Naeem Kamaar

Optimized cash flow by implementing effective cash management strategies and monitoring daily liquidity positions.

• Accurately completed financial statement audits and thoroughly reviewed results.
• Followed up with delinquent accounts to obtain funds and reduce aging balances.
• Verified accurate completion of corporate income tax returns and optimal use of favorable tax codes.
• Liaised with financial institutions to secure project funding and optimize financial resources.
• Led financial planning and forecasting process to allocate resources in line with business demands.
• Increased flow of financial information throughout company by improving communication strategies.
• Implemented robust cash forecasting models to accurately predict future cash needs and inform decision-making within the organization.
• Provided valuable insights to senior management on matters related to cash, investments, and risk management for informed decision making.
• Managed outstanding balance amounts by evaluating reports and determining collection statuses.
• Safeguarded company assets from potential fraud incidents by implementing stringent security measures across all aspects of treasury operations.
• Maximized year-end tax benefits by efficiently managing cash flows.
• Managed foreign exchange exposures by developing a comprehensive hedging strategy to minimize currency risks.
• Reduced bank fees by negotiating favorable banking terms and services agreements with multiple financial institutions.
• Developed strong relationships with banking partners for improved service levels and competitive pricing negotiations.
• Drafted treasury reports to support management decision-making needs.
• Planned and managed $100 Mio annual budgets, tracking expenses, and investigating discrepancies to maintain optimal controls
• Worked with several executives to create annual budget and track actual expenses against projected expenses
• Oversaw accounts payable and receivable operations for a Oil Trading business with $8 Mio in monthly expenses

• Optimized cash flow by implementing effective cash management strategies and monitoring daily liquidity positions.
• Increased flow of financial information throughout company by improving communication strategies.
• Improved financial reporting by creating customized reports that provided actionable insights into cash positions, investment performance, and exposure levels.
• Provided valuable insights to senior management on matters related to cash, investments, and risk management for informed decision making.
• Managed daily financial functions in collaboration with accounting and payroll personnel.
• Managed budgets, assets, portfolios, accounts payable, and receivable and general financial reporting procedures.
• Managed foreign exchange exposures by developing a comprehensive hedging strategy to minimize currency risks.
• Reduced bank fees by negotiating favorable banking terms and services agreements with multiple financial institutions.
• Developed strong relationships with banking partners for improved service levels and competitive pricing negotiations.
• Assisted with day-to-day operations, working efficiently and productively with all team members.
• Demonstrated strong organizational and time management skills while managing multiple projects.
• Implemented robust cash forecasting models to accurately predict future cash needs and inform decision-making within the organization.

• Managed outstanding balance amounts by evaluating reports and determining collection statuses.
• Oversaw financial reporting process to facilitate timely and accurate financial statement preparation.
• Provided treasury and cash management by overseeing reconciliation of banking activity, credit card processing, and sales tax returns.
• Used [Software] and [Software] to prepare external audit documentation and financial reports to assist management in operational planning and key decision making.
• Streamlined payment processes by implementing an electronic payment system that reduced manual errors and increased operational efficiency.
• Increased flow of financial information throughout company by improving communication strategies.
• Ensured compliance with regulatory requirements by staying updated on relevant laws, regulations, and best practices within the treasury function.
• Optimized cash flow by implementing effective cash management strategies and monitoring daily liquidity positions.
• Reduced bank fees by negotiating favorable banking terms and services agreements with multiple financial institutions.
• Managed foreign exchange exposures by developing a comprehensive hedging strategy to minimize currency risks.
• Collaborated cross-functionally with other departments such as finance, accounting, tax, legal, and procurement to ensure seamless integration of treasury-related activities.
• Liaised with financial institutions to secure project funding and optimize financial resources.
• Contributed to annual budgeting processes by providing accurate projections of interest income, expenses, and capital expenditures related to treasury operations.
• Proven ability to learn quickly and adapt to new situations.
• Skilled at working independently and collaboratively in a team environment.

• Diminished outstanding debts by analyzing accounts for issues.
• Facilitated month-end and year-end closing processed to support accuracy and completeness of financial reports.
• Tracked funds, prepared deposits and reconciled accounts.
• Maintained detailed financial records of accounts receivable and payable status and bank reconciliations.
• Reviewed general ledger entries and assessed accuracy.
• Supervised accounting staff to provide feedback and evaluate progress.
• Cooperated with senior leaders to create operating budgets and initiate financial planning.
• Increased profitability by identifying cost-saving opportunities and recommending adjustments to expense allocations.
• Enhanced cash flow management through prompt invoicing and effective accounts receivable follow-up procedures.
• Assisted with monthly and quarterly income statements, balance sheets and cash flow reports to inform decision-makers.
• Assisted with timely month-end closing procedures, resulting in accurate financial reporting.
• Provided journal entries and performed accounting on accrual basis.
• Analyzed and verified employee expense reports for accuracy.
• Monitored bank account activity regularly, identifying potential errors or fraudulent transactions for swift resolution.
• Checked general ledger entries to increase accuracy, prevent significant errors and identify adjustments.
• Completed financial reports, providing insight into performance, operations, and cash flow.
• Managed fixed asset records, ensuring proper capitalization and depreciation calculations in accordance with company policy and tax regulations.
• Processed payroll by validating work hours and attendance of employees.
• Monitored status of accounts receivable and payable to facilitate prompt processing.
• Assisted in the implementation of new accounting software, leading to more efficient workflows and reduced manual input errors.
• Contributed to the annual budgeting process by providing accurate forecasts and analysis of expenses.
• Kept up-to-date with tax changes and industry trends by participating in professional organizations, opportunities, and networks.
• Reconciled company accounts for credit cards, employee expenses, and commissions.
• Prepared working papers, reports and supporting documentation for audit findings.
• Gained strong leadership skills by managing projects from start to finish.
• Proven ability to learn quickly and adapt to new situations.
• Applied effective time management techniques to meet tight deadlines.

• Diminished outstanding debts by analyzing accounts for issues.
• Facilitated month-end and year-end closing processed to support accuracy and completeness of financial reports.
• Tracked funds, prepared deposits and reconciled accounts.
• Maintained detailed financial records of accounts receivable and payable status and bank reconciliations.
• Supervised accounting staff to provide feedback and evaluate progress.
• Reviewed general ledger entries and assessed accuracy.
• Enhanced cash flow management through prompt invoicing and effective accounts receivable follow-up procedures.
• Assisted with monthly and quarterly income statements, balance sheets and cash flow reports to inform decision-makers.
• Used accounting software to issue tax returns and prepare consolidated reports.
• Supported audit preparation efforts by compiling relevant documents and addressing auditor inquiries promptly.
• Analyzed and verified employee expense reports for accuracy.
• Checked general ledger entries to increase accuracy, prevent significant errors and identify adjustments.
• Completed financial reports, providing insight into performance, operations, and cash flow.
• Managed fixed asset records, ensuring proper capitalization and depreciation calculations in accordance with company policy and tax regulations.
• Developed strong relationships with vendors, fostering an environment of trust and enabling prompt resolution of any billing discrepancies.
• Processed payroll by validating work hours and attendance of employees.
• Prepared working papers, reports and supporting documentation for audit findings.
• Worked well in a team setting, providing support and guidance.
• Paid attention to detail while completing assignments.
• Demonstrated respect, friendliness and willingness to help wherever needed.