Mpho Ntlhaile
Anti-Money Laundering Analyst
Johannesburg,GP
Summary
Professional with substantial experience in anti-money laundering and financial compliance, leveraging analytical skills and regulatory knowledge to drive impactful results. Known for collaborative problem-solving, adaptability to evolving requirements, and unwavering reliability. Proficient in risk assessment, transaction monitoring, and regulatory reporting, ensuring robust compliance frameworks. Trusted team player with focus on achieving organizational objectives and maintaining high standards.
Overview
7
7
years of professional experience
3
3
Certifications
Work History
Anti-Money Laundering Analyst
IQ Business
02.2025 - Current
- Project - Standardbank Ise of Man
- Conduct thorough Customer Due Diligence (CDD) reviews in line with AML Refresh procedures and regulatory contact strategies, ensuring timely case initiation and high-quality, accurate documentation.
- Perform identity verification, risk assessments, and Enhanced Due Diligence (EDD) where applicable; amend risk ratings based on updated customer profiles and transactional behavior.
- Analyze customer transactions and behavior to detect potential money laundering, suspicious activities, or high-risk indicators using AML software and risk scoring tools.
- Document all findings from CDD reviews and suspicious activity investigations with precision, maintaining up-to-date and compliant records for audit and regulatory scrutiny.
- Investigate unusual or suspicious activity and escalate concerns promptly to the Money Laundering Reporting Officer (MLRO), collaborating with internal departments and external stakeholders as needed.
- Utilize technology and automation tools, including AI/ML-powered systems, to enhance monitoring, detection, and review efficiency.
- Collaborate cross-functionally with Compliance, Legal, Risk Management, IT, and Central BCU leadership to resolve complex AML matters and ensure holistic risk management.
- Ensure the completeness and accuracy of refresh files to meet stringent Quality Assurance (QA) standards, proactively addressing any QA findings or feedback.
- Assist in preparing documentation and responding to internal and external audits or regulatory examinations of the AML program.
Anti-Money Laundering and Fraud Analyst
Sasai Fintech
11.2021 - 02.2025
- Conducted thorough KYC and AML checks to ensure compliance with internal policies and regulatory requirements during client onboarding and ongoing monitoring.
- Investigated suspicious transactions and activities, documented findings, and escalated cases where appropriate, adhering to reporting timelines.
- Reviewed alerts related to PEP (Politically Exposed Persons) and sanctions, performing Enhanced Due Diligence (EDD) on high-risk clients.
- Monitored high-risk and PEP-designated accounts, ensuring accurate and up-to-date customer due diligence.
- Assisted in the assessment and optimization of AML monitoring systems to identify potential money laundering risks.
- Prepared detailed reports and compliance presentations for senior management, highlighting findings and recommendations.
- Maintained strong client communication to address KYC documentation requirements while balancing risk management and client experience.
- Ensured adherence to the Risk Management Compliance Plan and contributed to ongoing improvements in compliance procedures.
- Collaborated cross-functionally with internal stakeholders and the broader compliance team to support client onboarding and AML initiatives.
- Stayed updated with evolving AML regulations, compliance standards, and best practices; actively participated in required training sessions.
Compliance Assistant
Sasai Fintech
10.2019 - 08.2021
- Assist in performing sanctions checks on possible hits on clients and beneficiaries accounts
- Assess validity and quality of KYC documents to determine if acceptable and approve/decline accounts.
- Communicate with new and existing clients in terms of addressing KYC requirements
- Process verification requests
- Assisting compiling suspicious activity reports
- Assisting in conducting EDD by requesting additional requirements
- Conduct record-keeping for compliance training e.g. employees, partners, brand ambassadors and other stakeholders.
- Respond to client enquiries, assisting with client calls when necessary
- Onboard with new clients in an efficient and timely manner
Compliance Intern
Sasai Fintech
03.2019 - 08.2019
- Assess validity and quality of KYC documents to determine if acceptable and approve/decline accounts
- Performing research at a supervisor's request
- Collate and analyse management information and assist in the preparation of compliance reports
- Communicate with new and existing clients in terms of addressing
- Onboard with new clients in an efficient and timely manner
Education
Bachelor of Arts - Criminology
University of South Africa
Bachelor of Laws - undefined
University of South Africa
01.2023
Skills
Customer due diligence
Legal research
Suspicious activity reporting
Transaction monitoring
Sanctions screening
Microsoft office
AML compliance
Investigation techniques
Know your customer
Compliance training
Audit support
Internal controls
Policy evaluation
Multitasking Abilities
Certification
Teddy Bear Found Foundation: Court Preparation Course 2023.
References
- Albert, Goosen, MLRO Executive - Cassava Group Risk and Regulatory, 082 336 8827
- Ntutuko, Mkhlwananzi, Former Manager, 082 336 8827
- Sam, Kayani, MLRO(UK) - Regulatory and Compliance Officer, +44 7817 100450
Affiliations
The South African Women Lawyers Association
Timeline
Anti-Money Laundering Analyst
IQ Business
02.2025 - Current
Anti-Money Laundering and Fraud Analyst
Sasai Fintech
11.2021 - 02.2025
Compliance Assistant
Sasai Fintech
10.2019 - 08.2021
Compliance Intern
Sasai Fintech
03.2019 - 08.2019
Bachelor of Laws - undefined
University of South Africa
Bachelor of Arts - Criminology
University of South Africa