Marie-Antoinette Esterhuizen
Business Owner
Pretoria,GP
Summary
Highly collaborative Head of Finance with strong skills in statistical analysis and performance. Poised and sharp with skill to translate financial metrics into actionable details. Exceptional performance outlining strategic financial directions for business growth.
Overview
23
23
years of professional experience
7
7
years of post-secondary education
Work History
Head Finance, Business Banking Enablement
Standardbank
Johannesburg, South Africa
05.2017 - 05.2021
- Analyzed financial data regarding product performance and customer performance and developed reports for key stakeholders.
- Provide statistical and financial insight into the establishment and the attainment of the financial objectives of the business unit and to ensure that suitable models, budgetary and performance measurements are in place.
- Predictive financial modelling and insights.
- Lead the development of the advanced statistical and financial models essential for the preparation, analysis and forecasting of the financial results of the BU.
- Provision of financial statements/information, management accounting analytics, business performance evaluation and forecasting to all relevant stakeholders.
- The financial planning cycle: Financial governance, systems, processes, and controls.
Head Finance, Commercial Banking,Specialised Sales
Standardbank
Johannesburg, South Africa
03.2014 - 04.2017
- Established and enforced controls on revenue and expenses to protect company assets.
- Provide relevant financial information to Group Finance, Central Finance, relevant managers, and business unit heads, to ensure they are kept well informed with the performance of their respective areas.
- Prepare and analyse monthly financial management results, headcount and reports for PBB Business, Commercial Banking and Specialised Sales. Co-ordinate feedback and follow-up on queries
- Send relationship financials to relationship manager suite and Commercial Banking head for sign off.
- Monthly preparation of Commercial Banking Exco Financials
- Preparation, presentation and coordinating of the annual budgets and revised estimates to Finance Director and business management.
Finance Manager, Commercial Card
Standardbank
Johannesburg, South Africa
03.2013 - 04.2014
- Managed tracking of [Number] offices and headquarters expenses.
- Monthly consolidation of financial Income Statements
- Budgeting and Forecasting for Commercial banking segment
- Review monthly commentaries across all areas, including investigation into inconsistent and/or major variance
Manager Finance, Self Service Banking
Standardbank
Johannesburg, South Africa
04.2009 - 04.2013
- Compiling the budgets and revised estimates, rolling forecasts and management reporting, including the preparation of the finance packs and query resolution.
- Preparing and understanding the monthly finance commentary for inclusion in the Self Service Banking Management Meeting Packs and Central Finance packs.
- Responding to queries from channel heads regarding transfer expenses.
- Preparation of headcount schedules and reporting of tax schedules and other ad hoc requirements from Self Service Banking.
- Preparation and processing of the budgets and revised estimates and monthly management reports and rolling forecasts.
- Preparing the necessary journals and reconciliation.
Assistant Financial Controller
Standardbank
Johannesburg, South Africa
07.2005 - 04.2009
- Prepare monthly schedules as required, e.g. professional fees, advertising
- Review vouchers and staff claims for authenticity, accuracy of cost allocation/cast and compliance with laid-down instructions/practices
- Assist with the preparation of budgets and revised estimates
- Undertake feasibility studies to improve financial efficiencies.
- Ensure performance measurement controls are in place.
Various Positions Held
Standardbank
Meyerton & Sasolburg Branch, South Africa
01.1998 - 06.2005
- Customer Consultant
- Customer Information Consultant
- Customer service Consultant (Enquiries)
- Teller
- Switchboard/Receptionist
Education
Bachelor of Commerce - Economics, Money And Banking
North-West University
Vaal Triangle 02.1999 - 12.2001
Bachelor of Commerce Honours - Business Management
North-West University
Vanderbijlpark 02.2003 - 12.2003
MBA -
North-West University
Potchefstroom 02.2008 - 11.2011
Skills
Business Performance Reporting
Banking products knowledge
Business models
Microsoft Excel
Bootcamp
Exercising outdoors adds value to my overall health, not just physical, but mental health.
Timeline
Head Finance, Business Banking Enablement
Standardbank
05.2017 - 05.2021
Head Finance, Commercial Banking,Specialised Sales
Standardbank
03.2014 - 04.2017
Finance Manager, Commercial Card
Standardbank
03.2013 - 04.2014
Manager Finance, Self Service Banking
Standardbank
04.2009 - 04.2013
MBA -
North-West University
02.2008 - 11.2011
Assistant Financial Controller
Standardbank
07.2005 - 04.2009
Bachelor of Commerce Honours - Business Management
North-West University
02.2003 - 12.2003
Bachelor of Commerce - Economics, Money And Banking
North-West University
02.1999 - 12.2001
Various Positions Held
Standardbank
01.1998 - 06.2005