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Dedicated and results-driven financial professional with over 10 years of experience in private banking and wealth management. Proven expertise in building and maintaining long-term relationships with high-net-worth individuals, providing tailored financial solutions, and optimizing client experiences. Committed to delivering exceptional service while adhering to regulatory and compliance standards.

I am a driven first year student currently studying BAccounting at Stellenbosch University. I am often described as having a "yellow personality" as I am enthusiastic in my approach to life and energetic when completing my daily tasks.

Big business fascinates me when thinking of the various aspects that leads to the success of the operation. I believe that I will be able to make a difference as l am eager to find practical solutions to complex situations.

Working at an international renowned audit firm like PWC will be able to provide me with a platform that will enable me to further my career to become a successful professional in the business environment.



Dynamic RE-ID Consultant at Investec Private Bank with a proven track record in enhancing client engagement through innovative strategies, this is shown through my participation in campaigns and RE-ID cycles. I consider myself to be skilled in problem-solving and project management, I have displayed ability to streamline processes, boosting team efficiency and productivity.
Professional consultant with track record of providing valuable insights and strategic solutions to diverse clients, from Enigma clients, High Net worth clients to Youth Accounts. I am adept at leveraging analytical skills and industry knowledge to drive impactful outcomes. I have built a reputation for fostering team collaboration and adapting to dynamic environments, ensuring project success and client satisfaction.

For the time that I have been at Investec Private Bank, I have displayed willingness to further develop myself by raising my hand at opportunities to learn functions in other teams. namely, ICIB Product Activations as well as PB onboarding, cross-skilling myself with various systems and processes used internally.



Siphathekahle has close to 3 years of client services experience. He worked in the Investec Client Support Centre as a client support banker and now he works as a Private Banker within the same bank. He delivers seamless, tailored banking solutions. Passionate about strong client relationships, service excellence, and making banking simple, reliable, and impactful. He has the ability to work well within a team environment and adapt seamlessly to various environments and situations. He is eager to take on new challenges that will develop his leadership skills leading to his professional and personal growth.

 Motivated and adaptable university student pursuing a degree in Supply Chain and Logistics Management at the University of Pretoria, eager to gain practical experience while leveraging strong analytical, leadership, and problem-solving skills in a professional environment. Recognized for exceptional organizational abilities and dependability, with a proven track record of managing multiple priorities positively. Committed to taking on additional responsibilities to contribute effectively to team goals and drive success. Passionate about applying academic knowledge to real-world challenges in the logistics field. 


  Monte is a seasoned analyst that has an established track record of working in public and private sector(s) with operations, projects, marketing and financial management experience in the telecommunications, entertainment and media industries. His core competencies include:
  Financial &Strategic Business Planning
  Financial & Management Reporting IFRS
  Interpreting cost drivers, KPIs and benchmarks
  Operating & Working Capital Planning
  Forecasting, Budget Development & Management
  Auditing & Compliance
  Cash Flow Management
  Emerging Markets Development Finance & Deal Structuring Strategies


Demonstrates strong analytical, communication, and teamwork skills, with proven ability to quickly adapt to new environments. Eager to contribute to team success and further develop professional skills. Brings positive attitude and commitment to continuous learning and growth.

Dynamic and results-driven Finance profession with extensive experience in leading end-to-end financial operations, driving strategic initiatives, and partnering with business leadership to deliver sustainable growth. Proven expertise in collaborating with CFOs and Country Heads to align financial strategies with organizational goals while ensuring robust statutory, legal and regulatory compliance. Strategic Financial Leadership: Developed and executed comprehensive financial strategies covering budgeting, forecasting, fund management, investor relations and performance monitoring to support business scale-up and long-term value creation. Team Leadership & Operational Excellence: Led and mentored high-performing finance and accounts teams with a strong focus on accountability, motivation and continuous improvement. Drove automation, ERP enhancements, and IT control upgrades to streamline operations and reduce manual dependencies. Performance Management & Business Intelligence: Led the preparation of AOPs, business plans and monthly MIS including P&L, Balance Sheets, KPIs and revenue leak analysis. Delivered sharp variance analysis to enable strategic course correction and informed decision-making. Finance Transformation & Process Strengthening: Directed improvements across financial systems, internal controls, AR/AP cycles, inventory control, fixed asset management, and cost accounting. Designed incentive structures to align commercial teams with business goals. Treasury & Fundraising: Oversaw fund planning and treasury operations, successfully raising funds via bank loans and ECBs. Ensured optimal capital structuring, efficient liquidity management, and timely debt servicing. Financial Reporting & Global Consolidation: Finalized annual and consolidated financial statements under Ind AS and IFRS. Managed audit closure with Big 4 firms and ensured timely reporting to international stakeholders in alignment with global accounting standards. Investor & Board Engagement: Served as a key liaison for investor reporting, board meetings, and group company coordination. Ensured accuracy, transparency, and timeliness in financial communication to global stakeholders and holding company teams. Business Partnering & Commercial Governance: Collaborated with cross-functional leaders in legal, operations, and business development to evaluate commercial feasibility, review vendor/franchisee contracts, and ensure compliance in financial transactions. Regulatory Compliance & Tax Strategy: Led comprehensive compliance across Direct Tax, GST, Customs, FEMA, PF/ESI and Secretarial laws. Managed international taxation including Transfer Pricing, POEM compliance, DTAA applicability, WHT, and TP documentation. Monitored changes in taxation and regulatory frameworks, assessed business impact, and drove smooth implementation of changes.

Experienced Operational Risk professional with 26+ years in banking, focusing on impactful risk management strategies. Track record in overseeing risk governance, developing frameworks, and improving compliance protocols. Skilled in using advanced risk systems to identify and mitigate risks. Able to communicate critical insights to senior management for alignment with regulations and organizational goals.

Results-driven leader with 18 years of Audit, Risk Management, Compliance and COO experience with multiple international financial institutions and consulting firms in Australia. I currently lead a high performing Line 1 risk management function that enables safe business growth and transform customer experience through automation

Olivia Payne

Summary

Overview

Work History

Operational Risk Manager – Global CSC & Banking

Operational Risk Manager – JHB Region

Banking Team Leader – ‘Commerce & Industry' Team

Banking Team Leader - Player Coach

Banking - External Banker

Banking - Internal Banker

Professional Banking Services (PBS)

Public Relations Assisstant

Education

Post Graduate Diploma in Enterprise Management -

Bachelor of Arts - Business Communications

Skills

Hobbies

Timeline

Operational Risk Manager – Global CSC & Banking

Operational Risk Manager – JHB Region

Banking Team Leader – ‘Commerce & Industry' Team

Banking Team Leader - Player Coach

Banking - External Banker

Banking - Internal Banker

Professional Banking Services (PBS)

Public Relations Assisstant

Post Graduate Diploma in Enterprise Management -

Bachelor of Arts - Business Communications

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