NISHREV SING
Johannesburg
Summary
Passionate banker with 19 years of experience in Business and Commercial Banking. Utilizes critical thinking skills to maximize success in all situations. Demonstrates excellent executive-level communication skills.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Business Development Specialist
Access Bank
Johannesburg
01.2023 - Current
- Acquisition of quality new-to-bank customers
- Asset Growth, - Liability Growth
- Credit application for facilities R50mil and above
- Managing credit risk
- Building quality relationships with stakeholders
- Identified, evaluated, and pursued new business opportunities to expand corporate reach.
- Developed and implemented business development strategies to increase market share.
- Created presentations for prospective clients that showcased company capabilities and expertise.
- Developed key relationships with customers through regular communication, meetings, and events.
- Established effective working relationships with internal teams including marketing, operations, finance and legal departments.
- Maintained an up-to-date knowledge of current industry trends in order to develop innovative approaches for growth.
Relationship Manager, Commercial Banking
Access Bank
Johannesburg
05.2022 - 12.2022
- Managed a portfolio of roughly 30 customers with an annual turnover of R50mil and R750mil.
- Achieving contracted asset targets.
- Acquisition of new-to-bank customers.
- Relationship, client focus.
- Preparation of complex credit applications for credit consideration.
- Annual review of client facilities. - Managing credit risk. Liability growth.
- Conducted regular client meetings to assess progress, discuss growth opportunities, and address any concerns.
- Collaborated with internal teams to develop strategies that would increase customer engagement levels.
- Unlocking opportunities from clients' ecosystem/value chain.
Relationship Manager, Business Banking
Standard Bank
Johannesburg
01.2019 - 04.2022
- Managing a portfolio of roughly 70 customers with an annual turnover between R20mil and R250mil.
- Being a primary point of contact for all clients.
- Growing the existing portfolio by acquiring new bank customers.
- Engaging with businesses at an executive level.
- Meeting financial targets as set out.
- Preparing detailed credit applications for consideration.
- Managing credit risk.
- Working with relevant stakeholders to deliver customer value.
- Developed and maintained strong relationships with clients to ensure satisfaction and loyalty.
- Analysed client financial statements to offer tailored advice and products.
Relationship Manager, Small & Medium Enterprise
Standard Bank
Rosebank
01.2015 - 01.2019
- Managing a portfolio of roughly 150 customers with an annual turnover of between R5mil and R20mil.
- Being a primary point of contact for customers.
- Growing the existing portfolio by acquiring new customers.
- Cross-selling into the existing portfolio of customers,
- Preparing detailed credit applications for credit consideration.
- Conducted regular client meetings to assess progress, discuss growth opportunities, and address any concerns.
- Provided ongoing support throughout the sales cycle by responding promptly to inquiries, resolving issues, and following up on requests in a timely manner.
- Collaborated with internal teams to develop strategies that would increase customer engagement levels.
- Achieving financial targets as set out.
- Identifying any potential credit risks.
- Annual review of clients' facilities.
- Analyzing financial statements.
Education
Higher Certificate in Banking Services -
Milpark Education
Johannesburg, South Africa02.2020
RE5 -
Moonstone
Johannesburg, South Africa12.2018
BCOM - 2nd Year - Banking
Milpark Business School
JohannesburgSkills
- Teamwork
- Ability to Work Under Pressure
- Strategic Planning
- Customer Service
- Communication
- Relationship Management
- New Business Development
- Portfolio Growth
- Customer Relationships
- Account Management
- Excellent Communication
- Relationship building and management
- Customer Portfolio Management
Languages
- English
- Afrikaans
Certification
Over the past 12 months, I have completed the following courses as part of my Continuous Personal Development.
- Foundations of Green and Sustainable Finance
- The role of credit agencies
- Basic Economics
- FAIS and the Financial Services sector
- Ethics in the workplace
- POPIA
- FICAA
Languages
English
First Language
Afrikaans
Intermediate (B1)
B1
References
References available upon request.
Timeline
Business Development Specialist
Access Bank
01.2023 - Current
Relationship Manager, Commercial Banking
Access Bank
05.2022 - 12.2022
Relationship Manager, Business Banking
Standard Bank
01.2019 - 04.2022
Relationship Manager, Small & Medium Enterprise
Standard Bank
01.2015 - 01.2019
Higher Certificate in Banking Services -
Milpark Education
RE5 -
Moonstone
BCOM - 2nd Year - Banking
Milpark Business School
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