations, supporting customer requests.
- Constructively work with the Finance and other departments to improve Finance processes across the company.
- Processing of invoices and credit notes
- Daily receipting of payments
- Following up on overdue accounts, telephonically and via e-mail
- Sending of POD’s and supporting documentation as required
- Preparation and distribution of statements as required
- Dealing with customer queries
- Capturing invoices on Coupa, Pagero and Ariba
- Creation of COD accounts and terms account
- Maintaining the debtors spread sheets
- Reconciling of accounts
- Setting and ensuring compliance with a corporate credit policy
- Pursuing legal remedies for non-payers
- Initiate legal or other recovery actions against customer who are delinquent
- Working on Capisol portal for invoices, POD’s and statements.
- Credit Risk
- Perform credit risk assessment for potential customers.
- Facilitate the establishment of credit lines for potential customers.
- Setting parameters for the authorization of credit and payment terms for existing and prospective customers.
- Managing the process of monthly collection in compliance with payment terms.
- Maintaining and manage the relationship with CGIC and agents.
- Administration of customer credit files.
- Research and evaluate client’s credit worthiness.
- Develop, review and update company credit policies.
- Monitor the Accounts Receivable portfolio for trends and warning sign
Store man
Thaba Moshate Hotel
04.2017 - 10.2017
Night Audit and Receptionist
The lakes Hotel and Conference Centre
11.2016 - 02.2017
Security Officer
Pothlako Security Services
10.2010 - 07.2016
Education
Grade 12 - Sepedi, English, Afrikaans, Accounting, Economics, Business Economics
Maokeng Senior Secondary School
01-2001
Bachelor of Commerce - Accounting
Mancosa
10-2026
SHE Representative
Nosa Training
01-2018
Diploma - Financial Management
Ekurhuleni East TVET College
Brakpan01-2016
Security Officer Grade C
Blacken Security College
01-2005
Skills
Micro Soft Word and Excel
Pastel Accounting
Editing
Printing
Filing
Interests
Watching Television and Reading Magazines, Travelling & Socialising, Studying
K. Current Job Functions
- Current Job Functions
- Credit Risk
- Perform credit risk assessment for potential customers.
- Facilitate the establishment of credit lines for potential customers.
- Setting parameters for the authorization of credit and payment terms for existing and prospective customers.
- Managing the process of monthly collection in compliance with payment terms.
- Maintaining and manage the relationship with CGIC and agents.
- Administration of customer credit files.
- Research and evaluate client’s credit worthiness.
- Develop, review and update company credit policies.
- Monitor the Accounts Receivable portfolio for trends and warning sign
Personal Information
- Date of Birth: 1983-07-19
- Gender: Male
- Nationality: South African
- Driving License: Code 10 (C1)
- Marital Status: Single
- ID Type: Identity Number
- ID Number: 8307195371084
Timeline
Credit Controller
Astec Industries SA
10.2017 - Current
Store man
Thaba Moshate Hotel
04.2017 - 10.2017
Night Audit and Receptionist
The lakes Hotel and Conference Centre
11.2016 - 02.2017
Security Officer
Pothlako Security Services
10.2010 - 07.2016
Security Officer Grade C
Blacken Security College
Diploma - Financial Management
Ekurhuleni East TVET College
SHE Representative
Nosa Training
Bachelor of Commerce - Accounting
Mancosa
Grade 12 - Sepedi, English, Afrikaans, Accounting, Economics, Business Economics
Maokeng Senior Secondary School