Mosibudi Rosinah Makhura
Private Clients Advisor
Polokwane,LP
Summary
Accomplished financial professional with a proven track record, specializing in wealth management and client relationship management. Expert in crafting tailored investment strategies and enhancing client retention through exceptional service. Demonstrated success in portfolio growth and financial planning, ensuring client satisfaction and loyalty.
Experienced with providing comprehensive financial advice and wealth management services. Utilizes in-depth market analysis and personalized investment strategies to meet client goals. Track record of building and maintaining strong client relationships through effective communication and trust.
Developed client relationship management and financial planning expertise in high-stakes, client-centric environment, looking to transition these skills into new field. Possesses adeptness in market analysis and investment strategy formulation, combined with proficiency in financial software. Committed to leveraging this background to drive success and innovation in new professional landscape.
Driven with solid background as Private Client Advisor. Proven track record of delivering tailored financial solutions and fostering long-term client relationships. Demonstrated expertise in wealth management and investment strategies, consistently ensuring client satisfaction.
Personable and client-focused with deep understanding of financial planning and wealth management, complemented by strong analytical skills and proficiency in client relationship management. Well-versed in market trends and investment strategies, utilizing financial software and data analysis to provide tailored financial solutions. Dedicated to driving positive client outcomes and fostering long-term relationships through personalized advisory services.
Flexible Client Advisor with experience efficiently resolving issues for banking clients and providing operations support. Talented at selling various banking products and services with excellent understanding of basic bank transactions. Dedicated to working weekends and evenings to achieve necessary tasks and meet customer needs.
Overview
11
11
years of professional experience
Work History
Private Clients Advisor
First National Bank
08.2022 - Current
- Safeguarded sensitive client information through diligent documentation practices and strict compliance with privacy regulations.
- Enhanced client satisfaction by addressing concerns promptly and effectively resolving issues.
- Monitored economic trends and market developments to provide informed guidance on portfolio adjustments.
- Conducted regular portfolio reviews with clients to assess performance, discuss any concerns, and make necessary adjustments based on changing financial goals or market conditions.
- Presented investment strategies tailored to each client''s unique needs, fostering long-term trust and loyalty.
- Identified opportunities for cross-selling additional banking products or services based on a deep understanding of each client''s individual needs.
- Implemented tax-efficient strategies for clients, maximizing returns while minimizing liabilities.
- Conducted comprehensive financial assessments for new clients, identifying key objectives and risk tolerance levels.
- Maintained strict adherence to regulatory requirements and industry best practices in all client interactions.
- Provided ongoing education to clients on various investment products and strategies, empowering them to take control of their finances.
- Collaborated with internal teams to create customized wealth management solutions for clients.
Business Banker
Standard Bank of South Africa
08.2019 - 07.2022
- Managed a diverse portfolio of clients, ensuring their financial needs were met and exceeded.
- Facilitated communication between clients and bank personnel, resolving issues quickly while maintaining client trust.
- Assisted in planning portfolio growth through development of business plans in alignment with departmental budget and consistent with overall objectives.
- Increased client satisfaction by providing tailored financial solutions and personalized banking services.
- Proactively identified potential risks within client portfolios, implementing strategic measures to minimize losses.
- Conducted comprehensive financial analyses to identify opportunities for business expansion and risk mitigation.
- Enhanced customer retention through building strong relationships and addressing concerns promptly.
- Coordinated with various departments to ensure seamless delivery of banking services across all channels.
- Worked with clients to develop financial planning strategies and solutions through evaluation of finances.
Account Analyst
Standard Bank of South Africa
08.2017 - 07.2019
- Maintained accurate records of all financial transactions, ensuring compliance with relevant regulations and company policies.
- Interacted professionally with clear, intentional communication, and set appropriate expectations on timeline of deliverables.
- Partnered with Account Manager to support preparation of client materials to educate, train and inform on benefits, services, and self-administration tools.
- Assisted with budget preparation, monitoring expenditures, and implementing cost-saving measures when necessary.
- Evaluated financial processes to identify areas of improvement, recommending actionable solutions for optimization.
- Conducted regular reviews of credit requests submitted by clients – evaluating their eligibility based on established criteria before approving or denying applications accordingly.
Financial Planner
Standard Bank of South Africa
05.2014 - 07.2017
- Educated clients on various investment products and tax-saving strategies, empowering informed decisionmaking.
- Drafted comprehensive financial plan to offer recommendations and supporting data.
- Conducted thorough risk assessments, ensuring appropriate asset allocation aligned with clients'' risk tolerance levels.
- Coached and advised clients in business plans and processes to achieve profit objectives.
- Developed recommendations specific to client's financial situation on variety of topics.
- Developed comprehensive financial plans for clients, resulting in improved long-term stability and growth.
- Negotiated competitive insurance policies on behalf of clients, securing optimal coverage at favorable rates.
- Analyzed financial needs of clients and developed tailored strategies to meet goals.
- Presented financial plans and investment recommendations to clients.
- Helped clients make informed decisions about financial future.
Education
Post Graduate Diploma - Financial Planning
University of Freestate
Bloemfontein, South Africa 04.2001 -
Bachelor of Commerce - Finance
University of Johannesburg
Johannesburg, South Africa 04.2001 -
Advanced Certificate - Banking
Milpark
Johannesburg, South Africa 04.2001 -
Regulatory Exams - RE5
Moonstone Business School
Johannesburg, South Africa 04.2001 -
Certifacte - Wealth Management
Moonstone Business School
Johannesburg, South Africa 04.2001 -
Skills
Insurance planning
Refferences
Kgomotso Ngoetjane ( Channel Manager FNB)
076 557 9351
KNgoetjane@fnb.co.za
Sphiwe Maisela ( Provincial head private banking SBSA )
083 7306195
Timeline
Private Clients Advisor
First National Bank
08.2022 - Current
Business Banker
Standard Bank of South Africa
08.2019 - 07.2022
Account Analyst
Standard Bank of South Africa
08.2017 - 07.2019
Financial Planner
Standard Bank of South Africa
05.2014 - 07.2017
Post Graduate Diploma - Financial Planning
University of Freestate
04.2001 -
Bachelor of Commerce - Finance
University of Johannesburg
04.2001 -
Advanced Certificate - Banking
Milpark
04.2001 -
Regulatory Exams - RE5
Moonstone Business School
04.2001 -
Certifacte - Wealth Management
Moonstone Business School
04.2001 -
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