Summary
Overview
Work History
Education
Skills
Fullnames
Professionaltitle
Personal Information
Languages
Road Running, Hiking & Gym
Timeline
Generic

Marelize Kraamwinkel

Chartered Accountant
Pretoria,GP

Summary

Thorough team leader with strong organizational capabilities. Experienced in handling numerous projects at once while ensuring accuracy. Effective at prioritizing tasks and meeting deadlines.

Overview

18
18
years of professional experience
4
4
years of post-secondary education

Work History

Finance and Administration Manager

Life Healthcare – Life Wilgers Hospital
9 2018 - Current
  • Company Overview: Acute Private Hospital
  • Management information, financial analysis and budgeting
  • Monthly analysis of hospital results and reporting (incl
  • Activities, key financial ratios and items below the operating EBITDA line), measuring against approved budget and prior year
  • Understanding of revenues, mix, RSRT’s/DRG’s and the resultant analysis and action plans required
  • Formal periodic review of results with hospital ManCo team to ensure functional managers understand the financial position of the hospital and matters for which they are accountable
  • Continual review of balance sheet to monitor recoverability of assets and completeness of liabilities
  • Capex reporting
  • Preparation and review of all budgets
  • Ad hoc projects involving management information and reporting
  • Effective Financial Control, Governance & Statutory Compliance
  • Establish and maintain a strong financial control environment, managing the control of company assets, with special emphasis on cash and fraud prevention measures
  • Conduct Internal Control Review as per the Self Audit Checklist (must be completed at least once a year and cash controls twice a year)
  • Co-ordinate Internal and External audits and achieve Green Internal Audit Ratings and External Audit reports that contain no financial issues more serious than 'housekeeping' matters
  • Adhere to Patient Services & Credit Management Protocols
  • Optimize Patient Services & Credit Control functions & processes through continual review of: Best Operating Practices, Benchmarking of billing adjustments & re-imbursement codes, Hospital performance against standard group targets and quality measures, Group/regional feedback on debtors’ days & bad debt write-offs
  • Manage Debtors Days downwards
  • Implement RSRT action plans through appropriate review of coding and billing processes and controls
  • Interact with group/regional credit risk and patient services support teams where applicable and implement national, group or regional projects or initiatives
  • Maintain adequate provision for doubtful debts on all debtor carrier code groupings and adhere to hand-over and write-off protocols
  • Lead the hospital F&A team to ensure drive towards best operating practices, including regular F&A meetings to review key measures and outputs, as well as implementation and monitoring of corrective actions
  • Participate actively in various leadership teams
  • Actively support change projects & initiatives
  • Drive financial projects
  • Approach change positively & encourage new approaches
  • Acute Private Hospital

Financial Manager: Balance Sheet Management

Nedbank Ltd
01.2017 - 07.2018
  • Company Overview: Financial institution
  • Manage daily / monthly activities to ensure completeness and accuracy of financials
  • Track ongoing financial performance by analysing month end results
  • Understand the business and factors impacting the achievement of financial targets
  • Monthly calculation and transfer pricing of ALM charges on SAP
  • The charges include Cost of Term & Diversification and Liquid Buffer Charges
  • Provide input into the Cash Management and Call liquidity premiums
  • Proactive engagement and educating stakeholders on ALM charges and changes due to on-going Basel 3 requirements
  • Build and maintain relationships with internal and external stakeholders through regular engagement
  • Monthly OPCOM reporting including interim / year end reporting per Group requirements
  • Extensive budgeting and forecasting process incorporating ALM charges and other balance sheet and income statement items
  • Maintenance and analysis of IFRS13 bond liquidity financial model that impacts the fair valuation of Nedbank bonds
  • Provide assistance in compiling the fair value capture book in accordance to the relevant accounting standards
  • Manage and complete all ad-hoc requests required from senior management
  • Financial institution
  • Nedbank accounting systems knowledge
  • MS Office with Advanced excel skills
  • Experience with SAP

Manager: Funds Transfer Pricing – Balance Sheet Management Division

Nedbank Ltd
01.2010 - 12.2016
  • Company Overview: Financial institution
  • Daily production and distribution of Funds Transfer Pricing Curve to stakeholders throughout Bank to be used as base for all external bank pricing
  • Monthly collection, manipulation and processing of Funds Transfer Pricing data for the entire Bank (roughly 8 million transactions) in order to assign each transaction with a relevant FTP Rate
  • Data validation for accuracy
  • Processing FTP Data in FTP System
  • Relevant analysis to stakeholders to facilitate effective risk management for individual Clusters and the Group as a whole
  • Daily resolution of all queries relating to FTP
  • Involvement in structuring of all New Products and the Pricing and FTP treatment thereof throughout the bank
  • Financial institution
  • In depth knowledge of Sendero FTP System
  • Base knowledge of QRM System
  • Excellent Excel (including VBA), Word and Powerpoint skills
  • Very basic SQL coding skills

TOPP Articles

Nedbank Ltd
07.2007 - 12.2009
  • Company Overview: Financial institution
  • Performed day to day finance activities in the Asset and Liability Division
  • Daily Accounting of Swap transactions, including Daily Settlements, Accrual of Interest etc
  • Payments of Tax Invoices
  • Completed Derivative Monthly Return
  • IAS39 Accounting
  • Calculated Transfer Pricing charges (ALM Risk Management, Cash Reserve & Liquid Asset Charges)
  • Managed Suspense Account
  • Account for Interest Rate Unwinds
  • Various Recons incl NII, Suspense Account & Schedule 26 to Capture Book
  • Forecast and Budgeting
  • Responsible for analyzing the financial results of major local and international banks and comparing their performance and capital adequacy with Nedbank’s
  • Involvement in the issuing of new Nedbank Sub Debt and the issuing of Hybrid Sub Debt
  • Encompassed the structuring of various types of Asset Backed Securities Transactions on behalf of diverse clients and administrating Conduit Transactions for Synthesis Funding Limited
  • Financial institution

TIPP Audit Clerk

Ernst & Young
01.2007 - 06.2007
  • Company Overview: Professional Service (Audit)
  • Performed 1st year level audit functions for various audit clients, including: Planning an audit, Testing of internal controls, Substantive testing, Dealing with accounting issues, Finalising and concluding the audit, Reporting to management
  • Professional Service (Audit)
  • Clients included: Senwes & Clover

Education

Grade 12 (Matric) - Afrikaans, English, Accounting, Maths, Science, Computer Studies, Commercial Law

Hoërskool Garsfontein

BCom - Financial Accounting, Cost and Management accounting, Auditing, Taxation, Business management, Commercial Law, Statistics, Economics, Informatics, Business Ethics

University of Pretoria
01.2002 - 01.2005

Hons Bcompt / CTA - Financial Accounting, Auditing, Taxation, Management and Cost Accounting

UNISA
01.2006 - 01.2007

Qualifying Examination (QE) - Part 1 - Financial Accounting, Auditing, Taxation, Management and Cost Accounting

RAU board course / (SAICA)

Post Graduate Diploma in Auditing - Auditing

UJ - APT

Qualifying Examination (PPE) - Part 2 - Financial Management

(SAICA)
01-2008

Skills

    Internal Controls

    Accounts Payable

    Accounts Receivable

    Cost Control

    Bank Reconciliation

    Month-end closings

    Cash Flow Management

    Operations Management

    Financial analysis and reporting

    Financial Reporting

    Strategic Planning

    Project Management

Fullnames

Marelize Kraamwinkel

Professionaltitle

CA (SA)

Personal Information

  • ID Number: 8301180302089
  • Age: 41
  • Health Status: Excellent
  • Notice Period: 30 days
  • Date of Birth: 01/18/83
  • Gender: Female
  • Nationality: South African
  • Driving License: Code 08
  • Marital Status: Married

Languages

English
Afrikaans

Road Running, Hiking & Gym

Passion for the outdoor and movement.

Timeline

Financial Manager: Balance Sheet Management

Nedbank Ltd
01.2017 - 07.2018

Manager: Funds Transfer Pricing – Balance Sheet Management Division

Nedbank Ltd
01.2010 - 12.2016

TOPP Articles

Nedbank Ltd
07.2007 - 12.2009

TIPP Audit Clerk

Ernst & Young
01.2007 - 06.2007

Hons Bcompt / CTA - Financial Accounting, Auditing, Taxation, Management and Cost Accounting

UNISA
01.2006 - 01.2007

BCom - Financial Accounting, Cost and Management accounting, Auditing, Taxation, Business management, Commercial Law, Statistics, Economics, Informatics, Business Ethics

University of Pretoria
01.2002 - 01.2005

Finance and Administration Manager

Life Healthcare – Life Wilgers Hospital
9 2018 - Current

Grade 12 (Matric) - Afrikaans, English, Accounting, Maths, Science, Computer Studies, Commercial Law

Hoërskool Garsfontein

Qualifying Examination (QE) - Part 1 - Financial Accounting, Auditing, Taxation, Management and Cost Accounting

RAU board course / (SAICA)

Post Graduate Diploma in Auditing - Auditing

UJ - APT

Qualifying Examination (PPE) - Part 2 - Financial Management

(SAICA)
Marelize KraamwinkelChartered Accountant