Job Search Status
Open to workDesired start date: Immediately
Open To Work
NOMFUNDO MNISI
BUSINESS MANAGEMENT/CREDIT RISK
Johannesburg
Work Preference
Summary
Business management and financial services professional with 9+ years of Business Management experience within Standard Bank’s Investment Banking Africa Regions, supported by current experience as a Credit Manager and a Chartered Accountant (SA) background. Experienced in strategic reporting, business risk analysis, financial analysis, stakeholder management, executive-level presentations, project coordination and the execution of business priorities across complex, multi-stakeholder environments. Strong track record of consolidating complex information into clear reporting and recommendations for senior stakeholders, supporting business units, and overseeing initiatives aligned to business strategy. Dynamic Credit Manager with a strong focus on the Oil and Gas sector, skilled in conducting annual credit reviews and managing credit risks. Demonstrates success in strategic planning and relationship management, enhancing operational effectiveness and supporting business growth through collaboration and insightful analysis.
Overview
1
1
Certification
16
16
years of professional experience
Work History
Credit Manager
Standard Bank of South Africa
08.2022 - 12.2024
- Manage annual credit reviews across an Industrials-sector client portfolio, assessing client and transaction information to support informed credit decisions.
- Review new transactions and evaluate risk within the allocated portfolio, applying financial analysis and judgement to support appropriate outcomes.
- Manage material excesses against sanctioned client limits and monitor clients placed on the Watch List, supporting proactive risk management and escalation.
- Build and maintain relationships with internal and external stakeholders in a dynamic financial-services environment.
Business Manager - IB Africa Regions
Standard Bank of South Africa
04.2013 - 07.2022
- Supported the Head of Investment Banking Africa Regions through reporting, analysis, coordination and execution of initiatives aligned to business strategy, across 16 presence countries.
- Compiled executive-level reports and presentations for business committees, consolidating complex information into clear messages and recommendations for senior stakeholders.
- Maintained close interaction with Investment Banking Africa Regions’ Regional Heads and provided support to in-country business units across the region.
- Performed business risk analysis, developed recommendations and oversaw projects to address identified risks and support business priorities through to implementation.
Produced ad-hoc reporting and presentations for senior stakeholders across the Group, requiring interpretation of information and clear written and verbal communication.
Coordinated and delivered special projects initiated by the Head of Investment Banking Africa Regions to support the defined strategy of the business. - Oversaw processes and implementation of new systems within the region, coordinating stakeholders through operational change and implementation.
- Compiled award submissions and business materials for external publications, requiring consolidation, review and articulation of complex business information.
Client Analyst
Standard Bank of South Africa
04.2012 - 03.2013
- Conducted client research and analysis to determine appropriate strategies across product suites.
- Supported transaction origination and client relationship management.
- Tracked and analysed monthly revenue performance and supported management of client transactions.
- Authorised client flow-of-funds requests within limits sanctioned by the bank.
Trainee Accountant
Standard Bank of South Africa
01.2009 - 03.2012
- Completed my CA (SA) articles through rotations in various divisions within the bank such as Transactional Banking Finance, Taxation, Internal Audit, Credit and Market Risk, Financial Insights (International team), Property Credit Risk and Mergers and Acquisitions (Investment Banking).
Education
HDip - Accountancy
University of The Witwatersrand
Johannesburg05.2009
Bachelor of Accounting Science - Accounting Science
University of The Witwatersrand
Johannesburg05.2008
Skills
- Business Insights & Data Interpretation
- Strategic Planning & Reporting
- Financial Acumen
- Operational Planning & Execution
- Project & Initiative Coordination
- Senior Stakeholder Management
- Executive Reporting & Presentations
- Business Risk Analysis
- Cross-functional Collaboration
- Written Communication
Certification
- Chartered Accountant, SAICA - April 2012
Personality Type
- Enneagram - Type 2: The Helper
- 16 Personalities - Campaigner (ENFP-A)
References
- Available on request.
Timeline
Credit Manager
Standard Bank of South Africa
08.2022 - 12.2024
Business Manager - IB Africa Regions
Standard Bank of South Africa
04.2013 - 07.2022
Client Analyst
Standard Bank of South Africa
04.2012 - 03.2013
Trainee Accountant
Standard Bank of South Africa
01.2009 - 03.2012
HDip - Accountancy
University of The Witwatersrand
Bachelor of Accounting Science - Accounting Science
University of The Witwatersrand