Mzu Marutha
Cape Town
Summary
To enhance my professional skills, capabilities and knowledge in an organization which recognizes the value of hard work and trusts me with responsibilities and challenges.
Insightful Anti Money Laundering Investigator known for high productivity and efficiency in completing investigative tasks. Possess specialized skills in financial analysis, regulatory compliance, and fraud detection which play crucial roles in identifying suspicious activities and mitigating risks. Excel at critical thinking, problem-solving, and communication, ensuring thorough investigations and clear reporting to uphold integrity and legal compliance.
Overview
14
14
years of professional experience
Work History
Anti-Money Laundering Investigator
Capitec Bank
12.2020 - Current
- Account and transaction Monitoring
- Investigate suspicious financial Client account transactions
- Account and transaction reporting
- Investigate and report writing
- Performed periodic reviews of customer accounts for evidence of suspicious activity or unusual transactions.
- Monitored accounts for unusual activity that could indicate attempts at illegal financial transactions.
- Assessed customer risk profiles to determine compliance with applicable regulations.
- Reviewed case files for accuracy and completeness prior to submitting them for review by senior management or regulatory authorities.
Anti-Money Laundering Analyst
Glacier by Sanlam
Cape Town
07.2017 - 11.2020
- Review alerts generated by the screening tool case management system
- Compare similarity of customer data against potential sanction and Political exposed Persons watch list
- Ongoing monitoring of PEP's and high risk clients
- Suspicious transaction reporting to AMLRO
- Conduct and drafting of EDD reports on high risk clients
- Determine the final status of true match or false positive based on the company's standardized elimination criteria with a supporting rationale conforming standard required for Auditing
- Collaborated with internal departments, such as legal, finance, operations, and IT to ensure compliance with AML laws and regulations.
- Analyzed customer data to detect any unusual patterns or trends that may indicate possible money laundering activities.
- Provided guidance on best practices for preventing money laundering activities within the organization.
- Evaluated customer information against watchlists provided by government agencies for potential matches.
- Reviewed customer onboarding documents for accuracy and completeness.
- Maintained detailed records of all suspicious transaction reports submitted by the organization.
- Coordinated with external regulatory authorities in order to review current processes and procedures related to AML compliance.
- Conducted investigations on potential violations of Anti-Money Laundering regulations.
- Worked closely with law enforcement agencies during criminal investigations involving money laundering offenses.
- Developed process improvements for identifying high-risk customers or transactions that may require additional monitoring or investigation.
- Drafted reports regarding findings from investigations into suspicious activity.
Forensic investigator and Data Analyst
Sanlam
Cape Town
01.2011 - 06.2017
- Investigation of Fraud, theft and any other criminal related activities within the organization
- Examine complaint including recordings, conducting interviews while compiling statements
- Report writing which include findings and recommendations
- Provide effective identification of high risk incident for preliminary investigation from analysis performed
- To determine misconduct within stimulated timeliness
- Analysis of Data in order to identify possible trends of misconduct
- Investigated financial fraud cases by analyzing financial records and tracing money transfers between accounts.
- Conducted interviews with witnesses and suspects to obtain information pertinent to investigations.
- Prepared detailed reports of investigative findings for use in court proceedings.
- Maintained documentation of all the processes related to Data Analysis.
Education
Senior Diploma - Paralegal Studies
South Africa School of Paralegal Studies
01-2015
Higher Certificate - Forensic Examination
University of the Western Cape
01-2013
Matric -
Lingelihle Senior Secondary School
12-1988
Skills
- Attention to detail
- Reporting skills
- Researching skills
- Problem solving
- Computer literacy
- Team player
- Sanctions screening
- Know your customer
- Fraud investigation
- Transaction monitoring
- Evidence gathering
- Suspicious activity reporting
- Enhanced due diligence
References
- Leon Visser, Manager, Sanlam Forensic, Leon.visser@sanlam.co.za, 0836756297
- Fundiswa Victoria January, Manager, Sanlam iCover, 0832458062
- Rizqah Everson, Team Leader, Capitec Bank, Rizqaheverson@capitecbank.co.za, 0834506679
Languages
English
First Language
Timeline
Anti-Money Laundering Investigator
Capitec Bank
12.2020 - Current
Anti-Money Laundering Analyst
Glacier by Sanlam
07.2017 - 11.2020
Forensic investigator and Data Analyst
Sanlam
01.2011 - 06.2017
Senior Diploma - Paralegal Studies
South Africa School of Paralegal Studies
Higher Certificate - Forensic Examination
University of the Western Cape
Matric -
Lingelihle Senior Secondary School