Summary
Overview
Work History
Education
Skills
Accomplishments
References
Timeline
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MBALI TSHABALALA

Johannesburg

Summary

  • A Chartered Accountant and seasoned Banker with a strong background in Treasury, Risk and Capital Management, specialising in Corporate and Investment Banking.
  • I am an educator and mentor by nature with great Banking knowledge and knowledge-sharing abilities that are informed by having to study regulations and their impact, and simplify the results for Business stakeholders.
  • The vast experience in data capturing, mining and conversion from as way back as my days as a CA Trainee has ensured that I'm meticulous and patient in my work and that I execute with understanding and with the big picture in mind.
  • My superpower is resourcefulness which is mostly built around building networks of all kinds and connecting people.
  • Being the 2IC for the Head of Pricing for the last years has given me great exposure to planning and execution, relationship management, conflict management and well as self-management and organisational skills

Overview

10
10
years of professional experience

Work History

Senior Transaction and Pricing Analyst

Standard Bank Group
Johannesburg
09.2016 - Current
  • This is a Specialist Role wherein one is required to remain proactive and in charge of oneself, while also being a team-player
  • The role has evolved significantly over the period that I've been in it; with my assigned responsibilities having transformed from mostly operational and BAU as a Junior Analyst, to taking charge of my own projects within the team and seeing those through
  • Even through the evolution of the role, the core of the work has remained Capital management and optimization, Liquidity and Credit Risk Management, Regulatory Impact Study and Analysis
  • I currently also sit as the 2IC to the Head of Pricing and that aspect of my role requires that I assume responsibility in her absence but also take over some functions that were primarily hers such as Capability enhancements on Capital Calculator in collaboration with IT, Management and training of graduates and Junior Analysts, Attendance of meetings such as Credit Committees, Decision-making and implementation
  • Some key responsibilities over the years are listed below: Asset on-boarding with a specific focus on capital allocation and management, Pricing of different products across Corporate and Investment Banking (CIB), transaction analysis, Risk and Credit process review and commentary, Advisory and training to Business on day-to-day pricing queries and using the Banking Book pricing tool, Testing, upgrading and maintaining of the Banking Book Capital Calculator/Pricing Tool, Interpretation, correction and the Regulatory and Economic capital consequences of different products, clients and countries, Working with Group Treasury to define appropriate investment strategies and optimization of financial resources, MI Reporting and data analytics across CIB, Regulatory Impact Analysis
  • Basel understanding and implementation, High stakeholder engagement across the different businesses, Advisory to Business on optimal deal structuring and funding.

CA(SA) Graduate Trainee

Standard Bank Group
Johannesburg
01.2014 - 08.2016
  • Quarterly rotations through different divisions across the bank with the purpose of learning, contributing and achieving the SAICA competencies required to acquire the title of Chartered Accountant
  • Rotations include but are not limited to: TCM Financial Impact and Strategy Unit, Group Tax Accounting and Compliance, CIB Market Risk Africa Regions, Group External Reporting
  • The training programme provided exposure to various skill development initiatives throughout the 3 years including but not limited to Executive Coaching with Carmen Wilde, Leadership Training and VBA training.

Education

BCOM HONOURS CTA -

University of Johannesburg
01.2013

BCOM ACCOUNTING -

University of Johannesburg
01.2011

Skills

  • Data Analytics And Presentation
  • Capital And Risk Management
  • Regulatory Reporting And Interpretation
  • Financial Modelling
  • Balance Sheet Management
  • Structuring And Resource Optimization
  • Written And Verbal Communication
  • Product Pricing

Accomplishments

  • FINANCE STARS AWARD - March 2018

I was in the Top 10 Performers in CIB Finance for the role I played in building and rolling out the Capital Calculator Price Cruncher

  • IGNITE PROGRAMME WINNER - October 2018

Standard Bank CIB has a Leadership programme open to young female in the Bank. I took part in 2018 and was part of the third cohort. The final challenge of the programme was to present to a few executives a problem we've identified in the Bank and provide a solution. I was part of the group that won first place.

  • PRICE CRUNCHER PRO GO LIVE - MAY 2024

I was part of the team that built, tested, rolled out and trained our stakeholders for the launch of the new Capital Calculator - Price Cruncher Pro

References

References available upon request.

Timeline

Senior Transaction and Pricing Analyst

Standard Bank Group
09.2016 - Current

CA(SA) Graduate Trainee

Standard Bank Group
01.2014 - 08.2016

BCOM HONOURS CTA -

University of Johannesburg

BCOM ACCOUNTING -

University of Johannesburg

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MBALI TSHABALALA