MOSES KIMUTAI
Nairobi
Summary
I am actively seeking a dynamic role within an organization where I can leverage my skills, extensive experience, and unwavering dedication to drive the company's success. With a steadfast commitment to continuous improvement and a fervent passion for delivering tangible results, I am eager to make a meaningful impact.
Versatile finance professional with expertise in financial management, credit analysis, and financial literacy training, bringing a wealth of experience in empowering individuals and businesses to achieve financial success. Adept at interpreting complex financial data, conducting risk assessments, and providing tailored financial solutions, I am skilled in helping clients make informed decisions that align with their financial goals. My background includes managing high-value client portfolios, developing customized credit solutions, and optimizing organizational efficiency through strategic financial planning. I excel in communicating complex financial concepts in a clear and accessible manner, building strong client relationships, and delivering impactful training sessions. With an ongoing Masters in Business Administration at Kenyatta University and Bachelor of Arts in Economics from Karatina University, I am well prepared to transition into roles such as Financial Analyst, Credit Analyst, or Financial Consultant, where I can leverage my skills to drive financial growth and stability for individuals and organizations alike.
Overview
5
5
years of professional experience
Work History
Financial Literacy Trainer
Equity Group Foundation
Nairobi
11.2022 - Current
- Engaging small and medium-sized business owners and farmers in banking services, promoting financial inclusion.
- Enrolling MSMEs and farmers into programs aligned with organizational goals and deadlines, delivering targeted financial education.
- Providing mentoring and coaching to MSMEs, enhancing their financial acumen and business management skills.
- Tailoring and delivered Equity Group's financial services to MSMEs based on their specific financial needs.
- Coordinating and executed program activities, ensuring alignment with program objectives and timelines.
- Collaborating with the Monitoring and Evaluation team to gather data, ensuring program quality and effectiveness.
- Enhancing workplace efficiency by developing and implementing training materials customized for various departments.
- Facilitating online webinars, seminars, and workshops on banking and finance sector best practices, promoting continuous learning and development.
Relationship Officer - Credit Department
Centenary Microenterprise Services Limited
Nairobi
04.2022 - 08.2022
- Resolved customer inquiries promptly, boosting satisfaction levels.
- Managed a portfolio of high-value clients, delivering tailored investment strategies.
- Built strong client relationships through regular meetings and exceptional service.
- Negotiated workout plans for distressed borrowers, minimizing losses and preserving relationships.
- Developed customized credit solutions based on clients' financial needs and risk profiles.
- Streamlined the credit review process, accelerating decision-making.
- Managed a diverse portfolio of commercial loans.
Business Development Officer - Credit Department
Juhudi Kilimo
Nairobi
08.2021 - 04.2022
- Reviewed and revised loan agreements for efficiency and accuracy.
- Led group loan appraisals and individual disbursements, ensuring smooth operations.
- Conducted training on company products to enhance client engagement.
- Improved organizational agility by optimizing internal processes.
- Identified and addressed client needs with tailored business solutions.
- Performed financial analysis to assess new business ventures.
- Implemented targeted lead generation programs, increasing qualified prospects.
Technical Sales Representative
Truvets Tecno Systems Limited
Nairobi
01.2021 - 09.2021
- Negotiated favorable supplier contracts, reducing costs without compromising quality.
- Exceeded sales targets through strategic planning and time management.
- Trained new hires, equipping them with essential sales skills.
- Developed marketing materials highlighting key product features.
- Mentored junior sales reps, sharing best practices and insights.
- Maintained competitive edge through industry knowledge.
- Conducted sales territory reviews, optimizing resource allocation.
- Continuously improved knowledge of evolving technologies.
Education
Master in Business Administration -
Kenyatta University
09.2025
Bachelor of Arts - Economics
Karatina University
Kenya Certificate of Secondary Education (KCSE) -
E and T Concord High School
Skills
- Evaluating financial data
- Assessing creditworthiness
- Developing tailored credit solutions
- Building and maintaining client relationships
- Delivering financial literacy training
- Identifying and mitigating financial risks
- Creating financial reports
- Developing financial strategies
- Streamlining processes
- Strong analytical skills
- Explaining financial concepts
- Working with cross-functional teams
- Reviewing financial documents
- Guiding junior staff
- Developing sales strategies
- Negotiating contracts
- Analyzing market trends
Training
- Leadership and Management
- Financial Literacy
- Credit Analysis
- Risk Assessment and Mitigation
- Strategic Financial Planning
- Customer Relationship Management
- Workflow Optimization
- Documentation and Reporting
- Sales Strategy
- Negotiation Skills
Hobbies and Interests
- Reading
- Gardening
- Attending Conferences
- Watching Educational Documentaries
- Volunteer and Community work
Languages
English
Advanced
C1
References
- Eliud Lagat, Regional Manager, Truvets Techno Systems Limited, P.O. Box 1451, Nairobi, Nairobi, 00618, Kenya, +254 704 411 811, elinudlagat@gmail.com
- Judith laboso,Enterprise development coordinator ,Equity Group Foundation,P.O BOX 75104-00200 Nairobi,Kenya,0720784420,Email:judith.laboso@equitybank.co.ke
- Lynn Mbinya, Regional Manager, Centenary Microenterprise Limited, P.O. Box 13699, Nairobi, Nairobi, 00100, Kenya, +254 708 786 822, lmbinya96@gmail.com
Timeline
Financial Literacy Trainer
Equity Group Foundation
11.2022 - Current
Relationship Officer - Credit Department
Centenary Microenterprise Services Limited
04.2022 - 08.2022
Business Development Officer - Credit Department
Juhudi Kilimo
08.2021 - 04.2022
Technical Sales Representative
Truvets Tecno Systems Limited
01.2021 - 09.2021
Master in Business Administration -
Kenyatta University
Bachelor of Arts - Economics
Karatina University
Kenya Certificate of Secondary Education (KCSE) -
E and T Concord High School