Kenewang Daniel Sebigi

Provide ongoing oversight, evaluation, identification and assessment of FirstRand AML compliance and monitoring activities.

Provide independent , risk based compliance assurance testing to evaluate financial crime controls (as guest audit or compliance) .

Conduct evaluation and assessments in accordance with the FCC coverage plan.

Responsible for regulatory risk (compliance) management relating to Anti Money Laundering and Counter Terrorist Financing, including but not limited to FATCA.

Assisting and guiding business to implement appropriate controls to mitigate against these risks.

Monitoring of compliance to relevant regulations and administration requirements.

Managing internal and external stakeholder relationships

Managing and overseeing programmes, projects and monitoring plans together with the Head, Financial Crime Regulatory Compliance.

• Assist to define, set, and manage compliance frameworks, policies, and standards specific to the function and ensure communication thereof to impacted stakeholders
• Manage compliance matters to ensure Group Compliance objectives are met
• Strategic involvement in decision making on advice process and distribution of products
• Develop and implement the Compliance programme for Advice and financial services,
• Maintain compliance risk management frameworks,
• Responsible for oversight of Regulatory change management and guidance on compliance impact in the various business areas
• Provide written guidance to senior management on complex compliance issues
• Oversee the management of Group FAIS Ombud complaints
• Define, assess, maintain and advise on the regulatory universe
• Develop and facilitate compilation and review of compliance risk management plans [CRMP]
• Compile and submit internal and external compliance reports
• Interact with industry regulators, supervisors and stakeholders as and when required
• Develop, document and review BBB-EE compliance
• Develop, maintain, and manage a Company Policy library
• Review, amend and develop new internal policies in conjunction with relevant line manager
• Develop, document and review Governance procedures and make recommendations for improvement
• Provide guidance and advice regarding information pertaining to and the administration of Corporate Governance documents
• Assisting with the monitoring of compliance of management with standing delegations from the board and reporting any breaches.

• Plan and monitor the implementation of an integrated regulatory and assurance compliance system (including processes, people, standards, management frameworks, practices and technology) to support the business strategy
• Formulate, document and implement the necessary to train staff on applicable legislation policies, processes and practices
• Provide Compliance culture awareness on relevant legislation and promote group wide compliance culture
• Ensure that the current policies are reviewed, and new policies implemented where applicable
• Provide advice and guidance on applicable legislation to internal stakeholders
• Evaluate operational risks, as well as identify risks/potential risks and direct them to the appropriate stakeholders within business
• Represent and maintain relationships with Regulators
• Drafting of compliance reports and submit to various internal committees
• Ensure that the Compliance Manual, processes and procedures align with the latest legislative and industry requirements
• Collaborates with other departments e.g
• Risk, Internal Audit, Finance etc
• To direct compliance issues to appropriate existing channels for investigation and resolution
• Facilitate compliance risk profile workshops
• Compile quality Compliance Risk Management Plans [CRMP’s] on applicable regulatory requirements
• Perform continuous Compliance Monitoring on applicable regulatory requirements and at relevant third parties, and drafting compliance monitoring reports
• Conduct due diligence of third parties for prospective binder holders and Independent intermediaries
• Oversight of contracts register, Intermediary and Binder agreements and Rep register
• People management by mentoring and developing junior compliance officer’s
• Assisting in facilitating reviews/ inspections by Regulators
• AMLCO and responsible for overseeing the AML program end to end.

• Promoting, leading and managing the culture of practicing compliance across the company
• Driving and maintaining the compliance strategy and leading the implementation thereof
• Providing guidance to executive management, senior management, staff, and employees on compliance
• Playing a role as business enabler by advocating solutions to resolve compliance related challenges
• Drafting new and updating existing internal policies and procedures in accordance with regulatory and business requirements, including enhanced due diligence procedures
• Maintaining current knowledge of regulations, keeping abreast of changes, and revising policies and processes considering changes in legislation and needs of the organisation
• Overseeing and monitoring the implementation of internal policies and procedures related to compliance
• Refining and implementing a risk-based framework and approach to AML/CFT that is appropriate for the organisation
• Overall responsibility for the entire AML/CFT program including the design, development, implementation and management
• Coordinating internal compliance reviews and monitoring activities
• Being pro-active in anticipating and addressing compliance risks
• Reporting to relevant committees, Head Office, and to FSCA, on a regular basis on compliance matters
• Liaising and collaborating with Internal Audit and Risk to avoid/remediate compliance weaknesses
• Dealing with regulators in respect with on-site visits, client complaints and regulatory forums
• Responding to regulatory investigations and queries as the principal point of contact
• Ensuring that all areas of the company are compliant with the applicable laws and regulations and ensure that gaps are swiftly identified, and measures are put in place to close all gaps identified
• Participating in the approval process for new products and activities
• Promoting, leading and managing the culture of practicing compliance across the company
• Drive and oversee the training of all employees on applicable compliance legislation
• Manage-monitor, control and reduce Regulatory Relations’ internal and external spend while remaining within the Group’s Risk appetite as determined by the board
• Managing Compliance and staff within team, conducting staff appraisals and providing guidance where required
• Independently investigating and acting on matters related to compliance

• Helps management to design, implement and monitor internal risk management practices and processes
• Facilitates risk assessment workshops with management to identify and assess Key Risk
• Controls using Company risk management methodology
• Helps management to develop and maintain accurate and complete risk registers
• Ensures that implementation, evaluation and improvement of risk management practices and processes is carried out
• Helps management to implement and maintain an effective and comprehensive control self- assessment process [CSA]
• Planning, co-ordination and execution of risk management activities and projects both short and long term
• Attending to various risk, audit and steering committees
• Obtains process buy-in from stakeholders and builds strong client relationships
• Liaises with Internal Auditors and Forensics Auditors to effectively share relevant risk information
• Reports on effectiveness of internal risk management practices and processes
• Accountable for overall Financial Crime Risk and Project Risk
• Oversee the Anti-Money Laundering processes
• Ensuring that the business continuity management and disaster recovery within the areas of responsibilities is done and conforms to the industry standards
• Provide support for project teams in terms of risk identification and controls on the new projects within the division
• Member of the CFST team to assist with risk assessment for 3 rd parties and vendors onboarding assessments and site visits
• Identifying, interpreting and prioritising key regulatory
• Compiling risk management plans for specific and new regulatory requirements
• Adequacy and effectiveness evaluations and continuous analysis of processes and identification of improvements required
• Monitoring and assessment of adherence to regulatory requirements and reporting on areas of non-compliance
• Keeping abreast of new regulations and developments in the industry and interpreting and analysing the potential impact on the business and ensuring compliance to new legislations
• Providing of risk advice and opinions
• Providing of risk awareness and training
• Implementation of group risk methodology and processes within the business unit
• Compiling Risk reports for the business unit and Group Risk

• Conducting due diligence checking, reviewing and investigation to the required standards and within agreed timelines
• Conducting of AML due diligence and EDD on PEP’s [Retail]
• Responsible for suspicious transactions reporting
• Identify and communicate compliance risk issues and irregularities and assess the adequacy and effectiveness of management’s proposed mitigation and prevention plans
• Monitoring compliance with the internal Regulatory Universe through Risk Management
• Plans and updating CRMP’s
• Signing off on consistency of all marketing material and communications to customers, including: Website Media, SMS & email and Scripts [sales, application forms]
• Developing, implementing and managing comprehensive CRMP’s
• Ensuring that the appropriate training programmes on regulatory issues are available through the internal training department and they are updated and relevant
• Ensuring that complaints register is being managed properly
• Liaison with Regulatory Officers
• Identify potential compliance breaches and investigating compliance issues and irregularities
• Implement policies and procedures to ensure compliance with legislation
• Maintaining documentation of compliance activities and investigations outcomes
• Monthly reporting of progress and matters
• Providing compliance feedback on various projects
• And assist with conducting compliance risk assessments on various projects
• Helping with Financial Services Board reporting
• National Credit Regulator reporting
• Implementing policies and procedures to ensure compliance with legislation and internal policies
• Attending to client escalated Ombuds and Pension Funds Adjudicator complaints investigations
• Maintaining compliance procedures and manuals
• Providing reports to the Divisional Director on compliance monitoring recommendations, compliance services and findings made.

• Planning and facilitating individual monitoring processes throughout the group, ensuring that these appropriately address in-scope regulatory risks and controls
• Identify applicable legislation and provisions affecting the various subsidiaries of
• Assupol Group and assisting the business to comply with said legislation thereby maintaining the compliance framework
• Overseeing of AML processes and procedures and a reporting officer [MLRO]
• Providing advice and training on matters pertaining to compliance
• Creating compliance awareness and establishing compliance culture within the business
• Provide findings of reviews via written reports and verbal feedback with recommendations and remedial action points for management
• Follow up remedial action points to ensure satisfactory completion of recommendations within agreed timescales
• Provide regulatory advice to management and business areas during Reviews
• Production of review MI to support the Compliance Manager – Monitoring with the production of reports
• Responsible for ensuring BCM processes and planning
• Monitoring of branch offices in relation to the regulatory
• Monitoring and interpreting relevant laws and regulations
• Keeping abreast of developments within the regulatory environment
• Identifying potential compliance breaches and investigating compliance issues and irregularities
• Attending to the escalated complaints from clients (from Compliance@assupol.co.za)
• Assist with company & departmental policy drafting and reviews
• Creating discussion documents on regulatory and legislative changes
• Liaising with regulators and other relevant stakeholders