Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Lutho Ntantiso

Senior Business Analyst
Johannesburg

Summary

Senior Business Analyst with 5+ years of experience delivering technology solutions across contact centre platforms and core banking payment systems within the banking industry. Skilled in translating complex business needs into scalable technical solutions while facilitating collaboration between business, architecture, and technical teams.

Experienced in payment processing, financial transaction flows, API integrations, fraud score enablement, and regulatory initiatives. Proven ability to conduct business impact assessments, define solution requirements, and support delivery across the SDLC.

Previously worked in the contact centre technology domain, enabling voice and routing capabilities for assisted banking platforms. Currently focused on payments ecosystem enablement, supporting integrations, financial transaction flows, and compliance-driven initiatives.

Strong understanding of banking architecture, system integration patterns, and payment rails.

Overview

7
7
years of professional experience

Work History

Senior Business Analyst

FNB Commercial Projects and Operations
10.2024 - Current

Role Overview

Lead analysis activities across the payments ecosystem, supporting initiatives impacting payment processing, fraud detection, financial transaction flows, and API enablement.

Key Responsibilities

  • Lead business analysis and requirements definition for payment initiatives across EFT and internal transfer capabilities.
  • Conduct Business Impact Assessments to determine system impacts, dependencies, and integration points across payment systems.
  • Facilitate project kickoff sessions to align stakeholders on scope, risks, constraints, and expected deliverables.
  • Analyse and document end-to-end financial transaction flows across multiple systems and payment rails.
  • Work closely with architects and technical teams to define API integration requirements and service consumption patterns.
  • Support compliance and regulatory initiatives impacting payment processing and transaction data.
  • Drive stakeholder alignment between business units, product owners, architects, and engineering teams.

Key Contributions

  • Supported the integration of fraud scoring capabilities into payment processing to improve risk detection.
  • Contributed to modernisation initiatives, including migration from legacy services to API-driven integrations.
  • Improved requirement gathering processes for development by introducing structured kickoff and early analysis processes.
  • Enabled multiple cross-platform payment integrations through clear documentation of system interactions and transaction flows.

Intermediate Business Analyst

FNB ConnectMe
01.2021 - 09.2024

Role Overview

Delivered analysis for contact centre and assisted banking platforms, supporting voice capabilities, routing logic, and integration with banking systems.

Key Responsibilities

  • Gathered and documented requirements for voice, routing, and assisted banking capabilities.
  • Facilitated stakeholder workshops, requirement elicitation sessions, and solution walkthroughs.
  • Produced process flows, use cases, and functional specifications to support development teams.
  • Analysed system interactions between contact centre platforms and banking services.
  • Supported the delivery of inbound and outbound voice functionality for customer engagement.

Key Contributions

  • Enabled customer interaction capabilities through integration between telephony infrastructure and banking platforms.
  • Supported delivery of voice routing enhancements to improve agent and customer experience.

Research and Development

University of the Western Cape
01.2019 - 11.2019

Role Overview

Conducted research and development activities focused on Smart Cities and Internet of Things (IoT) technologies, supporting innovation initiatives through research analysis, programming implementation, and technology experimentation.

Key Responsibilities

  • Conducted research on Smart Cities and IoT technologies to explore emerging technological capabilities.
  • Evaluated research findings and analysed results to provide insights for technology development initiatives.
  • Applied programming techniques and IoT concepts to implement and test research ideas.
  • Documented research outcomes and supported the development of proof-of-concept solutions.

Computer Science Tutor

University of the Western Cape
01.2019 - 11.2019

Role Overview

Provided academic tutoring and support to university students by facilitating learning sessions, assessing progress, and strengthening subject comprehension.

Key Responsibilities

  • Delivered tutorial sessions and facilitated learning activities to support student understanding.
  • Tracked student progress through quizzes, exercises, and assessments.
  • Identified knowledge gaps and adapted tutoring methods to address learning needs.
  • Provided constructive feedback to help students improve performance.
  • Built strong relationships with students to create a supportive learning environment.

Education

Bachelor of Science (Honours) - Computer Science

University of The Western Cape
Cape Town, South Africa
04.2001 -

Bachelor of Science - Computer Science

University of The Western Cape
Cape Town, South Africa
04.2001 -

Matric - Mathematics, Physical Science & Accounting

Holy Cross High School
Mthatha, South Africa
04.2001 -

Skills

Business Analysis

Requirements elicitation

Business impact assessments

Process modelling

Functional specifications

Business Requirement Specification

Stakeholder management

Collaboration

SDLC and BDLC

Agile and Waterfall methodologies

UAT

Technical Skills

APIs (REST and SOAP)

UML

Prototyping

SQL

Use Case Diagrams

Flow Charts

Tools

JIRA

Confluence

Drawio / Process modelling tools

FIGMA

Accomplishments

    • Accenture Scholarship.

    • Golden Key member.

    • Journal Paper publication: A review study on Federated machine learning.

Timeline

Senior Business Analyst

FNB Commercial Projects and Operations
10.2024 - Current

Intermediate Business Analyst

FNB ConnectMe
01.2021 - 09.2024

Research and Development

University of the Western Cape
01.2019 - 11.2019

Computer Science Tutor

University of the Western Cape
01.2019 - 11.2019

Bachelor of Science (Honours) - Computer Science

University of The Western Cape
04.2001 -

Bachelor of Science - Computer Science

University of The Western Cape
04.2001 -

Matric - Mathematics, Physical Science & Accounting

Holy Cross High School
04.2001 -
Lutho NtantisoSenior Business Analyst