NAEEZA ISMAIL MOHOMED
Application Fraud Analyst
Johannesburg
Summary
Knowledgeable Fraud Analyst with proven track record in identifying and mitigating fraudulent activities. Leveraged advanced analytical skills to uncover complex fraud schemes and implement effective prevention strategies. Demonstrated expertise in data analysis and risk assessment, ensuring safety and integrity of financial transactions.
Overview
14
14
years of professional experience
4052
4052
years of post-secondary education
1
1
Certification
3
3
Languages
Work History
Application Fraud Analyst
Standard Bank
03.2022 - Current
- Conducted thorough reviews of incoming applications to identify and prevent fraudulent activities
- Collaborated with cross-functional teams to develop strategies for fraud prevention and mitigation
- Utilized data analysis tools to identify patterns and trends in fraudulent activities
- Prepared comprehensive reports for management, detailing findings, and recommended actions
- Assisted in the design and implementation of fraud detection systems and processes
- Investigated suspicious transactions and analyzed customer behavior to detect potential fraud
- Provided training to customer service and sales teams on fraud awareness and prevention
- Liaised with law enforcement and regulatory agencies as required during investigations
- Performed income, employment, and identity verification accurately and within turnaround times to limit risk and fraud
- Identified discrepancies on the application documents as well as the supporting documents e.g., but not limited to pay slips, ID
- Ensured all verification requests were actioned within turnaround times for the application to be sent to the next stage in the production line
Dispute and Fraud Analyst, Card Fraud Investigations
Standard Bank
06.2013 - 03.2022
- Analyzed large amounts of data to find patterns of fraud and anomalies
- Contacted customers directly to notify of fraudulent activity and minimize impacts
- Summarized all key information regarding investigation into detailed report for delivery to client
- Provided exemplary level of customer service to all individuals, including clients and company personnel
- Reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity
- Gathered evidence, which included recorded and written statements, financial documentation, and audio materials for examination
- Reduced financial discrepancies, effectively reconciling bank accounts and organizing information into accounting software
- Conducted thorough investigations of potentially fraudulent activities, identifying patterns and trends to mitigate risks
- Collaborated with cross-functional teams to develop and implement effective fraud prevention strategies
- Prepared comprehensive reports on fraud cases for management and regulatory authorities
- Stayed abreast of industry developments and emerging fraud trends to proactively adapt fraud prevention measures
Accounts Analyst
ACCSYS
03.2011 - 03.2012
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts
- Managed, tracked and monitored financial updates, watch lists and insurance files
- Developed forecasting tools to analyze revenue variance, business pipeline and industry trends
- Compiled general ledger entries on short schedule with 100% accuracy
- Interacted with contractors, subcontractors, and suppliers to guide cost analysis process by establishing and enforcing policies and procedures
- Improved operational efficiency and cultivated cost reduction and increased productivity
- Reviewed financial reports and streamlined operations to increase productivity and company profits
- Educated clients on various financial matters and provided professional recommendations on investment opportunities, products and services based on each clients' individual needs
- Provided journal entries and performed accounting on accrual basis
- Diminished outstanding debts by analyzing accounts for issues
- Proactively researched technical tax issues related to consulting projects
- Reviewed accounts resolved coding areas and tracked recurring expenses for accrual entry
Education
Bachelor of Information Science - Information Science
University of South Africa-Unisa
Johannesburg, South Africa12-2025
Bachelor of Commerce: Accounting - Accounting
Management College of South Africa-MANCOSA
Johannesburg, South Africa12-2026
Certificate: Program in Banking Certificate - undefined
University of South Africa-Unisa
Diploma: Accounting and Financial Computing - undefined
Rosebank College
Johannesburg, GautengHigh School Diploma: Matric - undefined
Topaz Secondary
Johannesburg, GautengSkills
Analytical thinking
Analysing and Interpreting Information
Presentation and facilitation skills
Fraud detection
Transaction review
Transaction monitoring
Fraud prevention
Data analysis
Case management
Certification
Evacuation Warden Certificate, 06/23/2023
Accomplishments
- Maintained a client satisfaction rate of 95% through exceptional customer service and relationship management.
- Received various Beyond Excellence nominations for performance and teamwork.
- Volunteered 100 hours at a local orphanage, also helped in collecting donations for clothes and blankets for the orphaned kids.
- Given second in charge duties and successfully managed a team as a second in charge for 2 years.
Timeline
Application Fraud Analyst
Standard Bank
03.2022 - Current
Dispute and Fraud Analyst, Card Fraud Investigations
Standard Bank
06.2013 - 03.2022
Accounts Analyst
ACCSYS
03.2011 - 03.2012
Certificate: Program in Banking Certificate - undefined
University of South Africa-Unisa
Diploma: Accounting and Financial Computing - undefined
Rosebank College
High School Diploma: Matric - undefined
Topaz Secondary
Evacuation Warden Certificate, 06/23/2023
Bachelor of Information Science - Information Science
University of South Africa-Unisa
Bachelor of Commerce: Accounting - Accounting
Management College of South Africa-MANCOSA
Similar Profiles
Melusi BiyelaMelusi Biyela
Manager Distribution at Standard BankManager Distribution at Standard Bank
Keaoleboga Maggie BerghKeaoleboga Maggie Bergh
Universal Banker at Standard BankUniversal Banker at Standard Bank
Siyethemba NdlovuSiyethemba Ndlovu
Universal Banker at Standard bankUniversal Banker at Standard bank