Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

NTOMBIKAYISE RUITERS

RELATIONSHIP MANAGER
Nelspruit

Summary

Relationship Manager specializing in loan origination, deal structuring, and client relationship management across banking and finance. Drives loan book growth by processing proposals, reviewing agreements, and aligning credit terms with client needs. Strengthens retention and new business by assessing service satisfaction, building external stakeholder networks, and shaping practical recommendations.

Overview

2
2
Languages
3
3
Certifications
24
24
years of professional experience

Work History

Relationship Manager

Land Bank Nelspruit
01.2007 - Current
  • Originated, processed, and closed customer loan proposals, driving significant loan book growth.
  • Strategically planned workflows to consistently deliver high-quality results within set timelines.
  • Engaged with existing clients to assess service satisfaction and identify additional sales opportunities.
  • Cultivated and strengthened relationships with external stakeholders to enhance the Bank's visibility and expand its customer base.
  • Collaborated with the Origination and Credit teams to construct optimal deal structures.
  • Reviewed and refined loan agreements to ensure efficiency and accuracy.
  • Analyzed business situations to provide practical, solution-oriented recommendations.
  • Relationship Manager, Land Bank Nelspruit, Nelspruit, Nelspruit

Assistant Recoveries

Land Bank Nelspruit
05.2005 - 07.2007
  • Follow up on low to medium risk arrears through a recovery plan
  • Assistant Recoveries, Land Bank Nelspruit, Nelspruit, Nelspruit

Agricultural Economist Services- Intern

Land Bank Nelspruit
05.2004 - 04.2005
  • Conduct evaluations on production factors of the viability of financing clients and thereby minimizing Bank losses and mitigating risk.
  • Agricultural Economist Services- Intern, Land Bank Nelspruit, Nelspruit, Nelspruit

Assistant Farm Manager

Set Props Farm
01.2003 - 12.2003
  • Mentoring and monitoring staff
  • Assistant Farm Manager, Set Props Farm, Louis Creek in Barberton, Barberton, Barberton

Education

Post Graduate - Business Management

MANCOSA
Nelspruit
01-2025

Diploma - Marketing Management

UNISA
01-2019

B-Tech Degree - Agricultural Management

UNISA
Nelspruit
01-2008

National Diploma - Agriculture- Plant Production

Lowveld College of Agriculture
01-2005

Skills

Microsoft Office

Leadership

Problem solving

Strategic planning

Financial analyses

Relationship management

Credit analysis

Loan origination

Portfolio monitoring

Stakeholder management

Certification

FAIS Regulatory Examination

Timeline

Relationship Manager

Land Bank Nelspruit
01.2007 - Current

Assistant Recoveries

Land Bank Nelspruit
05.2005 - 07.2007

Agricultural Economist Services- Intern

Land Bank Nelspruit
05.2004 - 04.2005

Assistant Farm Manager

Set Props Farm
01.2003 - 12.2003

National Diploma - Agriculture- Plant Production

Lowveld College of Agriculture

B-Tech Degree - Agricultural Management

UNISA

Diploma - Marketing Management

UNISA

Post Graduate - Business Management

MANCOSA
NTOMBIKAYISE RUITERSRELATIONSHIP MANAGER