Njabulo Khayalethu Gasa
Treasury & Commercial Banking Professional
Durban
Summary
Treasury & Commercial Banking Professional with over 18 years of experience across South Africa's leading financial institutions, including Standard Bank and Nedbank Corporate and Investment Banking. Njabulo brings a purpose-driven approach to client relationship management, portfolio performance, and business development which is rooted in deep understanding of banking ecosystems, foreign exchange, and regulatory frameworks. Beginning his career in 2006 with Standard Bank's Foreign Trade Services, Njabulo progressed through frontline and advisory roles that shaped his agility across retail and private banking environments. His tenure culminated as a Relationship Manager at Standard Bank Private Banking Suite, where he championed the Professional Banking client acquisition and tailored financial solutions through multidisciplinary engagement. In 2017, Njabulo transitioned to Nedbank CIB, initially as an Investment Portfolio Specialist before becoming a Senior Dealer on the KZN Treasury Desk. Over seven years, he built and stewarded a R30bn liability portfolio spanning Corporate and Commercial sectors, developed innovative tools for liquidity tracking, and mentored regional funding teams. His qualifications are officially recognised by the FSCA across multiple FAIS categories, with a strong command of macroeconomic insight translation, stakeholder engagement, and compliance-driven advisory. Recognised as a 2× Nedbank Top Achiever (2018 & 2022) and holding 8 Nedbank performance badges, Njabulo remains committed to unlocking value across financial clusters, driving strategic funding outcomes, and fostering inclusive growth. He is now seeking future opportunities where he can reapply his expansive skillset to lead transformation, shape acquisition strategy, and deliver client excellence.
Overview
18
18
years of professional experience
2
2
Languages
Work History
Senior Dealer : Money Markets
Nedbank CIB
09.2022 - 02.2025
- Create a client service culture
- Protect the integrity of the bank's funding curve
- Raise cash/liquidity for the bank by engaging the bank's Public, Commercial and Corporate Sector clients
- Ensure a pro-active and co-ordinated approach to enable the team to consistently deliver great client experience and maximise value for Nedbank Commercial & Corporate Business Units
- Obtain buy-in for developing new and/or enhanced processes (e.g., operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
- Enhance Client Value Proposition (CVP) by understanding the Nedbank's Liquidity strategy; researching (market insights); reviewing market segment information & proposing ideas that are aligned to business strategy.
- Support the achievement of business strategy, objectives, & values by reviewing Nedbank & business unit plans & ensure that delivered systems, processes, services, & solutions are aligned
- Build sound professional relationships with clients by organising/tailoring client networking functions & signature events, as well as arranging roadshows for synthesis & funding countrywide
- Attend to client's requests through open communication via telephone, email.
- Develop trusting internal relationships by communicating with internal stakeholders e.g., informing them of current and expected cashflows, market intelligence, pricing, & client specific information & obtain buy-in for developing new &/or enhanced processes
- Establish & maintain collaborative relationships with industry stakeholders through network building & communication
- Seek opportunities to improve business processes & systems by identifying & recommending effective ways to operate & add value to Nedbank and client
- Align Liability and Asset Portfolio to that Nedbank's long-term funding ratio and Liquidity at targeted levels by effective collaboration with the Central Funding Desk.
- Assist the bank in reducing reliance on wholesale funding (Project Tilt 2.0)
- Uplift the skills of the funding & liquidity team by mentoring & training others.
- Ensure all personal development plan activities are completed within specified timeframe
- Share knowledge and industry trends with team during formal and informal interactions
- High-value portfolio management (Public and Commercial Sector with over R25 billion in assets under management)
Money Market Dealer
Nedbank CIB
04.2018 - 08.2022
- Create a client service culture
- Protect the integrity of the bank's funding curve
- Raise cash/liquidity for the bank by engaging the bank's Public, Commercial and Corporate Sector clients
- Ensure a pro-active and co-ordinated approach to enable the team to consistently deliver great client experience and maximise value for Nedbank Commercial & Corporate Business Units
- Encourage innovative idea generation
- Support the achievement of business strategy, objectives, & values by reviewing Nedbank & business unit plans & ensure that delivered systems, processes, services, & solutions are aligned
- Build Money Market Sales compliance and conduct risk culture, to ensure that oneself and Teams operate and comply in respect of our respective code of conduct and ethical standards which is binary to working in Markets.
- Build sound professional relationships with clients by organising/tailoring client networking functions & signature events, as well as arranging roadshows for synthesis & funding countrywide
- Attend to client's requests through open communication via telephone, email.
- Develop trusting internal relationships by communicating with internal stakeholders e.g., informing them of current and expected cashflows, market intelligence, pricing, & client specific information & obtain buy-in for developing new &/or enhanced processes
- Establish & maintain collaborative relationships with industry stakeholders through network building & communication
- Seek opportunities to improve business processes & systems by identifying & recommending effective ways to operate & add value to Nedbank and client
- Align Liability and Asset Portfolio to that Nedbank's long-term funding ratio and Liquidity at targeted levels by effective collaboration with the Central Funding Desk.
- Assist the bank in reducing reliance on wholesale funding (Project Tilt 2.0)
- Uplift the skills of the funding & liquidity team by mentoring & training others.
- Ensure all personal development plan activities are completed within specified timeframe
- Share knowledge and industry trends with team during formal and informal interactions
Investment Portfolio Specialist
Nedbank
09.2017 - 03.2018
- Build strong relationships with external & internal stakeholders by networking, regular communication and sharing relevant information.
- Support business development initiatives by implementing the agreed Service Level Agreement with the regional distribution owners.
- In conjunction with the Product team, seek opportunities to improve business processes & systems by identifying & recommending effective ways to operate and adding value to Nedbank.
- Support implementation of projects by coordinating & project managing all activities & making suggestive recommendations.
- Create new business initiatives by identifying opportunities through market & competitor analysis; recommending innovative ideas for services.
- Minimise risks by adhering to regulations; policies & procedures
- Identify business opportunities from existing & new channels by analysing available data; collaborating with other departments; engaging & meeting relevant stakeholders.
- Support the achievement of the business strategy; objectives and values by reviewing Nedbank & Business Unit Plans' & ensuring delivered systems; process; services & solutions are aligned.
- Ensure all personal development plan activities are completed within specified time-frame.
- Share knowledge & industry trends with team and stakeholders during formal and informal interaction.
- Evaluated the effectiveness of existing investment strategies by conducting regular reviews of performance data against established benchmarks.
Relationship Manager, Private Banking
Standard Bank
01.2015 - 08.2017
- To grow, maintain and retain a New Professional Segment portfolio of private banking customers in line with the segment value propositions, which including cross selling wealth investment products and services
- To proactively promote a relationship-based offering through a primary point of contact, that meets client expectations by providing personalised financial solutions in line with the value proposition.
- To provide a competent relationship-based offering to a Sub-Segment (Professional Banking) within the Private Banking Segment, that provides highly responsive and pro-active financial and business solutions
- Write up Secured and Unsecured credit applications on behalf of client for submission to Credit Manager, who will be assessing/ approving credit facilities
Transactional Banker, Private Banking
Standard Bank
08.2013 - 12.2014
- To support the Private Banker in providing a relationship-based offering to the Sub-Segment, which meets customer expectations both on a personal and business level by ensuring that personalised service levels are maintained, and cross-sell opportunities are maximized, while ensuring strict compliance with laid-down risk management controls and credit procedures.
- Open New Accounts (Current, Savings, Investments and Loans)
- Capture amendments to accounts as per customer instructions.
- Capture Transactions on behalf of customers
- Resolve all customer queries, whether walk-in, telephone, e-mail, or fax
- Capture home loan applications and keep copies of documents
- Capture credit applications for all credit facilities (new facilities as well as the review of facilities), including Guarantees by Bank and Property Guarantees, and the application for collateral documents, where required.
Bureau De Change Team Leader
Standard Bank
06.2010 - 07.2013
- Provide quality foreign exchange information, sales / purchase and Order/clear foreign bank notes and traveller's Cheques holdings to ensure that they are sufficient to always meet customer requirements and within prescribed limits
- Balance cash daily and report any differences promptly
- People management
- Manage and regularly evaluate direct subordinates to achieve high standards of competence, motivation, and service orientation.
- Determine the development needs of subordinates and arrange appropriate training courses.
- Profitability
- Ensure that the correct revenue recoveries are made daily for services provided.
- Limit potential losses to the bank by ensuring that all transactions are affected according to rules and regulations.
- Cross sell products and services and pass sales leads on to applicable areas
- Evaluate financial performance per product against budgets and implement corrective measures where require.
Bureau De Change Consultant
Standard Bank
09.2009 - 05.2010
- Prepare, check, release and forward various retail foreign exchange and basic commercial foreign exchange product applications for processing.
- Limit potential losses to the bank by ensuring that all transactions are affected according to laid down rules and regulations ( Exchange Control Rulings ) and that the correct revenue recoveries are made on a daily basis for services provided.
- Provide general foreign exchange advisory service, cross-selling, to inform clients of suitably related products and services, giving close attention to timing, relevance and accuracy of the information with a clear understanding of the exchange rate implications.
- Processing export form F178 and NEP according to laid down instructions and Exchange Control Regulations, as well as preparing Visa Letters and Exchange Control Applications for clients.
- Daily filling of transactional documents and scrutinizing the Transaction Reports on the Report Viewer Application. Handling internal and external client Queries related to foreign exchange products and services, as well as handling of S.W.I.F.T messages.
Bank Teller
Standard Bank
04.2009 - 08.2009
- To provide a consistently high-quality frontline transactional service to clients encompassing the cashing of Cheques and other items, acceptance of deposits and the provision of change according to laid down procedures Ensure that the laid down procedures for the handling, locking away and security of cash are adhered too.
- Identify opportunities for migrating clients to more appropriate and cost-efficient channels.
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
Bureau De Change Consultant
Standard Bank
10.2007 - 03.2009
- Prepare, check, release and forward various retail foreign exchange and basic commercial foreign exchange product applications for processing.
- Limit potential losses to the bank by ensuring that all transactions are affected according to laid down rules and regulations ( Exchange Control Rulings ) and that the correct revenue recoveries are made on a daily basis for services provided.
- Provide general foreign exchange advisory service, cross-selling, to inform clients of suitably related products and services, giving close attention to timing, relevance and accuracy of the information with a clear understanding of the exchange rate implications.
- Processing export form F178 and NEP according to laid down instructions and Exchange Control Regulations, as well as preparing Visa Letters and Exchange Control Applications for clients.
- Daily filling of transactional documents and scrutinizing the Transaction Reports on the Report Viewer Application. Handling internal and external client Queries related to foreign exchange products and services, as well as handling of S.W.I.F.T messages.
Officer, Trade- Outward Telegraphic Transfers
Standard Bank
10.2006 - 09.2007
- Processing import payments by viewing and accurately capture details from source document to workflow system, upon registration in terms of laid down procedure, as well as complying with the Reserve Bank's Exchange Control Regulations.
- Minimise risk to the Bank by maintaining organized and consistent workflows in line with turnaround cut of ties, meeting deadlines on value dated import payments with regards to the processing of transactions, handling of Client Queries and feedback to clients.
- Mentored junior staff members, helping them develop their skills and advance in their careers.
- Established effective relationships with key stakeholders both internally and externally for increased collaboration opportunities.
Education
ACI Dealing Certificate - Banking And Financial Markets
ACI Financial Markets Association (ACI FMA)
05.2021
FAIS First Level Regulatory Examination - FAIS First Level Regulatory Examination: Rep
Moonstone
06.2016
National Certificate in Banking - Financial Services
Milpark Education
07.2010
National Senior Certificate - Grade 12
Linpark High School
01.2001
Skills
Cash flow management
Client engagement
Regulatory compliance management
Financial data analysis
Operational efficiency enhancement
Digital Dexterity
Collaborative strategic planning
Expertise in financial product sales
Collaborative networking abilities
Effective conflict resolution
Regulatory compliance knowledge
Sales and marketing knowledge
Personal Information
- ID Number: 8211285689084
- ID Number: 8211285689084
Awards
- Nedbank Top Achiever, 2018
- Nedbank Top Achiever, 2022
References
- Mr Buhle Cele, Head of Money Market, JHB Treasury, BuhleC@nedbank.co.za, 0746882966
- Ms Nosipho Biyela, Snr Forex & Money Market Sales, KZN Treasury Desk, NosiphoB@nedbank.co.za, 0788948700
- Mr Rakesh Maharaj, Head of the KZN Treasury Desk, RakeshMa@Nedbank.co.za, (Retired July 2025)
Timeline
Senior Dealer : Money Markets
Nedbank CIB
09.2022 - 02.2025
Money Market Dealer
Nedbank CIB
04.2018 - 08.2022
Investment Portfolio Specialist
Nedbank
09.2017 - 03.2018
Relationship Manager, Private Banking
Standard Bank
01.2015 - 08.2017
Transactional Banker, Private Banking
Standard Bank
08.2013 - 12.2014
Bureau De Change Team Leader
Standard Bank
06.2010 - 07.2013
Bureau De Change Consultant
Standard Bank
09.2009 - 05.2010
Bank Teller
Standard Bank
04.2009 - 08.2009
Bureau De Change Consultant
Standard Bank
10.2007 - 03.2009
Officer, Trade- Outward Telegraphic Transfers
Standard Bank
10.2006 - 09.2007
FAIS First Level Regulatory Examination - FAIS First Level Regulatory Examination: Rep
Moonstone
National Certificate in Banking - Financial Services
Milpark Education
National Senior Certificate - Grade 12
Linpark High School
ACI Dealing Certificate - Banking And Financial Markets
ACI Financial Markets Association (ACI FMA)