MMOPA LEBENYA
CREDIT RISK MANAGER
Pretoria
Summary
Experienced professional credit risk manager in banking with expertise in evaluating the creditworthiness of individual and business clients. Strong analytical abilities and adept at fostering relationships with stakeholders. Actively seeking educational opportunities to enhance expertise in risk management.
Overview
12
12
years of professional experience
2
2
Languages
Work History
Credit Risk Manager
Investec Bank Ltd
08.2018 - Current
- Approve funding and maximize profits through assessing and evaluating credit applications based on sound credit risk and affordability assessments, financial principles, and credit policies, which support the placement of quality assets on the bank's books.
- Manage credit losses by applying sound lending principles at all times, and lending within the bank's risk appetite parameters.
- Suggest alternative funding solutions by making recommendations based on credit policy guidelines and analysis based on the information provided, where declined.
- Manage client expectations by operating within the agreed parameters and Service Level Agreements.
- Establish relationships with stakeholders and partners to improve the effectiveness and efficiency of systems, and to enhance processes where applicable.
- Provide a high sense of client service, and operate professionally and effectively with stakeholders.
- Support and enable colleague induction and performance by ensuring an environment of knowledge sharing, feedback, and training.
Lending Administrator
Investec Bank Ltd
10.2016 - 07.2018
- Develop an in-depth understanding of lending products, with the intention of assisting in resolving client queries through internal stakeholders.
- Implement, restructure, and maintain lending deals on internal systems.
Client Support Banker
Investec Bank Ltd
11.2013 - 10.2016
- Assist internal and external clients with resolving queries related to transactional banking, personal finance, personal and business deposits, and foreign exchange products.
- Engage in cross-selling and client educational conversations during client interactions, with the intention of increasing brand loyalty and adding value to clients' current banking portfolios.
Education
Certificate - Advanced Accounting
Milpark Education
Johannesburg 01-2024
Post-Graduate Diploma - Risk Management
University of South Africa
Pretoria04-2019
Bachelor of Commerce - Accounting
University of Johannesburg
Johannesburg, South Africa03-2015
Skills
Financial cash flow analysis
Credit risk evaluation
Creditworthiness evaluation
Collateral risk assessment
Financial statement analysis
Collaborative teamwork
Financial statement analysis
Analytical thinking
Credit risk management
Credit policy development
Timeline
Credit Risk Manager
Investec Bank Ltd
08.2018 - Current
Lending Administrator
Investec Bank Ltd
10.2016 - 07.2018
Client Support Banker
Investec Bank Ltd
11.2013 - 10.2016
Certificate - Advanced Accounting
Milpark Education
Post-Graduate Diploma - Risk Management
University of South Africa
Bachelor of Commerce - Accounting
University of Johannesburg
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