Nicole Merand

Administration/Data Entry

Cape Town

Summary

Dynamic Credit Manager with a proven track record at Apple Tool & Gas, enhancing credit risk management by implementing strategic policies, leading to a significant reduction in potential risks. Expert in financial analysis and adept at relationship building, I excel in navigating complex credit evaluations and fostering business development. Skilled in fraud knowledge and staff management, I drive operational excellence and financial integrity.

Work History

Credit Manager

Apple Tool & Gas

Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Investigated and evaluated customers for creditworthiness and potential risk factors.
Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
Improved credit risk management by implementing effective underwriting policies and procedures.

Education

Matric - 12

Hottentots Holland High School

Cape Town, South Africa

03.2013

Skills

Fraud knowledge

Timeline

Credit Manager

Apple Tool & Gas

Matric - 12

Hottentots Holland High School

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