Lucky Mazibuko
Summary
I am Quantitative Analyst by profession. I am analytical, committed, can work under pressure, I am a team player, I am Problem Solver and I love Mathematical Statistics. I hold a master's degree majoring in Actuarial Sciences and I obtained an average of 73% in my BSc Honours Degree in Statistics. 2019: Obtained Master's Degree majoring in Actuarial Sciences.
Overview
14
14
years of professional experience
Work History
AI Engineer
Esusfarm
Johannesburg , South Africa
03.2025 - I currently work here
- Delivered custom AI solutions for clients, addressing unique challenges and delivering measurable outcomes.
- Collaborated with cross-functional teams to identify opportunities for AI application across various business units.
- Designed, developed, and deployed machine learning models to improve predictive analytics for client projects.
- Participated in industry conferences and workshops, staying abreast of latest trends and best practices in AI.
- Coordinated with product managers to define clear project scopes, ensuring alignment with business goals and objectives.
- Monitored AI systems post-deployment to assess performance and implement necessary adjustments.
- Utilised advanced knowledge of Java, Python, and C++ to develop high-quality, scalable code for various projects.
- Led the integration of AI technologies into existing systems, significantly enhancing operational efficiency.
- Led a team of software engineers in designing innovative software solutions, meeting tight deadlines and project specifications.
- Measured software performance using pre-agreed metrics.
- Developed reinforcement learning and environmental modeling systems for
- low-connectivity regions.• Designed Q-learning agents to optimize SMS communication schedules per farmer.• Built drought detection models using ET■ and precipitation data.• Integrated crop data, location inference, and weather predictions for contextual SMSmessaging.• Deployed scalable pipelines using PySpark and Microsoft Fabric Delta.• Built asynchronous AI-powered SMS systems adapting to predicted farmer engagement.• Developed probabilistic engagement models for hourly message prioritization.• Engineered safe, concurrent SMS pipelines with retries and timeouts.• Integrated ensemble-ready outputs into Fabric Delta for downstream analytics.• Enabled real-time operationalization of AI advisories in distributed Spark environmen
Model Development Analyst
Absa Bank Limited
11.2022 - Current
- Responsible for Expected Credit Loss including Probability of Default, Loss Given Default and Exposure at Default.
- Build analytical tools to generate insights, recognize patterns and predict behavior/business partnership.
- Present insights/tactical plans to business areas to enable enhancements, new initiatives etc. within the specific business being supported, to ultimately enable a better customer experience.
- Data governance and control: ensure accuracy of data collected and ensure Data governance required are met and adhered to.
- Development solutions to current business problems that commercial sense by extracting, analyzing, and interpreting relevant data and engaging with key enablers in the business.
- Responsible for LGD valuation model monitoring which is used to impute missing trade price which will be used to calculate the loan to value.
- Responsible to calculate the Modification loss adjustment which is used to calculate the probability of cure for non/debt counselling accounts in performing by month since debt counselling accounts or month since default and it is used in Expected Credit loss.
- Development rate refreshes that happen every six months, it includes PD, LGD, EAD, SICR, Modification loss, Macroeconomic CRI and CLI. These will be used to calculate the ECL impacts.
Senior Quantitative Analyst
First National Bank
Johannesburg
09.2019 - 11.2022
- To plan, build and implement innovative quantitative analytic methodologies, procedures, products, and models within a broad framework to enhance and inform strategic decisions in FNB.
- To provide analytical support and interpret insights to address business opportunities and problems.
- Develops core analytical quantitative, or econometric techniques.
Quantitative Analyst
First National Bank
05.2017 - 08.2019
- Extra data from various sources and convert into meaningful information that can enhance the effectiveness of business decisions.
- Take a lead role in the end-to-end predictive models' development, marketing campaign leads preparation and tracking processes.
- Presenting new and enhanced models at relevant committees and meeting.
- Maintaining strategic data sets and processes to create value added knowledge of the bank's products, channels, service levels, trends, or customers through interpreting business needs and translate into generation of marketing campaign analysis.
- Interpret analytical results, draw conclusions, and recommend appropriate actions to business.
- Perform marketing campaign governance and manage existing reports/dashboards through ongoing production of MIS outputs to ensure consistent information supply in the required format and by adding additional insight into information produced for clients to ensure a value added service to any information request to enhance business efficiencies.
Business Intelligence Analyst
First National Bank
06.2016 - 04.2017
- Extra data from various sources and convert it into meaningful information that can enhance the effectiveness of business decisions.
- Develop reports of a strategic, tactical, or operational nature as required.
- Develop high-level analytical reports to respond to key issues and current business needs.
- Compile strategic dashboards, data visualization and analysis of data for internal present to stakeholders at various levels of the organization.
- Ongoing production of MIS outputs and reports to ensure consistent information supply in the required format.
- Liaison, consultancy, and relationship building with internal clients, ensuring their information requirements are satisfied.
- Involvement in new projects, design and develop Business intelligence solutions in line with business requirements.
- Service adhoc requests for information from clients within required time-frame and specification.
- Identify and leverage possible areas of optimization to enhance the organization's service offering.
- Management of existing reports/dashboards.
- Enrichment of data for decision making purposes.
Business Intelligence Analyst
MMI Holdings
04.2014 - 05.2016
- Collecting, capturing, analyzing, and interpreting data.
- Effective management of data.
- Ensuring the quality of data and reports. Collect and capture data.
- Obtain required data from all stakeholders, convert and capture data onto the reporting system.
- Reporting.
- Develop methodologies and methods for analyzing and presenting data.
- Efficient compilation and presentation of divisional and functional reports, data trends and analysis.
- Compile sales stats and competition results.
- Identify risks to the company and escalate accordingly.
- Ensure Service Level Agreements are met and exceeded.
- Providing first time resolution on inquiries.
- Dealing with client requests in a competent, efficient, and professional manner.
- Taking ownership of queries and ensuring they are resolved timeously and effectively.
- Perform complex data analysis in support of ad-hoc and ongoing requests.
- Interpret and analyze trends in information to gain valuable business insights.
- Use data mining tools to identify patterns in the data.
- Identify opportunities for improved business performance based on information.
- Centurion
Educator teaching Mathematics Grade 10-12
Free State Department of Education
Phuthaditjhaba
01.2012 - 03.2014
- Certificate of achieving a 96% pass rate in Grade 12 Mathematics in teaching in Thabo Mofutsanyane District for 2012.
- Certificate of being in the top 10 best teachers in the Free State Department of Education and with a pass rate of 98% for 2013.
- Phuthaditjhaba
Education
Master's - Actuarial Science
University of the Free State (UFS)
12.2014
Bachelor of Science Honors - Statistics
University of the Free State (UFS)
12.2014
Bachelor of Science - Mathematical Statistics
University of the Free State (UFS)
12.2011
Grade 12 -
Lekgulo Senior Secondary
01.2006
Skills
- Analytical
- Data analysis
- Problem solving
- Strong collaboration
- Risk analysis
- Client centric
- Communication
- Professionalism
- MS Excel (advanced)
- MS Word
- PowerPoint
- SQL
- SAS Enterprise Guide
- R studio programming
- MATLAB
- QlikView
- POWERBI
Languages
English
Sesotho
Zulu
References
Available on request
Attributes
- Accountable
- Committed
- Enjoy team work
- Work independently
- Performs well under pressure
- Good interpersonal interaction
- Quick learner
- Continuous improvement
- Delivery oriented
- Sense of ownership
- Self-motivated
Timeline
AI Engineer
Esusfarm
03.2025 - I currently work here
Model Development Analyst
Absa Bank Limited
11.2022 - Current
Senior Quantitative Analyst
First National Bank
09.2019 - 11.2022
Quantitative Analyst
First National Bank
05.2017 - 08.2019
Business Intelligence Analyst
First National Bank
06.2016 - 04.2017
Business Intelligence Analyst
MMI Holdings
04.2014 - 05.2016
Educator teaching Mathematics Grade 10-12
Free State Department of Education
01.2012 - 03.2014
Master's - Actuarial Science
University of the Free State (UFS)
Bachelor of Science Honors - Statistics
University of the Free State (UFS)
Bachelor of Science - Mathematical Statistics
University of the Free State (UFS)
Grade 12 -
Lekgulo Senior Secondary