Luxolo Xundu
Private Wealth Advisor
Johannesburg
Summary
Highly Motivate Private Wealth Advisor with experience advising clients on investment strategies, retirement planning,risk planning, overall financial planning and private banking. Strong background in understanding banking financial markets, financial products and risk management. Proven track record in helping clients meet financial goals through sound advice and effective guidance.
Overview
13
13
years of professional experience
1
1
Certification
5
5
Languages
Work History
Private Wealth Advisor
FNB Private Banking And Advisory
06.2021 - Current
- Implemented effective risk management strategies within client portfolios, minimizing losses during periods of market volatility.
- Collaborated with a team of professionals to ensure optimal investment allocation and tax-efficient strategies for clients.
- Negotiated favorable terms for clients during transactions involving real estate or other illiquid investments.
- Strengthened the firm''s reputation by consistently delivering high-quality wealth advisory services that exceeded expectations.
- Full financial needs analysis for clients to identify short falls in their planning.
- Investment planing analysis and product recommendation and implementation.
- Risk planing analysis and product recommendation and implementation.
- Complex Structured financing solution.
- Legacy planning implementation.
- Last Will and Testament drafting and implementation with the assistance of specialists.
- VIP Portfolio management.
- UHNW client base management.
Private Wealth Banker
FNB Private Wealth
09.2019 - 05.2021
- Mentored junior staff members, fostering a supportive work environment that encouraged professional growth and development.
- Continuously updated knowledge of industry trends, regulations, and competitor offerings to maintain a competitive edge in the banking market.
- Conducted detailed market research to identify new opportunities for growth within the banking sector.
- Managed risk exposure by conducting thorough credit assessments for loan applicants.
- Enhanced bank profitability by effectively cross-selling various financial products and services.
- Increased client satisfaction by providing tailored financial advice and personalized banking solutions.
- Leveraged advanced analytical tools to assess portfolio performance, making informed recommendations for adjustments as needed.
- Strengthened customer relationships through attentive service and prompt resolution of inquiries.
- Established rapport with new clients to increase satisfaction and loyalty.
- Balance sheet growth and wealth creation for my clients.
Private Banking Analyst
FNB Private Wealth
01.2017 - 08.2019
- Optimized resource allocation by conducting thorough cost-benefit analyses on potential investments.
- Enhanced customer satisfaction rates through detailed analysis of customer feedback data and subsequent improvements in service offerings.
- Collaborated with cross-functional teams to identify opportunities for process improvement and increased efficiency.
- Improved internal knowledge sharing by developing comprehensive documentation outlining standard operating procedures for various tasks.
- Performed system analysis, documentation, testing, implementation, and user support for platform transitions.
- Optimized core processes to improve business performance and operational agility.
- Identified and resolved problems through root cause analysis and research.
- Collected, arranged, and input information into database system.
- Gathered, organized and input information into digital database.
Debtors Administration Specialist
Bayport Financial Services South Africa
07.2013 - 12.2016
- Maintained high levels of confidentiality by safeguarding sensitive information, both physical and digital records.
- Ensured compliance with company policies through diligent monitoring of expense reports accuracy before submitting them for approval.
- Collaborated with cross-functional teams to develop strategies for streamlining workflow and improving overall efficiency within the organization.
- Increased customer satisfaction through prompt responses to inquiries, consistent follow-ups, and excellent problem-solving skills.
- Enhanced team productivity with thorough training sessions for new employees, resulting in seamless integration into the workforce.
- Provided comprehensive support to management teams during key projects, ensuring deadlines were met and objectives achieved.
- Contributed to the development of company-wide training programs by collaborating with HR teams and providing input on relevant topics.
- Implemented time-saving software tools to automate routine tasks such as data entry or report generation which increased overall efficiency in the workplace.
- Boosted employee morale through regular recognition of achievements and fostering an inclusive work environment that values teamwork and collaboration.
- Leveraged bookkeeping software and automated processes to reduce errors.
- Generated reports to suggest corrective actions and process improvements.
- Assisted financial constrained individuals and provided debt management solutions.
- Worked with client under debt review and those with Garnishee orders ad helped create new payment plans.
Client Liaison Officer
TransUnion
09.2011 - 07.2013
- Developed comprehensive reports on client interactions, providing valuable insights for management review and decision-making processes.
- Maintained a thorough understanding of industry trends, enabling informed recommendations on products or services that could benefit clients'' businesses.
- Served as the primary point of contact for assigned clients, coordinating all aspects of their relationship with the company from initial inquiries through successful project completion.
- Processed adverse information so that subscribers can make informed credit risk decisions.
- Timeously resolved disputes, ensuring data accuracy.
- Judgment information verification and amending.
- Removal of Consumer defaults and Payment profile information after thorough investigation.
Education
Post Graduate Diploma - Financial Planning
University of The Free State
Bloemfontein, South Africa 04.2001 -
Bachelor of Commerce - Financial Management
University of The Free State
Bloemfontein, South Africa 04.2001 -
High School Diploma -
Queens College Boys High School
Queenstown, South Africa 04.2001 -
Skills
Debt management
undefinedCertification
RE 5
Timeline
Private Wealth Advisor
FNB Private Banking And Advisory
06.2021 - Current
Private Wealth Banker
FNB Private Wealth
09.2019 - 05.2021
Private Banking Analyst
FNB Private Wealth
01.2017 - 08.2019
Debtors Administration Specialist
Bayport Financial Services South Africa
07.2013 - 12.2016
Client Liaison Officer
TransUnion
09.2011 - 07.2013
Post Graduate Diploma - Financial Planning
University of The Free State
04.2001 -
Bachelor of Commerce - Financial Management
University of The Free State
04.2001 -
High School Diploma -
Queens College Boys High School
04.2001 -
RE 5
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