Summary
Overview
Work History
Education
Skills
Timeline
Generic

Lifalethu Nkosi

Financial Planner
Durban

Summary

Results-oriented achiever with proven ability to exceed targets and drive success in fast-paced environments. Combines strategic thinking with hands-on experience to deliver impactful solutions and enhance organizational performance.

I'm a strong believer in setting out a clearcut strategy that identifies strengths, weaknesses, challenges and solutions towards achieving a unit or an organisation's goals.

Overview

9
9
years of professional experience
8
8
years of post-secondary education

Work History

Financial Planner

Nedbank
Durban
07.2019 - 12.2024
  • Educated clients on various investment products and tax-saving strategies, empowering informed decision making.
  • Drafted comprehensive financial plan to offer recommendations and supporting data.
  • Conducted thorough risk assessments, ensuring appropriate asset allocation aligned with clients'' risk tolerance levels.
  • Coached and advised clients in business plans and processes to achieve profit objectives.
  • Developed comprehensive financial plans for clients, resulting in improved long-term stability and growth.
  • Built strong relationships with clients through consistent communication and proactive portfolio updates.
  • Increased client satisfaction by providing personalized financial planning services and investment recommendations.
  • Interviewed clients to determine current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance and other information needed to develop financial plan.
  • Established strong partnerships with external professionals such as attorneys or accountants, enabling comprehensive client support in all financial matters.
  • Researched and evaluated potential investment products for clients.
  • Developed and maintained strong relationships with clients to maximize satisfaction.

Financial Planner

Old Mutual Life Assurance
05.2019 - 06.2019
  • Educated clients on financial topics and best practices.
  • Developed and maintained strong relationships with clients to maximize satisfaction.
  • Recommended specific investments to help clients meet financial goals.
  • Assisted clients with budgeting and cash flow management.
  • Educated clients on potential risks and rewards associated with various investments.
  • Informed clients of strategies for reducing debt and maximizing savings.
  • Helped clients make informed decisions about financial future.
  • Provided exceptional customer service, fostering positive word-of-mouth referrals from satisfied clients.
  • Established and deepened existing client relationships through complex financial planning.
  • Coached and advised clients in business plans and processes to achieve profit objectives.

SMBS Inbound Consultant

WNS Global Services
05.2017 - 04.2019
  • Collaborated with cross-functional teams to successfully deliver comprehensive solutions for clients.
  • Managed client relationships through regular check-ins and updates on project progress.
  • Liaised with customers, management, and sales team to better understand customer needs and recommend appropriate solutions.
  • Implemented customer relationship management (CRM) systems, improving client engagement and retention rates.
  • Boosted client revenue streams by identifying and capitalizing on untapped market opportunities.
  • Evaluated customer needs and feedback to drive product and service improvements.
  • Generated reports detailing findings and recommendations.
  • Developed and maintained strong client relationships, ensuring high levels of satisfaction and repeat business.

Business Manager

Magaye Business Consultants
07.2016 - 05.2017
  • Enhanced team productivity by providing guidance on effective time management and prioritization techniques.
  • Evaluated existing business models, identifying areas of improvement to increase revenue generation potential.
  • Developed complete business plans and operational strategies for new and existing business.
  • Increased client satisfaction by implementing tailored solutions for their unique business needs.
  • Established and maintained relationships with key stakeholders for growth opportunities and successful partnerships.
  • Identified growth opportunities for clients by conducting thorough financial and risk assessments.
  • Led restructuring of organization internal processes, resulting in improved performance.
  • Performed as consultant for startup business in areas of marketing, logistics, and training to various behavioral healthcare service professionals.
  • Developed business strategies by conducting comprehensive market research and competitor analysis.
  • Built strong relationships with clients by consistently delivering actionable insights.
  • Conducted in-depth market research to identify trends, informing strategic decisions.
  • Analyzed financial data to identify cost-saving opportunities for clients.
  • Guided clients through change management processes, minimizing disruptions to business operations.
  • Led negotiations for clients, securing favorable terms and conditions.
  • Transformed client business processes through introduction of agile methodologies, significantly increasing agility and responsiveness.
  • Educated staff on organizational mission and goals to help employees achieve success.

Financial Advisor

Sanlam Life
08.2015 - 06.2016
  • Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
  • Developed comprehensive financial plans for clients to achieve short-term and long-term goals.
  • Provided comprehensive retirement planning services, ensuring clients maintain their desired lifestyle postretirement.
  • Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
  • Developed personal rapport with each client to maintain customer loyalty and establish long-term accounts.
  • Ensured compliance with industry regulations and company policies while serving clients'' best interests.
  • Established new client relationships by conducting thorough needs assessments during initial consultations.
  • Studied financial documents to identify potential areas needing improvement.
  • Researched and evaluated potential investment products for clients.
  • Informed clients of strategies for reducing debt and maximizing savings.
  • Devised comprehensive financial plans for clients to achieve short and long-term financial goals.
  • Researched current economic trends and investment opportunities to stay abreast of financial markets.
  • Presented financial plans and investment recommendations to clients.
  • Assisted clients with budgeting and cash flow management.
  • Advised clients on investments, retirement and estate planning.
  • Helped clients make informed decisions about financial future.

Education

Bcom Honours in Economics - Economics

University of South Africa (UNISA)
Durban
01.2018 - 02.2019

B.com in Economics - Economics

University of South Africa (UNISA)
Durban
01.2011 - 06.2017

High School Diploma -

Durban High School
Durban

Skills

Teamwork orientation

Sales acumen

Leadership qualities

Client relationship development

Business development

Client needs assessment

Quantitative analysis

Customer expectations management

Professionalism

Project management

Client engagement

Strategic planning

Timeline

Financial Planner

Nedbank
07.2019 - 12.2024

Financial Planner

Old Mutual Life Assurance
05.2019 - 06.2019

Bcom Honours in Economics - Economics

University of South Africa (UNISA)
01.2018 - 02.2019

SMBS Inbound Consultant

WNS Global Services
05.2017 - 04.2019

Business Manager

Magaye Business Consultants
07.2016 - 05.2017

Financial Advisor

Sanlam Life
08.2015 - 06.2016

B.com in Economics - Economics

University of South Africa (UNISA)
01.2011 - 06.2017

High School Diploma -

Durban High School

Similar Profiles

CREATE PROFILE
Lifalethu NkosiFinancial Planner