Summary
Overview
Work History
Education
Skills
Work Availability
Work Preference
Timeline
Generic
Mduduzi Cyril Dlamini

Mduduzi Cyril Dlamini

Johannesburg,GP

Summary

Dynamic Test Analyst with a proven track record at FNB HSL, excelling in test planning and defect tracking. Enhanced product quality through rigorous testing, significantly reducing production issues. Adept at teamwork and collaboration, I translate complex requirements into actionable test scenarios, ensuring compliance and optimizing credit evaluations for improved risk management.


Knowledgeable Credit Manager with solid background in managing credit operations and mitigating financial risks. Recognized for implementing effective credit policies that support business growth and customer satisfaction. Proven ability to optimize credit processes through strategic planning and collaboration. Detail-oriented Credit Manager skilled at analyzing lending activities according to current regulations, standards and market conditions. Offering 8 years of financial industry expertise.

Overview

14
14
years of professional experience
3
3
Languages

Work History

Test Analyst

FNB HSL
10.2022 - Current
  • Reviewe all test cases for quality and identify additional areas to review.
  • Reduce production issues by implementing rigorous regression testing before each release.
  • Optimize test cases to maximize success of manual testing.
  • Facilitate quick issue resolution through clear defect reporting, providing precise steps to reproduce along with relevant screenshots.
  • Improve quality by designing and executing comprehensive test plans.
  • Evaluate product requirements, translating them into detailed test scenarios and validating expected outcomes.

Credit Manager

FNB RJC
10.2018 - 09.2022
  • Analyze applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Investigate and evaluate customers for creditworthiness and potential risk factors.
  • Manage the entire end-to-end credit approval process from application review through contract negotiation and final execution.
  • Improve credit risk management by implementing effective underwriting policies and procedures.
  • Conducte comprehensive financial analysis to assess creditworthiness for both new and existing customers.
  • Monitored applications for signs of fraud and non-payment issues.

Credit Analyst

FNB HSL
08.2014 - 09.2018
  • Assess credit risk and analyze financial statements.
  • Analyze customer data such as financial statements to determine level of risk involved for extending credit.
  • Analyze credit scores to determine borrowers' creditworthiness.
  • Make decisions and recommendations about extending credit.
  • Review and approve or deny credit applications to keep organization profitable by making informed lending decisions.
  • Optimize credit policies to reflect changing market conditions and regulatory requirements, ensuring compliance and competitiveness.
  • Contribute to significant reduction in processing times for credit applications, improving client satisfaction and competitive edge.

Team Leader

FNB POP
10.2011 - 07.2014
  • Develope team members'' skills through targeted coaching sessions, resulting in improved individual performance.
  • Enhance team productivity by implementing efficient work processes and regularly reviewing performance metrics.
  • Mentor junior staff members, helping them develop their leadership potential and advance in their careers.
  • Deal with customer issues from frontline team members to prevent complaints from escalating.
  • Execute activities within risk and compliance requirements.
  • Pro-active management of errors and differences, approve, validate, verify, check and authorise Frontline activities.
  • Ensure treasury is controlled correctly and manage the ATMs (loading, clearing and balancing).

Education

Advance Diploma in Accounting Sciences - Accounting And Finance

UNISA
Pretoria, South Africa
04.2001 -

Programme in Credit Management - Accounting And Finance

UNISA
Pretoria, South Africa
04.2001 -

National Diploma in Accounting - Accounting And Finance

University Of Johannesburg
Johannesburg, South Africa
04.2001 -

National Higher Certificate in Accountancy - Accounting And Finance

University of Johannesburg
Johannesburg, South Africa
04.2001 -

Skills

Test planning

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse

Work Preference

Work Type

Full Time

Work Location

Hybrid

Important To Me

Career advancementWork-life balanceCompany CultureFlexible work hoursHealthcare benefitsStock Options / Equity / Profit Sharing

Timeline

Test Analyst

FNB HSL
10.2022 - Current

Credit Manager

FNB RJC
10.2018 - 09.2022

Credit Analyst

FNB HSL
08.2014 - 09.2018

Team Leader

FNB POP
10.2011 - 07.2014

Advance Diploma in Accounting Sciences - Accounting And Finance

UNISA
04.2001 -

Programme in Credit Management - Accounting And Finance

UNISA
04.2001 -

National Diploma in Accounting - Accounting And Finance

University Of Johannesburg
04.2001 -

National Higher Certificate in Accountancy - Accounting And Finance

University of Johannesburg
04.2001 -
Mduduzi Cyril Dlamini