ACCOUNTANT
MBALI NKOTSWI
SAFCOL (State-Owned Company)
Midrand,Gauteng
3
Work Experience
5
Achievements
An aspiring CIA at the University of Johannesburg, currently employed as a Credit Management Accountant. Accounting professional with +2 years of experience in roles such as bookkeeping, Junior Accountant and credit management. I have a strong academic foundation in Accounting, Taxation, and Auditing achieving 89% in Tertiary Accounting and 78% in Tertiary Mathematics. Team player with strong multilingual communication abilities and a keen eye for detail, accuracy, and data integrity in financial and accounting processes. I am proficient in Microsoft Excel and accounting systems including Xero Accounting, SAGE X3 JDE and CRM. Exposure to Auditor-General audit processes and compliance. I am dedicated to continuous professional development, eager to contribute to a healthy organization, and I thrive in a dynamic, fast-paced, and supportive environment.
Work History
Bookkeeper
1 Year 1 Month- Recording financial transactions (Purchases, payments and receipts)
- Cash flow visibility and generating reports with accurate numbers on Xero accounting system
- Bookkeeping and financial administration
- Keeping things organized, following clear rules and formats
- Journal entries and ledger accounts.
- Identifying discrepancies
- Organizing financial records for accountants, tax preparation or audits
- Preparing invoices and tracking customer payments
- Reason for leaving: Career advancement
Junior Accountant
1 Year 7 Months- Recording financial transactions
- Maintain accurate and up to date financial records
- Recording sales, purchases, receipts and payments
- Compare bank statements with company records
- Prepare financial statements
- Help prepare monthly, quarterly and annual financial reports
- Assisted senior accountant with financial analysis
- Prepared tax returns and statutory reports
- Assist clients with SARS registration
- Assist with eFiling administration
- Reconcile SARS accounts
- Verification of tax clearance, VAT certificate, BBBEE certificate and police commissioned affidavit
- Gathered supporting documentation required for SARS submissions
- Review financial records for errors or discrepancies
- Laise with clients with outstanding regarding tender documentation
- Update client records and database
- Assis CEO with financial analysis and budgeting
- Assist in CEO with accounting, tax, financial and administrative functions
- Provide general accounting and financial support across multiple client engagements
- Prepare excel based financial reports and schedules
- Prepare and post journal entries
- Reason for leaving: Career advancement
Credit Management Accountant
6 Months- Bank reconciliation and bank processing
- Debtor and creditor reconciliation
- Allocation of payments and VAT
- Account creation and correction
- Invoicing for cash sales, Eco – Tourism, internship and learnership
- Bulk emailing and manual matching of captured payments
- Prepare and process customer Invoices accurately and timeously
- Customer creation and printing interim statements for customers
- Preparing RFC -Credit notes
- Processed customer refunds accurately and in accordance with company policies
- Management fees
- Liaise with customers and internal departments regarding account queries
- Interest Invoices
- Reconcile customer accounts and follow up on outstanding invoices
- Document processing – Printing and scanning VAT certificate, CIPC, and SARS Clearance for credit checks
- VIP Deductions allocation
- Writing off bad debts
- Management fees and interest charges on clients
- Printing interim statements on SAGE x3
- Preparing credit notes
- Preparing Provisions for claims and tracking refunds
- Knowledge of SA tax legislation and compliance requirements
- Exposure to end-of-end credit control processes within a state-owned enterprise environment
- Monitoring outstanding invoices and following up on overdue accounts, calling clients and following up on outstanding documents
- Capturing and verifying financial data accurately on SAGE X3
- Sending approval letters to approved credit or cash applications to direct customers
- Ensuring data integrity and compliance with internal financial procedures and policies
- Identify and report discrepancies in account records to ensure data integrity and accuracy
- Processing of all accounting records on Pastel, Sage X3
Education
- Accounting
Matric (NSC)
Skills
Tools: Word
Microsoft Outlook
Excel
Office 365
Shared folders
JDE folder
Accounting Software: Xero accounting
SAGE XR
SAGE CRM
ERP System
Data entry
TAX Tim
Auditor General (NSP)
Administrative Proficiency: Email and calendar management
filing systems
and report preparation
Communication: Professional communication
multilingual
discretion with confidential information
integrity
Organizational Abilities: Time management
initiator
adaptability
inquisitive hard worker
Interpersonal Strengths: Accurate
work well under pressure
Organized
team player
results-driven
fast paced
Certification
- University of Johannesburg – African Insights
- Completed the programme and developed broader professional and leadership perspectives
- EY Financial Accounting Advisory Services (FAAS) Job Simulation – Forage
- Applied financial reporting and accounting advisory concepts to practical business scenarios
- PwC Audit Job Simulation – Forage
- Performed audit procedures, analyzed financial information, and documented audit findings
- KPMG Career Catalyst: Audit – Forage
- Developed special audit planning, testing, and risk assessment skills
- Mastercard Risk Management Job Simulation – Forage
- Applied risk identification and risk management techniques to business case studies
Timeline
Credit Management Accountant
SAFCOL (State-Owned Company)
04.2026 - CurrentRead More
Junior Accountant
Inked Stationery and Supplies
04.2024 - 11.2025Read More
Bookkeeper
J and R Accountants
02.2023 - 03.2024Read More
Lyttelton Manor High School
Matric (NSC)
Read More
University of Johannesburg
from Accounting
Read More
References
- Cherith, Operations Manager, +27 60 966 3824
- France, Matsie, Director, +27 61 364 6797
- Ndzalama, Masingi, Accountant, +27 79 396 3367
- Rasha, Naamdnew, Supervisor, Contact: Upon Request
- Stella, Whitticker, Team leader, Contact: Upon Request