MPHELA PALESA MOHAU
Johannesburg
Summary
Non-Executive Director candidate with experience in development finance, asset valuation, and credit risk assessment within the Industrial Development Corporation (IDC). Brings a strong track record in supporting investment decision-making, safeguarding capital, and providing independent judgment on asset-backed financing across sectors, including agriculture, mining, infrastructure, and commercial real estate. Demonstrates expertise in evaluating collateral integrity, identifying valuation risk, and advising on market and asset dynamics that impact portfolio performance and credit exposure. Experienced in supporting IFRS-aligned financial reporting, due diligence processes, and recovery strategies within a DFI environment. Positioned to contribute effectively at Board and Committee level, particularly within Audit & Risk, Credit, Investment, and ESG Committees, where independent oversight, technical depth, and sound judgement are critical.
Overview
16
16
years of professional experience
Work History
Land & Building Professional Associate Valuer
Industrial Development Corporation
03.2020 - Current
- Provide independent valuation oversight on asset-backed investments across sectors, including agriculture, mining, commercial real estate, fuel infrastructure, and industrial assets
- Support credit and investment decision-making by assessing collateral adequacy, valuation integrity, and risk exposure
- Advise on market trends, asset-specific risks, and valuation uncertainties impacting portfolio performance and capital security
- Contribute to capital protection strategies through evaluation of security cover, asset liquidity, and recovery potential
- Support IFRS-aligned financial reporting, due diligence processes, liquidation assessments, and distressed asset strategies
- Engage with executive stakeholders (including EXCO-level interactions) on valuation insights and risk positioning
- Conduct complex, continental and multi-sector asset valuations, including cross-border exposure, ensuring compliance with regulatory and professional standards
- Provide input into risk mitigation strategies and investment structuring decisions
- Exposure to asset valuation portfolio exceeding R[insert] billion
- Supported approximately [insert 50:50] investment/credit decisions per annum
- Supervising daily activities of office interns to gain understanding of scope of work.
OTT Trade Officer
Standard Bank
07.2015 - 10.2016
- Managed international trade payments and ensured compliance with financial controls and regulatory requirements
- Conducted risk mitigation checks across trade finance transactions and funding accounts
- Supported operational integrity within cross-border financial processes
Finance Intern
Discovery
08.2014 - 04.2015
- Supported finance operations, including invoice processing, claims administration, and supplier reconciliations
- Assisted in maintaining financial accuracy and administrative efficiency
Administrative Clerk
National Public Service Workers Union
02.2010 - 08.2010
- Supported administrative and organisational processes, including member coordination, documentation, and record management
- Assisted in meeting coordination and internal communications
Education
Postgraduate Diploma - Development Finance
University of Cape Town Graduate School of Business
01.2025
BCom Honours - Property Valuation Management
University of Johannesburg
01.2018
Diploma - Credit Management
University of Johannesburg
01.2013
Skills
- Financial Analysis
- Credit Risk Assessment
- Property Valuation
- Infrastructure Valuation
- ESG Assessment
- Sustainability Assessment
- IFRS
- Financial Reporting
- Market Intelligence
- Investment Insight
Custom Section
Non-Executive Director candidate with experience in development finance, asset valuation, and credit risk assessment within the Industrial Development Corporation (IDC). Brings a strong track record in supporting investment decision-making, safeguarding capital, and providing independent judgment on asset-backed financing across sectors, including agriculture, mining, infrastructure, and commercial real estate. Demonstrates expertise in evaluating collateral integrity, identifying valuation risk, and advising on market and asset dynamics that impact portfolio performance and credit exposure. Experienced in supporting IFRS-aligned financial reporting, due diligence processes, and recovery strategies within a DFI environment. Positioned to contribute effectively at Board and Committee level, particularly within Audit & Risk, Credit, Investment, and ESG Committees, where independent oversight, technical depth, and sound judgement are critical.
Timeline
Land & Building Professional Associate Valuer
Industrial Development Corporation
03.2020 - Current
OTT Trade Officer
Standard Bank
07.2015 - 10.2016
Finance Intern
Discovery
08.2014 - 04.2015
Administrative Clerk
National Public Service Workers Union
02.2010 - 08.2010
Postgraduate Diploma - Development Finance
University of Cape Town Graduate School of Business
BCom Honours - Property Valuation Management
University of Johannesburg
Diploma - Credit Management
University of Johannesburg