Nhlanhla Radebe

• Implemented efficient month-end close processes, significantly reducing time taken to generate accurate financial statements for management review.
• Collaborated with internal teams to develop comprehensive financial reports that provided valuable insights into business performance.
• Build reporting models to the digital dashboard to ensure information for SBG Executive Committee
  (Exco) and Detailed Analysis of Financial Results is relevant, accurate and prepared on a timeous basis. This includes
  suggesting ways to improve models.
• Liaise with external auditors at year end to ensure all audit queries are timeously addressed.
• Maintain technical knowledge of regulatory and industry standards through reading material produced by, amongst others, the following committees on IFRS developments: the International Accounting Standards Board (IASB); the International Financial Reporting Interpretations
  Committee (IFRIC); and the South African Institute of Chartered Accountants (SAICA).
• Manage expectations, deliverables and relationships through proactive, regular meetings and constant communication with
  relevant stakeholders.
• Obtain an understanding of the business environment and processes which are being supported to add value and drive appropriate decision making.
• Prepare and deliver all variance reports, analysis and commentary on a monthly basis that relates to month-on-month variances, year-to-date Current Year Actual, Year-to-date Current Year Actual vs Prior Year Actual variances and Year-to-date Actual vs Forecast variances.
• Prepared and delivered key ratios and metrics disclosures, supporting schedules, graphs and commentary for quarterly financial results analysis and board packs, detailing drivers of key ratios.
• Prepare and deliver the margin analysis for SBG, including investigation of material variances and providing insights to senior management by way of analysis reporting.
• Prepare the year-end/interim reporting plan that takes into account year end reporting deadlines, Group Audit Committee (GAC) and Board timelines while adhering to the reporting deadlines to ensure they are met.
• Proactively develop relationships with key internal stakeholders relevant to the business to ensure accurate presentation of SBG results and to create efficiencies between business units.
• Proactively keep abreast of changes in the economic environment, IFRS updates as well as internal reporting requirements to align to best practices.
• Produce all relevant financial information and analysis via a fit-for-purpose reporting to enable management to effectively
  communicate results to senior executives.
• Propose approaches to the business on monitoring measures or key performance indicators (KPIs) associated with the business case and business model and ensure credibility of data received to support the measures or KPIs.
• Provide adhoc support based on specific requirements from SBG Financial Director and executive management, Investor
  Relations, Group Consolidations, Group Tax and Group Budgeting.
• Provide assistance to relevant stakeholders on principles, methodologies, approaches relating to costing and recoveries
  disciplines.
• Provide management information that supports decision making to improve operational effectiveness and efficiency.
• Inspired, motivated, led, and managed the team to create an environment focused on learning, development, and performance.
• Identify possible shortfalls and areas of improvement on a regular basis.
• Set up planning / white board meetings to develop the plan for the Internal Reporting and engage with the various business units and functional areas in this regard and throughout the reporting process. The business units, functional areas and stakeholders include Investor Relations, Corporate Governance, Group Consolidations, Group Tax and the Client Segments.
• Understand business risks and provide inputs into the business risk process.
• Transformed monthly reporting by implementing a new dashboard (Wdesk), streamlining processes to enhance efficiency and accuracy of reporting packs.
• Assessed balance sheet reasonability by way of analysis and assessing of variances on a month to month basis.

Conducted comprehensive research on the five largest banks in South Africa.

• Identified emerging trends, potential threats and areas for innovation based on what competitors may be doing, therefore informing strategic planning, optimizing pricing strategies and resource allocation to compete effectively.
• Identified emerging trends, potential threats, and areas for innovation from competitor analysis, informing strategic planning and optimizing resource allocation.
• Gained insights into products and services offered within the market and assist in guiding own product development efforts and assist in understanding customer needs and tailor these to meet and/or exceed customer expectations.
• Anticipated competitor moves and strategies, enabling proactive responses to market changes.
• Identified potential risk and challenges by understanding the competitor landscape, this includes regulatory risks, market shifts, and changes in consumer behaviour that may affect the bank.
• Communicated with business unit leaders and staff to gather performance storylines for each unit.
• Performed an analysis on cost growth, headcount growth and the analysis of the relevant growth factors in each of the business units within the bank.
• Performed an in-depth analysis of the full year financial performance and position of client as of December. This included a line-by-line analysis of the major line items (NII, NIR, Credit impairment, Operating expenses and Tax). The line-by-line analysis included looking at micro and macro-economic factors both internal and external.

Participated and assisted in the IFRS 17 transition activities and period by:

• Documented impact of transactions to inform stakeholders
• Analyzed pre- and post-transition effects to identify key insights
• Analysing the variances thereof
• Effective communication with other departments
• Engaged actuarial team to improve data accuracy.
• Compiled reporting and disclosure requirements to ensure compliance

• Executed financial reporting activities for internal and external stakeholders, ensuring accuracy, timeliness, and compliance with IFRS, JSE listings requirements, Companies Act, SARB requirements, and guidelines from analysts, GACC, and board of directors at Absa Bank Limited.
• Ensuring the accuracy and completeness of disclosure through analysis and comparison between the external and internal reports.
• Analyzed and compared external and internal reports to ensure accuracy and completeness of disclosures.
• Compiled reports for the GACC and Board review.
• Preparing and updating the booklet, SENS report (long and short form) and financial statements on CDM (the financial reporting system).

• Analysed, researched, and obtained an understanding of the various business operations, external and internal factors, operational risk, liquidity and asset management practices.
• Assessed and evaluated the reasonability of valuation of investments performed by management of clients and challenged management and followed up in instances whereby there was a material difference between valuation by management and independent calculation by the audit team using applicable valuation techniques.
• Performed fraud and going concern analysis.
• Assessed the compliance of the entities to the relevant laws and regulations, i.e., National Credit Act, VAT Act, South African Income Tax Act etc.
• Performed regulatory compliance work to ensure compliance in accordance with the Companies Act and Fund credits meet requirements set as per Regulation 15 of the Pension Fund Act.
• Performed regulatory compliance work to ensure compliance in accordance with the Companies Act and Fund credits met requirements set as per Regulation 15 of the Pension Fund Act.
• Evaluated adequacy of company's internal controls, documented deficiencies, and communicated findings to management and relevant stakeholders to enhance control environment.
• Visited client offices, conducted physical inventory counts, and communicated with client staff to request specific financial documents.
• Assessed and evaluated the reasonableness of valuation of investments performed by management of clients and challenged management and followed up in instances whereby there was a material difference between valuation by management and independent calculation by the audit team using applicable valuation techniques.
• Analysed the accounting appropriateness of government grants to an entity that specializes in providing to funding SMEs in accordance with IFRS 9.